JJSA Advisors Ltd

Item 5. Fees and Compensation
Fees for Financial Planning and Miscellaneous Advisory Services:
As indicated in Billing of Client Accounts and Consolidated Billing of Fees below, JJSA will directly
bill the Client for Financial Planning and Miscellaneous Advisory Services.

Initial consultation – no charge; no obligation

Financial, Tax, Retirement and Estate Planning – Minimum fees are $1,500.00 for comprehensive
planning, $750.00 for two limited areas of concern, and $200.00 for miscellaneous advice. Limited areas
include Cash Flow, Risk Management, Estate Planning, Tax Planning and College Planning.

Financial Plans – a minimum fee of $1,500.00 comprehensive planning; $750.00 for two limited areas of
concern. Limited areas include Cash Flow, Risk Management, Estate Planning, Tax Planning and College
Planning.

Prepayment of Fees
JJSA may request Client to pay in advance an initial deposit against Financial Planning and Miscellaneous
Services to be rendered of up to 50% of the minimum fee for such services. If the initial deposit exceeds
$500, the requested services will be provided within 6 months or the unused portion of the deposit will be
refunded.

Termination of Financial Planning and Miscellaneous Advisory Services Agreement
JJSA or the client may terminate the financial planning agreement within five days of the date of acceptance
without penalty to the client. After the five-day period, either party may terminate the financial planning
agreement by providing 30 days written notice to the other party. However, the client will incur a charge
based on time spent on the requested services prior to such termination. Unless an initial deposit has been
made, refunds are not applicable as fees are payable in arrears. Initial deposits may be refunded less
charges for time spent on the requested services.

Provision of Financial Planning Services for Investment Management Advisory Services Clients
In certain circumstances and in JJSA’s sole discretion, JJSA may provide Financial Planning and/or
Miscellaneous Services to Investment Management Advisory Services Clients at no charge.

Fees for Investment Management Advisory Services

Fee Schedule
The client’s initial Investment Management Advisory Services fee will be assessed based on the actual
portion of the initial quarter that the client’s portfolio was under management. In subsequent quarters,
JJSA's maximum fees for Investment Management Advisory Services are based on the following tiered fee
schedule:

        1.00% of Managed Portfolio Assets up to $500,000 of the current value of portfolio, paid quarterly
        (pro-rated) in arrears.

        0.90% of Managed Portfolio Assets from $500,001 to $750,000 of the current value of portfolio,
        paid quarterly (pro-rated) in arrears.

        0.85% of Managed Portfolio Assets from $750,001 to $1,000,000, of the current value of portfolio,
        paid quarterly (pro-rated) in arrears.

        0.75% of Managed Portfolio Assets above $1,000,001 to $1,500,000, of the current value of
        portfolio, paid quarterly (pro-rated) in arrears.

        0.65% of Managed Portfolio Assets above $1,500,001 to $2,000,000, of the current value of
        portfolio, paid quarterly (pro-rated) in arrears.

        Management fees for assets in excess of $2,000,000 are negotiable.

On-going Investment Management Advisory Services fees are calculated at the end of each quarter, net
of withdrawals and additions made during the period.

Fees and Billing for the SEI Asset Management Program
SEI management fees are payable quarterly, in arrears, based on assets under management at the end of
the quarter. Management fees are automatically deducted from the client’s account by SEI. Each quarter,
SEI will send the client an account statement that will include a management fee notification which will show
the computed fee, any adjustments to the fee, an explanation of any adjustment and the net management
fee to be deducted from the account later in the period. Management fees are paid to JJSA. Clients may
terminate their SEI account at any time by notifying JJSA. Termination will be effective upon receipt of such
notice. If the client terminates their services within five business days of executing the client agreement,
services will be terminated without penalty. After the initial five business days, the client may be responsible
for payment of fees for the number of days services were provided by JJSA prior to receipt of the notice of
termination.

The maximum total management fee charged to the client by SEI and paid to JJSA will not exceed 1.00%.
Custodian fees and internal mutual fund expenses are separate from the management fees. Complete
details on the SEI fees and expenses are disclosed in SEI’s disclosure brochure which will be given to all
clients. The exact fee and/or fee schedule for each client will be disclosed in SEI’s client agreement.

SEI may charge a separate custodial fee for the custody services it provides the client’s account. Mutual
funds held in the account pay their own advisory fees and other expenses which are explained in each
mutual fund’s prospectus. These fees and expenses are separate charges from the account management
fees.

Fee for Direct Management of Client Accounts by JJSA
Fees are calculated and billed at the end of the calendar quarter, net of withdrawals and additions made
during the period. An invoice or statement showing the fee calculation and amounts withdrawn will be sent
to each client.

Investment Management Advisory Services Agreement Termination
JJSA or the client may terminate the Investment Management Advisory Services agreement within five
days of its signing without penalty to the client. After the five-day period, either party, upon 30 days written
notice to the other, may terminate the agreement. The management fee will be pro-rated for the quarter in
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Item 7. Types of Clients
JJSA generally provides investment advice to individuals and small businesses and may also offer services
to trusts, estates, and charitable organizations.

JJSA generally requires a minimum account size of $100,000 to open and maintain an account. This
account minimum may be reduced or waived in the sole discretion of JJSA.