Dream Capital Advisors LLC

Item 5         Fees and Compensation

The following information shall address the fees of Dream Capital Advisors, LLC which will
include the general fee schedule, fee billing, and other fees and charges.

General Fee Schedule
For an individual customized portfolio, Dream Capital charges a client’s fee based on a
percentage of assets under management according to the following schedule:
               • 1.25% on investable assets

Dream Capital may have current client relationships which pay fees that are lower than the fee
schedule above. Fees may be negotiable based on historical relationship, account size, types of
assets to be managed, service requirements, and other factors.

Fee Billing
The minimum initial investment for an advisory investment management client relationship is
$5,000,000 per household. This schedule is used as a guideline only; all minimum requirements
are subject to negotiation at the sole discretion of Dream Capital.

Each Dream Capital client will pay a quarterly fee for services based on the amount of assets
under management. Fees for each calendar quarter are calculated on the last business day of the
current quarter and payable at the beginning the subsequent quarter. Fees are computed by
multiplying one-fourth of the annual fee rate to the ending business day’s market value of the
account(s).

Advisory fees are generally automatically deducted from your account directly by your account
custodian. Each fee will be reported directly on the client’s monthly custodian statement. It is
possible for clients to elect to be billed directly for their fees. In the event either Dream Capital
or the client terminates the investment advisor agreement, fees will be charged on a pro rata basis
for the portion of the quarter completed. The client’s account value(s) at the end of the prior full
billing quarter is used as the basis for fee computation, adjusted for the number of days during the
billing quarter prior to termination.

                                   Dream Capital Advisors, LLC
                                       Form ADV Part 2A
                                         March 11, 2026

Other Fees and Charges
Dream Capital’s fees are exclusive of brokerage commissions, transaction fees, and other related
costs and expenses which shall be incurred by the client. Clients may incur certain charges
imposed by custodians, brokers, and other third parties such as fees charged by managers,
custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire transfer and
electronic fund fees, and other fees and taxes on brokerage account and securities transactions.

Custodians may charge transaction fees on purchases and/or sales of mutual funds and exchange-
traded funds. Mutual funds and exchange traded funds also charge internal management fees for
their services as investment managers, which are disclosed in a fund’s prospectus. Such charges,
fees and commissions are exclusive and in addition to Dream Capital’s fee, and Dream Capital
shall not receive any portion of these commissions, fees and costs.

Item 7         Types of Clients

Dream Capital provides investment advisory services to individuals, families, charitable
organizations, trusts, business entities and others not mentioned here. Client relationships vary
in scope and length of service.

All clients are required to enter into an investment management agreement with Dream Capital
prior to Dream Capital providing any services. The minimum initial investment for a Dream
Capital advisory investment management client is $5,000,000 per household. This schedule is
used as a guideline only; all minimum requirements are subject to negotiation at the sole
discretion of Dream Capital.