Encompass Advisory Services LLC

Item 5. Fees and Compensation
Encompass Advisory Services offers services on a fee basis, which include, as provided under the applicable Advisory Agreements,
fixed fees as well as fees assessed as a percentage of assets under management. Additionally, certain of the Firm’s Supervised
Persons, in their individual capacities, offer securities brokerage services, mortgage brokerage services, or insurance products
under a separate fee-based arrangement. Subsection (j) of Rule 260.238, California Code of Regulations requires that all
investments advisers disclose to their advisory clients that lower fees for comparable services may be available from other
sources.
Encompass offers the following ways to engage with Clients:
          •    Financial Planning Fees
                     o    Comprehensive Financial Planning for ongoing Financial Planning.
                     o    Financial Planning and Consulting for a standalone financial plan or hourly fee.
          •    An Estate Planning Documents Preparation Fee.
          •    An Investment Management Fee for the management of Client assets.

Financial Planning Fees

A financial plan may include the following services: Cash Flow/Budgeting, Debt Management, Asset Allocation Analysis, Insurance
Analysis, Education Funding Analysis, Tax Planning, Retirement Planning, Estate Planning Analysis, and/or Stock Option Analysis.
The terms and conditions of the financial planning or consulting services engagement are set forth in the Financial Planning &
Consulting Services Agreement.

The client will be billed directly and the Firm will accept such payment by check, debit card, credit card, or paid from a non-
retirement brokerage account managed by the Firm. Any fees debited from a client’s brokerage account will be payable first from
free credit balances, money market funds or cash equivalents, if any, and subsequently from the liquidation of no-load or load-
waived mutual funds, equity securities, and fixed income securities, which choice of liquidation shall be at the discretion of the Firm.
Client acknowledges that the custodian of any such account shall have no responsibility to verify or calculate fees.

Comprehensive Financial Planning

The fee for Comprehensive Financial Planning services is defined in the Financial Planning & Consulting Services Agreement.
Comprehensive Financial Planning consists of an upfront charge of $100 to $10,000 and potentially an ongoing fee that is paid
monthly or annually at the rate of $100 to $1,000 per month up to $12,000 annually to assist you with the plan’s execution and to
monitor your progress. Access for you to interactive financial planning software is included with this planning in most cases. The
fees are negotiable depending upon the scope and complexity of the services and the professional rendering the financial planning
services. The Firm requires the total fee to be paid upon execution of the agreement or as otherwise provided under the Financial
Planning & Consulting Services Agreement.

This service may be terminated with 30 days’ notice. Upon termination of services, the fee will be prorated, and any unearned fee
will be refunded to the client.

Financial Planning and Consulting

Encompass Advisory Services generally charges a fixed fee for providing financial planning and consulting services
under a standalone engagement pursuant to the Financial Planning & Consulting Services Agreement. In special
circumstances, it may be offered on an hourly basis at a rate of $100 to $500 per hour, depending on the nature of the
specified services. The fixed fees are negotiable, but generally range from $100 to $10,000, depending upon the scope and
complexity of the services and the professional rendering the financial planning or consulting services.

The Firm requires half of the fee to be paid upon execution of the Agreement (but never more than six months in advance), with the
balance due upon delivery of the financial plan, completion of the agreed upon services, or as otherwise provided under the
Financial Planning & Consulting Services Agreement. In all cases, the Encompass will not require a retainer exceeding $1,200
when services cannot be rendered within 6 (six) months.

Estate Planning Documents Preparation Fee

Through our partnership with an independent third-party technology company, Wealth, Inc. ("Wealth”), we can facilitate the
preparation of various estate planning documents for clients. Such services are generally separate from any investment
management and/or financial planning services that we may render to a client, and the exact scope of such estate planning services
will depend on the nature of a client’s specific estate planning needs. As a condition of utilizing Wealth, you must agree to the terms
and conditions, available at wealth.com.

For the avoidance of doubt, neither Encompass nor Wealth renders legal advice or services. Wealth offers the ability to consult with
licensed attorneys in various jurisdictions at an additional charge, and subject to additional terms and conditions.

  Estate planning documents for an Individual                                       $250
  Estate planning documents for a Couple                                            $500
  Optional one hour of assistance with a financial advisor for an Individual        $250
  Optional two hours of assistance with a financial advisor for a Couple            $500
  Optional annual subscription to make unlimited changes to documents for
                                                                                    FREE for First Year, then $49
  an Individual or Couple

Encompass requires the total fee to be paid upon execution of the Agreement or as otherwise provided under the Financial
Planning & Consulting Services Agreement.

Other potential Estate Planning fees could potentially include county recording fees, transfer of deed fees, and notary fees.
Investment Management and Wealth Management Fees
...

Item 7. Types of Clients
The Firm offers services to individuals, business entities, 401k plans, IRAs, trusts, estates, charitable organizations, and
corporations.
Minimum Account Value and Account Fee
As a condition for establishing and maintaining an investment management relationship, the Firm does not impose a minimum
portfolio value.