Engage Wealth Group LLC

ITEM 5 - FEES AND COMPENSATION

INVESTMENT MANAGEMENT FEES AND COMPENSATION
Our Firm charges a fee as compensation for providing Investment Management services on your account.
These services include advisory services, trade entry, investment supervision, and other account
maintenance activities. Our custodian charges transaction costs, custodial fees, redemption fees,
retirement plans, and administrative fees or commissions. See Additional Fees and Expenses below for
details.

The fees for investment management are based on an annual percentage of assets under management or
a flat annual retainer billed in arrears and are applied to the household asset value on a pro rata basis.
Asset management fees are billed monthly in arrears based on the average daily balance of the account(s)
from the previous month. Fees are assessed on all assets under management, including securities, cash,
and money market balances.

Our maximum investment advisory fee is 1.50%, or we may negotiate a lower advisory fee. The specific
advisory fees are set forth in your Investment Advisory Agreement. Fees may vary based on the size of the
account, complexity of the portfolio, extent of activity in the account, or other reasons agreed upon by us
and you as the client. In certain circumstances, our fees and the timing of the fee payments may be
negotiated. Our employees and their family-related accounts are charged a reduced fee for our services.

Although Engage Wealth Group does not require a minimum dollar value of any account to which it provides
advisory and financial planning services, clients may be charged a minimum annual fee of $6,000 ($1,500
quarterly or $500 a month). If a client maintains less than $400,000 of assets under Engage Wealth Groups’
management and is subject to the $6,000 annual minimum fee, he or she will pay a higher percentage
annual fee than the maximum 1.50% above. The minimum annual fee may be waived at the firm’s
discretion. Other advisers may have higher or lower fees than Engage Wealth Group. Cash and cash
equivalents and any margin debt balances are included in the calculation of advisory fees, unless otherwise
noted and agreed to in the executed Agreement.

Unless otherwise instructed by the Client, we will aggregate related client accounts for the purposes of
determining the account size and annualized fee. The common practice is often referred to as “house-
holding” portfolios for fee purposes and may result in lower fees than if fees were calculated on portfolios
separately. Our method of house-holding accounts for fee purposes looks at the overall family dynamic
and relationship. When applicable and noted in Appendix A of the Investment Management Agreement,
legacy positions may also be excluded from the fee calculation.

ENGAGE WEALTH GROUP, LLC
JUNE 2026 | PAGE 8

The independent and qualified custodian holding your funds and securities will debit your account directly
for the advisory fee and pay that fee to us. You will provide written authorization permitting the fees to be
paid directly from your account held by the qualified custodian. Further, the qualified custodian agrees to
deliver an account statement to you at least a quarterly basis indicating all the amounts deducted from the
account including our advisory fees. Advisory fees are billed monthly in arrears based on the average daily
balance of the account(s) during the previous month. For held away assets managed through Pontera,
Pontera does not offer us the ability to deduct fees from the account. As such, fees for the management of
held away assets will either be paid directly by you or deducted from another account that we manage for
you at the qualified custodian(s) recommended by us. Fees for accounts managed through Pontera will be
based on the value of the account on the last day of the quarter.

Either Engage Wealth Group, or you may terminate the management agreement immediately upon written
notice to the other party. The management fee will be pro-rated to the date of termination based on the
average daily balance for the month in which the cancellation notice was given and the earned fee will be
billed to your account.

Upon termination, you are responsible for monitoring the securities in your account, and we will have no
further obligation to act or advise with respect to those assets. In the event of the client’s death or disability,
Engage Wealth Group will continue the management of the account until we are notified of the client’s
death or disability and given alternative instructions by an authorized party.

FINANCIAL PLANNING FEES
For stand-alone financial planning arrangements, Engage Wealth Group will negotiate the planning fees
with the client using either a fixed fee or an hourly rate. Fees may vary based on the extent and complexity
of the client’s individual or family circumstances and the amount of the client’s assets under our
management. Engage Wealth Group will determine the client’s fee for the designated financial advisory
services based on a fixed fee arrangement described below. For clients who transition from a financial plan
to an advisory client, we may apply a portion of financial planning fees as a credit against AUM fees at our
discretion.

Under our fixed fee arrangement, any fee will be agreed upon in advance of services being performed. The
fee will be determined based on factors including the complexity of the client’s financial situation, agreed
upon deliverables, and whether or not the client intends to implement any recommendations through
Engage Wealth Group. Fixed fees for broad-based financial plans start at $6,000. Fees can be paid via check
to Engage Wealth Group from your personal bank account or can be invoiced and processed through a
third-party nonaffiliated service. Clients will be asked to set up their bank account or credit card at the
third-party to enable credit card or ACH payments. While the third-party allows firms like Engage Wealth
...

ITEM 7 - TYPES OF CLIENTS

We provide investment advice to individuals, high net worth individuals, employee-sponsored retirement
plans, foundations, charitable organizations, trusts, and estates.

Although Engage Wealth Group does not require a minimum dollar value of any account to which it provides
advisory and financial planning services, each client will be charged a minimum annual fee of $6,000 ($1,500
quarterly or $500 a month). If a client maintains less than $400,000 of assets under Engage Wealth Groups’
management and is subject to the $6,000 annual minimum fee, he or she will pay a higher percentage
annual fee than the maximum 1.50% above. The minimum annual fee may be waived at the firm’s
discretion.