Enspyre Wealth Advisors Inc

Item 5 – Fees and Compensation

In addition to the information provided in Item 4 – Advisory Business, this section provides additional details
regarding our firm’s services along with descriptions of each service’s fees and compensation arrangements.

Comprehensive Portfolio Management
As part of our Comprehensive Portfolio Management service, clients will be provided asset management and
financial planning or consulting services. This service is designed to assist clients in meeting their financial
goals through the use of a financial plan or consultation. Our firm conducts client meetings to understand
their current financial situation, existing resources, financial goals, and tolerance for risk. Based on what is
learned, an investment approach is presented to the client, consisting of individual stocks, bonds, ETFs,
options, mutual funds and other public and private securities or investments. Once the appropriate portfolio
has been determined, portfolios are continuously and regularly monitored, and if necessary, rebalanced
based upon the client’s individual needs, stated goals and objectives. Upon client request, our firm provides a
summary of observations and recommendations for the planning or consulting aspects of this service.

The annual management fee charged for this service will be negotiated with each client, with 2.50% being the
maximum management fee that will be charged to clients.

Our firm’s fees are billed monthly in advance on a pro-rata annualized basis based on the value of your
account on the time-weighted daily average of the previous month. Fees are negotiable and will be deducted
from your managed account. In rare cases, we will agree to direct bill clients. As part of this process, you
understand and acknowledge the following:

    •   The client’s independent custodian sends statements at least quarterly showing the market values
        for each security included in the Assets and all account disbursements, including the amount of the
        advisory fees paid to our firm;
    •   Clients will provide authorization permitting our firm to be directly paid by these terms. Our firm
        will send an invoice directly to the custodian; and
    •   If our firm sends a copy of our invoice to the client, a legend urging the comparison of information
        provided in our statement with those from the qualified custodian will be included.

Financial Plans and Consultations
Enspyre offers either oral or written financial plans that can be comprehensive or segmented in nature. Plans
can include, but are not limited to, the areas of retirement planning, employer benefits plans, college
planning, employer stock options and divestitures, budgeting, tax planning, estate planning and insurance
analysis. Plans will include recommendations to help clients meet their financial goals and objectives.
Enspyre’s associated persons will meet with clients as many times as necessary to gather the documents and
information needed to prepare the financial plans.

The charge for these plans is usually an hourly fee, but may also be a fixed fee. The hourly fee is up to $500
per hour and the fixed fee will not exceed $10,000. These fees are negotiable based upon the complexity of
the client’s financial situation and the services being provided. At the discretion of Enspyre’s associated
persons, they may also multiply the negotiable hourly fee rate by the estimated number of hours needed to
complete the services and determine a fixed fee charge. Whether hourly or fixed, the fee will be disclosed to
the client prior to services being provided. Fees are due and payable, in arrears, upon presentation of the
plan(s) at which time the financial planning engagement terminates.

Either party may terminate services at any time by submitting written notice to all appropriate parties. If
services are terminated within five business days of executing a contract with Enspyre, services will be
terminated without penalty. After the initial five business days, the client will be responsible for fees due for
time and effort expended by Enspyre's associated persons prior to receipt of notice of termination.

Ongoing Financial Consultations
For those who do not meet our account minimums for asset management services, Enspyre also offers
ongoing financial planning, retirement planning and investment services. The clients contracted for this
service are entitled to unlimited access to Enspyre’s associated persons during the term of the contract.
Contracts are for a one-year period but are automatically renewable upon the anniversary of the initial

signing date unless specifically terminated by the parties. If services are automatically renewed, ongoing
consultation fees will continue as originally agreed upon by the parties. However, Enspyre reserves the right
to send the client, at least 30 days prior to the anniversary date, a new contract with revised ongoing
consultation fees. If the client declines to sign this revised contract by the anniversary date, the contract will
automatically terminate on the anniversary date.

The yearly fee for these ongoing consultations will not exceed $10,000 and is negotiable based upon the
complexity of the client’s financial situation, the services to be provided, and the estimated time to be spent
on the ongoing consultations. The fee will be determined by Enspyre’s associated persons and will be
disclosed to the client prior to services being provided. Fees for these services are charged in advance, on a
quarterly basis, and Enspyre will provide the client with a statement that will be due and payable upon
receipt.

Either party may terminate services at any time by submitting written notice to all appropriate parties. If
services are terminated within five business days of executing a contract with Enspyre, services will be
terminated without penalty. After the initial five business days, the client will be responsible for fees due for
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Item 7 – Types of Clients

Enspyre generally provides investment advice to the following types of clients:

    •   Individuals
    •   High-Net Worth Individuals
    •   Trusts, estates, or charitable organizations

Minimum Investment Amounts Required
Enspyre Wealth Advisor’s recommended minimum investment amount for establishing an account is
$1,000,000.

Exceptions may be granted to these minimums upon request. Exceptions to these minimums may be granted
based on other account balances, possible future additions expected into the account and the timing of those
additions and/or family member of existing client.