ENZA Financial LLC

Item 5 Fees and Compensation
Portfolio Management Services

Our fee for portfolio management services is based on a percentage of the assets in your account and
is set forth in the following annual tiered fee schedule:

                                           Annual Fee Schedule
                              Assets Under Management         Annual Fee
                             First $1,000,000                up to 1.50%
                             $1,000,001 to $3,000,000        up to 1.25%
                             $3,000,001 to $5,000,000        up to 1.00%
                             $5,000,001 to
                             $10,000,000                     up to 0.75%
                             Over $10,000,001                up to 0.50%

Our annual portfolio management fee is billed and payable, quarterly in arrears, based on the average
daily balance.

If the portfolio management agreement is executed at any time other than the first day of a calendar
quarter, our fees will apply on a pro rata basis, which means that the advisory fee is payable in
proportion to the number of days in the quarter for which you are a client. Our advisory fee is
negotiable, depending on individual client circumstances. The specific fees will be outlined in the client
service agreement.

At our discretion, we may combine the account values of family members living in the same household
to determine the applicable advisory fee. For example, we may combine account values for you and
your minor children, joint accounts with your spouse, and other types of related accounts. Combining
account values may increase the asset total, which may result in your paying a reduced advisory fee
based on the available breakpoints in our fee schedule stated above.

We will deduct our fee directly from your account through the qualified custodian holding your funds
and securities. We will deduct our advisory fee only when the following requirements are met:

    • You provide our firm with written authorization permitting the fees to be paid directly from your
      account held by the qualified custodian; and
    • The qualified custodian agrees to send you a statement, at least quarterly, indicating all
      amounts disbursed from your account including the amount of the advisory fee paid directly to
      our firm.

If you have any questions about the statement(s) you receive from the qualified custodian call our main
office number located on the cover page of this brochure.

We encourage you to reconcile our invoices with the statement(s) you receive from the qualified
custodian. If you find any inconsistent information between our invoice and the statement(s) you
receive from the qualified custodian call our main office number located on the cover page of this
brochure.

You may terminate the portfolio management agreement upon 30 days written notice. You will incur a
pro rata charge for services rendered prior to the termination of the portfolio management agreement,
which means you will incur advisory fees only in proportion to the number of days in the quarter for
which you are a client. If you have pre-paid advisory fees that we have not yet earned, you will receive
a prorated refund of those fees.

Third-Party Managers

In the event that our Firm employs the services of Third-Party Managers in connection with our
provision of asset management services, clients will incur an additional amount charged to Enza by
any Third-Party Manager (the “Third-Party Management Fee”). The Third-Party Manager Fee is up to
1% of assets under management and is disclosed in a separate disclosure delivered to the client by
Enza at or before the time the assets are designated to be managed or advised by that Third-Party
Manager. Third-Party Manager fees are separate and in addition to our Advisory Fee. Third-Party
Manager fees will apply only to those client assets allocated to the Third-Party Manager.

The fee billing and calculation method will vary based on the Third-Party Manager recommended.
Third-Party Managers assess fees in different ways, including quarterly in advance based on the
amount of assets under the Third-Party Manager’s management as of the last business day of the prior
quarter, or quarterly in arrears based on the average daily balance of the Third-Party Managed assets.
Third-Party Manager fees will generally be billed to the client by the Third-Party Manager upon its
instruction to the custodian. Clients will be provided with a copy of the chosen Third-Party Manager’s
Form ADV Part 2A Brochure and other disclosure documents detailing exactly how fees are billed and
calculated and are encouraged to carefully review those documents.

Individual Consulting and Planning
Adviser’s fees for the Individual Consulting and Planning services described in Item 4 (Advisory
Business) are based on an hourly rate up to $450 and depend on the complexity and scope of the
requested services. The maximum annual fee we may charge for this service is $25,000, depending on
the size of the client and services provided to that client. Fees are negotiable at our sole discretion.
Fees are due and payable upon the completion of the contracted services.

Comprehensive Financial Planning
Adviser’s fees for the Comprehensive Financial Planning services described in Item 4 (Advisory
Business) are a flat fee and are based on the complexity and scope of the services provided. The
maximum fee for this service for individuals is $15,000. The maximum fee for this service for
businesses is $50,000. Unless otherwise agreed upon, fees are due in full at the time of entering this
Agreement. I

Fees are broken down into three levels: Tier I = $2,500; Tier II = $5,000; and Tier III = $7,500. Fees
are negotiable and your specific fees will be outlined in your advisory contract. Unless otherwise
agreed upon, fees are due in full at the time of entering this Agreement.

Periodic Investment Advisory Consulting Service
...

Item 7 Types of Clients
We offer investment advisory services to predominately to individuals, including high net worth
individuals. We also provide investment advisory services to businesses.

In general, we do not require a minimum dollar amount to open and maintain an advisory account;
however, we have the right to terminate your Account if it falls below a minimum size which, in our sole
opinion, is too small to manage effectively.

We may also combine account values for you and your minor children, joint accounts with your
spouse, and other types of related accounts to meet the stated minimum.