EXDS Capital LLC

Item 5: Fees and Compensation
A. Fee Schedule. The Firm is compensated through asset-based fees, fixed fees, hourly
fees, subscription fees, and one‑time onboarding fees.

Investment Portfolio Management Fees. Our annual fee is based on the market value
of the assets under management (“AUM”), which includes all cash and cash equivalents,
and is billed quarterly in arrears (i.e., at the end of each quarter), unless negotiated with
a client otherwise. The fee schedule is as follows:

Assets Under Management          Annual Fee

Up to $999,999                   2.00%

$1,000,000 - $4,999,999          1.50%

$5,000,000 and above             1.00%

Negotiability of Fees. Fees may be negotiable depending on factors such as account
size, complexity of services, anticipated account growth, and overall relationship
circumstances. We may also waive or reduce fees at our sole discretion during the
advisory relationship due to changes in account circumstances or other considerations.
Any negotiated or reduced fee arrangement will be documented in your Investment
Advisory Agreement. Fee reductions and waivers are never contingent on investment
performance outcomes.

Conflict of Interest Note: Clients should be aware that the management fee charged on
cash balances may exceed the interest earned on those balances, resulting in a negative
return on the cash portion of the account. The Firm includes cash in the billing base
because it provides ongoing advice and tactical overwatch regarding the timing of cash
deployments.

Onboarding Fee. Upon execution of the Investment Advisory Agreement, clients pay a

EXDS Capital
Investment Management

                                                                             EXDS Capital
                                                                  Investment Management

one-time onboarding fee, typically ranging from $2,000 to $5,000.

This fee covers: initial financial and risk assessment; development of a written
Investment Policy Statement (IPS); asset allocation strategy recommendations and
account setup coordination. The onboarding fee is earned upon delivery of the
completed Investment Policy Statement (typically 5–15 days after account execution). For
termination and refunds, see point D.

Financial Planning and Wealth Advisory Fees. Fees are charged on either a fixed
project fee basis or an hourly basis, depending on the scope and complexity of your
engagement:

Fixed Project Fee: For comprehensive financial planning engagements, we charge a fixed
fee determined based on the complexity of your financial situation, typically ranging
from $3,000 to $10,000, determined based on the complexity of your financial situation.
Complexity factors include the number and nature of income sources, entities you own
or control, properties and real estate holdings, business interests, jurisdictions involved,
family structure, existing planning arrangements, tax complexity, and other
circumstances affecting the scope of planning required. The fixed project fee is
negotiated and documented in your service agreement before engagement commences.

Hourly Fee: For consulting services, plan updates, or more limited-scope projects, we
charge an hourly rate of $250 per hour. Before commencing work, we will provide you
with an estimate of the hours required and total anticipated fees. You will be invoiced
based on actual time incurred.

Our financial planning and wealth advisory fees are fixed fees (or hourly fees) that do
not vary based on the market value of your assets, investment returns, or account
performance. This fee structure aligns our compensation with the time, expertise, and
analysis required to deliver comprehensive financial planning services, rather than with
asset values that fluctuate with market conditions beyond our control.

Plan Updates and Follow-Up Services. If you require updates to your financial plan due
to changed circumstances such as marriage, divorce, birth of children, sale of business
interests, inheritance, relocation, or other significant life events, we offer plan update
services as separate engagements. Update fees are determined based on the scope of
analysis and revisions required, and may be charged on a fixed-fee or hourly basis.

Fees may be negotiable depending on factors such as account size, complexity of
services, anticipated account growth, and overall relationship circumstances. We may
also waive or reduce fees at our sole discretion during the advisory relationship due to
changes in account circumstances or other considerations. Any negotiated or reduced
fee arrangement will be documented in your Investment Advisory Agreement. Fee

EXDS Capital
Investment Management

                                                                            EXDS Capital
                                                                 Investment Management

reductions and waivers are never contingent on investment performance outcomes.

EXDS Insight Educational Subscription. Our educational subscription service provides
periodic newsletters and educational materials presenting market commentary,
economic analysis, and investment insights. EXDS Insight is provided exclusively for
educational purposes and does not constitute investment advice or personal
recommendations.

Subscription fees (Fees: $99 monthly, $200 quarterly, or $650 annually, paid in advance)
are fixed and paid in advance for the subscription period selected.

B. Fee Payment Methods and Billing Frequency.

Portfolio management fees - billing frequency and payment methods. Billing Frequency:
We bill quarterly in arrears (at the end of each calendar quarter). Fees are calculated
based on the market value of assets under management as of the last business day of
the quarter for which services were provided.

Payment Methods: Portfolio management fees may be paid through the following
methods:

   ●​ Automatic Deduction: Fees are deducted directly from the client's custodial
...

Item 7: Types of Clients and Eligibility Requirements
We provide advisory services to individuals, high-net-worth individuals, trusts,
corporations, and other business entities, as well as, proprietary accounts of the Firm
and its management.

Account Requirements. EXDS Capital LLC does not impose a minimum account size or a
minimum assets under management requirement.

EXDS Capital
Investment Management

                                                                              EXDS Capital
                                                                   Investment Management

Service Eligibility and Geographic Restrictions. To be eligible for our advisory
services, prospective clients must meet the following criteria:

   ●​ Geographic Restrictions: We do not provide investment advisory services
      (including portfolio management, financial planning, and wealth advisory
      services) to residents or citizens of the European Union (EU), United Kingdom
      (UK), or European Economic Area (EEA). These restrictions are based on local
      regulatory licensing requirements. Our educational subscription service
      (EXDS Insight) remains available globally.
   ●​ Regulatory Compliance: All prospective clients must complete identity
      verification and comply with Know Your Customer requirements per U.S.
      anti-money laundering regulations.
   ●​ Disclosure of Financial Information: You must provide accurate and
      complete financial information, including investment objectives, risk
      tolerance, financial circumstances, and any material facts affecting your
      situation. You are responsible for notifying us promptly of any material
      changes.
   ●​ Agreement Execution: Advisory services commence only upon execution of a
      written Investment Advisory Agreement (and, for portfolio management
      clients, approval of a customized Investment Policy Statement).