Family Wealth Planning Partners LLC

ITEM 5. FEES AND COMPENSATION
In addition to the information provided in the Advisory Business section, this section provides details regarding our
services along with descriptions of each service’s fees and compensation arrangements.

DESCRIPTION OF FEES AND COMPENSATION

                                         Assets in Account                      Annual Fee
                            $0-$499,999                                           1.65%
                            $500,000-$999,999                                     1.35%
                            $1,000,000+                                           1.00%

FWPP fees may sometimes be negotiable, but must be agreed upon contractually. You should be aware that other
investment advisers will charge lower fees for similar investment advisory services. You could also invest on your own
in a security or a portfolio of securities directly without being charged for investment advisory services. Also, you
should be aware that investment advisory program fees charged can be higher or lower than if you elected to execute
transactions on a commission basis for each transaction in a commission-based brokerage account. You should be
aware that investment advisory program fees charged can be higher or lower than if you elected to execute transactions

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on a commission basis for each transaction in a commission-based brokerage account.

Fee Billing Overview & Methodology

FWPP is generally compensated by fees calculated as a percentage of assets under management (“AUM fees”) and may
also, on occasion, be compensated through fixed-fee arrangements. Fees that are calculated as a percentage of AUM
are generally charged monthly in arrears based upon the average daily balance of the AUM, including on money market
and other cash equivalent assets, during the relevant billing period. The qualified custodians of FWPP generally will
debit the fees on a periodic basis from the account as disclosed in your investment advisory agreement.

FWPP may, in its sole discretion, change the actual fee charged upon thirty days’ written notice to the Client. Clients
may accept the change or close the account.

Investment Management & Associated Other Fees: Considerations when the IAR serves as Portfolio Manager

Fees, fee structure, and experience may vary by IAR. The exact fee is negotiated on a client-by-client or account-by-
account basis. These fees are disclosed to you in the investment advisory agreement that you sign in advance of services
being provided. IARs have an incentive in the fee charged to you, as they receive a percentage of the fee, with the
remaining amount of the fee retained by FWPP.
In exchange for such fees, IARs provide investment advisory and management services, defined as giving continuous
and regular supervisory (investment advice/management) services to a client and making investments based on a
client’s individual needs through securities accounts. In this program, IARs are responsible for determining investment
recommendations and implementing any such recommendations by effectuating transactions and/or retaining
allocations as previously established (“implicit hold recommendations”). If the IAR determines that upon review of
the client portfolio, according to whatever periodic review timetable was established between the IAR and you, the
client, the IARs should document the basis for retaining the present allocation, as well as the basis for effectuating any
material changes to the portfolio. IARs will manage your accounts in accordance with your individual needs, objectives
and risk tolerance.

You could also invest on your own in a security or a portfolio of securities directly without being charged for investment
advisory services, but by electing to utilize an IAR, you are acknowledging that you find value in paying for such
services.
Insurance Company Billing for Fee-Based Annuities

You will also choose, in conjunction with your IAR, whether to pay a ticket charge per trade executed or an asset-based
fee for trade execution, which varies by custodian. Fees for trade execution are separate from the advisory fees. The
number of trades placed in the account is a factor that has a bearing upon the relative cost of the program. If there are
only a few trades placed in the account over a period, it is likely that paying for advisory services and trade execution
separately would be less expensive than a bundled/wrapped advisory fee. On the other hand, if there are a large amount
of trades placed in the account over a period, it is possible that paying for advisory services and trade execution separately
could be more expensive. Assessing your needs, future trading activity, time horizon and fee methodology impact which
approach is in your best interest. Some IARs will absorb the costs of trade execution for you. This creates a conflict as
it will incentivize an IAR to trade less frequently. Also, when an IAR pays for trade execution IAR has the availability
to purchase and sell investments with low or no ticket charges associated with them, it will impact which products to
purchase since not all products have a transaction/clearing cost. This creates a conflict as IAR will receive a larger
portion of the advisory fee than if you paid for the trade execution. For placing a client’s assets into a fixed insurance
product, your IAR will receive different types of fees from the insurance carrier, often called an insurance commission,
which can be paid upfront and/or arrears.

Fees for Certain Security Types

Investments in mutual funds and ETFs are subject to various other fees that are paid by those portfolios, but ultimately

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are borne by shareholders through lower returns than would likely be realized without those fees. These expenses may
include investment advisory, administrative, distribution, transfer agent, custodial, legal, audit, and other customary fees
...

ITEM 7. TYPES OF CLIENTS
FWPP provides investment advisory services to the following types of clients:

    •   Individuals, including High Net Worth Individuals
    •   Pension and Profit-Sharing Plans
    •   Trusts, Estates, or Charitable Organizations,
    •   Government or Municipalities,
    •   Corporations, Partnerships, and other businesses not listed above

While FWPP does not require a minimum account size, we suggest that you invest at least $100,000 in order to open
an investment advisory account. For smaller accounts, FWPP suggests that either a brokerage account or an account
with automated investment tools/Robo advice (both unaffiliated with FWPP) may be more appropriate, economically
efficient, and desirable customer experience, particularly when any such investment tools/Robo advice is accompanied
by some level of “overlay” advice or management by your IAR.
FWPP reserves the right to apply a higher account size in consideration of your ability to open and continue to maintain
an account. Some IARs and programs used by IARs impose higher account minimums, and you should consult with
your IAR to determine the required account minimum.