Blue Barn Wealth LLC

Item 5: Fees and Compensation

Method of Compensation and Fee Schedule
Wealth Management Services
For our Wealth Management Services (which includes both our Financial Planning Services and our Portfolio
Management Services), we charge an asset-based fee, which is a regressively tiered schedule based on the
level of a client’s Assets Under Management (AUM). Clients with less than 180,000 in assets under
management may also be required to pay a financial planning fee in addition to the tiered AUM fee in order
to receive Wealth Management Services.

The asset-based fee is typically charged quarterly in arrears, which means that at the end of each calendar
quarter, you pay for the preceding quarter. The fee is determined by multiplying the aggregate account
balance across all accounts in a client’s household as of the last day of the quarter by the annual percentages
listed in the tiered fee schedule below. The result is then divided by four to determine the quarterly fee for
the preceding quarter. If margin is utilized, the fees will be billed based on the net asset value of the account.
In addition, any deposits or withdrawals that occur during the quarter will follow the same calculation to be
prorated by the number of days the funds were in the account. If the asset-based fee is less than any
applicable minimum fee included in your client engagement agreement, then the minimum fee will be
assessed instead of the asset-based fee. If a minimum fee applies, it may be paid monthly instead of
quarterly.

The asset-based fee is based on the tiered schedule below. For example, a client who has a total portfolio
of $2,000,000 managed by our firm would be assessed an annualized fee of 1% for the first $1,000,000 and
0.75% on the next $1,000,000, for a blended rate of 0.875% on the $2,000,000 portfolio.

                             Assets Under Management                Annual Fees
                                   First $1 Million
                                                                       1.00%
                                  ($0 - $1,000,000)
                                   Next $3 Million
                                                                       0.75%
                             ($1,000,000.01-$4,000,000)
                                   Next $6 Million
                                                                       0.50%
                            ($4,000,000.01-$10,000,000)
                                  Above $10 Million                    0.25%
For the benefit of lowering your asset-based fee, we may aggregate accounts for the same individual or
married couple, including accounts where a family member has power of attorney over another family
member’s assets, into a single household. Blue Barn Wealth considers cash to be an asset class, and as such
is included in fee calculations. Also, to be noted, at times fees will exceed the money market yield. If the
Account does not contain sufficient funds to pay advisory fees, Blue Barn Wealth has authority to sell or
redeem securities in sufficient amounts to pay advisory fees.

At the end of each calendar quarter, the asset-based fee is determined by multiplying the aggregate account
balance across all accounts in the Client’s household (two or more accounts owned by the Client) as of the
last day of the quarter by the annual percentages listed in the tiered fee schedule. The result is then divided
by four (4) to determine the quarterly fee for the preceding quarter. In addition, any deposits or withdrawals
that occur during the quarter will follow the same calculation; however, they will be prorated by the number
of days the funds were in the account.

Blue Barn Wealth, LLC                                                                Last Updated: February 17, 2026
Form ADV Part 2A                                                                                       Page 11 of 32

Blue Barn Wealth may also utilize the services of a Sub-Advisor to manage Clients’ investment portfolios by
executing a Sub-Advisor agreement with other registered investment advisor firms. If a sub-advisor is
engaged to execute its investment strategy within your account maintained at our custodian of record, the
sub-advisor’s fee is in addition to our fee schedule. The fee will be dependent on the account value,
investment style and types of securities used. The sub-advisor fee is often in lieu of an expense ratio on a
mutual fund or exchange-traded fund. The sub-advisor fees will be disclosed to and acknowledged by the
Client in Blue Barn Wealth’s Client Agreement.

In the rare absence of a reportable market value, our firm may seek a third-party opinion from a recognized
industry source (e.g., unaffiliated public accounting firm). A client may choose to separately seek such an
opinion at their own expense as to the valuation of “hard-to-price” securities if they believe it to be
necessary.

The first billing cycle will begin once your engagement agreement is executed with our firm and assets have
settled into your account held by the custodian of record. Advisory fees for partial quarters will be prorated
based on the remaining days in the reporting period in which our firm services the account.

Financial Planning Services
Fees for our Financial Planning Services take into consideration the number of services requested, the
anticipated time involved in generating and executing the services, and other related factors that informed
these estimates, such as the complexity of a client’s financial situation and the assets that comprise a clients’
overall value or net worth.

Blue Barn Wealth charges an hourly fee of up to $300 per hour. Prior to entering into an agreement, we
provide an estimate of the overall cost of the project based on the requested deliverables and the expected
time involved. An initial deposit of 50% of the total estimated cost is due at the onset of the engagement;
...

Item 7: Types of Clients
Description
Blue Barn Wealth provides advisory services to individuals and high net worth individuals (and their trusts
and estates) of all levels of investment experience. We also provide consulting services to pensions and
profit-sharing plans as well as to businesses and charities of all scale.

We reserve the right to waive or reduce certain fees based on unique individual circumstances, special
arrangements or preexisting relationships. We also reserve the right to decline services to any prospective
client for any nondiscriminatory reason.

Account Minimums
Blue Barn Wealth requires the following minimums for its Wealth Management Services:
Essential has a minimum asset under management (AUM) of $5,000 but may require a financial planning
fee in addition to the AUM fee;
Full-Service has a minimum AUM of $300,000; and
Premium has a minimum AUM of $10,000,000.
In certain instances, the minimum account size may be lowered or waived.