FC Advisory LLC

Item 5: Fees and Compensation
A. FEE SCHEDULES

We offer limited financial planning engagements (Plan Development) for a one-time fee and ongoing advisory services (Plan
Implementation) for an ongoing Advisory Fee. The amount a client pays for Plan Development and/or Plan Implementation will depend on a
variety of factors, for example: the complexity of their situation; the services they receive and whether such services are provided through
Financial Coach or New Wealth Project; the number of interactions with our financial professionals, whether the support received is primarily
human- or technology-based; and the amount of assets in their advisory accounts. The final fee schedule is identified in each client’s
Investment Advisory Agreement, (the “Agreement”).
Fees are negotiable at FCADV’s discretion; FCADV may offer discounted rates to its employees and their families as well as to institutional
and high net worth clients with substantial portfolio balances. We do not charge advisory fees to non-discretionary assets invested in donor-
advised fund (DAF) accounts.

                                                                                                FC ADVISORY, LLC – FORM ADV PART 2A Ι ( 0 3 / 2 0 2 6 )

Asset-based Advisory Fees are calculated as a percentage of assets under management and/or advisement (“AUM”), including cash and cash
equivalent assets, billed on a pro-rata annualized basis quarterly in advance based on the value of the client’s account(s) on the last day of
the previous quarter. Flat-rate Advisory Fees are billed on a pro-rata annualized basis quarterly in advance. Advisory Fees are automatically
deducted from each client’s advisory account(s) by the account’s Custodian upon their receipt of instruction by FCADV. Alternatively, clients
may arrange to pay flat-rate Advisory Fees directly (reference B. Payment of Fees – Direct Payment by Client below).
FINANCIAL COACH
Advisory services provided through Financial Coach are intended for individuals and couples who are retired or approaching
retirement (usually within 5-10 years of retirement). Financial Coach offers one-time Financial Plan Development and ongoing Financial
Plan Implementation according to the following fee schedules.

         FINANCIAL PLAN DEVELOPMENT                                                FINANCIAL PLAN IMPLEMENTATION

Your Retirement Gameplan® – Financial Coach develops                       Financial Coach Supernova services include ongoing
financial plans through a series of “Planning Modules” in                  financial planning and portfolio management in exchange
exchange for a flat-rate planning fee.                                     for an annual asset-based Advisory Fee, charged according
    Module #1: Retirement & Income Planning                               to the following tiered fee schedule:
    Module #2: Allocation & Investment Planning                                  First $1 million of AUM            1.25 %
    Module #3: Insurance Planning                                                Next $1 - $2 million               1.00 %
    Module #4: Estate, Medicare & Other Needs                                    Next $2 - $3 million               0.75 %
                                                                                  Next $3 - $5 million               0.50 %
Plan Development Fees range from $2,500 to $5,000
                                                                                  Above $5 million of AUM            0.10 %

NEW WEALTH PROJECT
Advisory services provided through New Wealth Project are intended for young families and emerging professionals/business
leaders. New Wealth Project offers one-time Financial Plan Development and ongoing Financial Plan Implementation according to the
following fee schedules. Financial Plan Implementation through New Wealth Project requires a minimum $2,500 annual Advisory Fee.

         FINANCIAL PLAN DEVELOPMENT                                                FINANCIAL PLAN IMPLEMENTATION

The Project – New Wealth develops financial plans                          New Wealth Project “Maintenance” services include
through a series of “Planning Modules”, each of which is                   ongoing financial planning and portfolio management in
offered individually (“A La Carte”) or collectively, in                    exchange for an annual asset-based Advisory Fee, charged
exchange for a flat-rate planning fee.                                     according to the following tiered fee schedule:
                                                                                  First $1 million of AUM                     0.75 %
 Module #1: Cash Flow Roadmap                          $ 500
                                                                                  Next $1 - $2 million                        0.60 %
 Module #2: Capital Growth Formula                     $ 500                     Next $2 - $3 million                        0.45 %
 Module #3: Protection Solution                        $ 500                     Next $3 - $5 million                        0.30 %
                                                                                  Above $5 million of AUM                     0.10 %
Plan Development Fee (collectively):                    $ 1,500
                                                                                  Minimum Annual Advisory Fee                 $ 2,500

B. PAYMENT OF FEES

FINANCIAL PLAN DEVELOPMENT (One-Time “Planning Fee”)
Clients may elect to pay Financial Planning Fees by either (i) check(s) payable to FC Advisory, LLC, or (ii) electronic (“ACH”) payment(s)
through a third-party payment processing vendor. The final arrangement for payment of Financial Planning Fees will be identified in the
client’s Agreement, which must be completed prior to the delivery of any financial planning work, formal recommendations, and/or material.
...

Item 7: Types of Clients
FCADV offers advisory services, including Financial Planning and Portfolio Management, to individuals and high net-worth individuals
through Financial Coach and New Wealth Project.
          Financial Coach advisory services are intended for individuals and couples who are retired or approaching retirement
           (usually ages 55 years and older).
          New Wealth Project advisory services are intended for young families and emerging professionals and business leaders
           (usually ages 30-55 years).