Fiduciary Experts LLC

Item 5 Fees and Compensation

All fees are negotiable. Below is a general fee schedule; all services are customized to meet client needs.

A. Acceptance of Fiduciary Responsibility
Fiduciary Experts LLC understands and agrees to act as a fiduciary and accepts personal responsibility for the
advice provided to clients. As a fiduciary, we will act in the best interest of our clients.
The advice we provide as a fiduciary will be based on our best judgment of what a prudent person would do
under the same circumstances. As a fiduciary, we are not responsible for the financial results that are achieved
or not achieved, provided that we can document the prudent process used to arrive at the advice provided in a
consistent and transparent manner.
As a fiduciary, our advice will be consistent with the principles of diversification so as to minimize the risk of
large losses, and will be in accordance with any documents or instruments governing the client and consistent
with existing laws and regulations.

Individual Account Fee Schedule
Tier 6: All Fees are negotiable depending on level of service; Flat dollar fee as low as $100 per year for
accounts below $100,000 to as high as 1% of assets under management. Average fees for assets above
$500,000 is a flat annual $4000. Fees can be waived by advisor upon special circumstances.

Institutional Client Fee Schedule
Single Annual Flat Fee for Services Selected — as a co-fiduciary with no discretion over assets (Institutional
Full Service). Fees are negotiable and can include a COLA of 3%
Single flat per participant fee is also available if client prefers this method instead. Average can run from $20
per person to $60 on an annual basis.
All fees can vary depending on level of services provided including number of client onsite visits.

  Plan Assets                                           Annual Fee Range

  Below $1MM                                            $3,000 – $5,000

  $1MM – $2MM                                           $5,000 – $8,000

  $2MM – $5MM                                           $8,000 – $15,000

  $5MM – $8MM                                           $12,000 – $18,000

  $8MM – $12MM                                          $16,000 – $20,000

  $12MM – $16MM                                         $18,000 – $22,000

  $16MM – $20MM                                         $20,000 – $25,000

  Greater than $20MM                                    $20,000 – $30,000

Source of Payment: Fees are deducted on a pro-rata basis from investor accounts, directly by the Plan
Sponsor, or a combination of both. Fees are received from the recordkeeper or Plan Sponsor, typically on a
quarterly basis, billed in arrears.

CONFIDENTIAL — Not for Distribution Without Consent                                                         Page 6

                                                                 Fiduciary Experts LLC | Form ADV Part 2A | May 19, 2026

Fiduciary Status — 3(21) or 3(38) Fiduciary: Fee increases apply for discretionary fiduciary services on asset
management.

Services Provided Under Annual Flat Fee
The following services are provided and customized based on the selected service level:
    •    Investment Analysis: Define goals and objectives; prepare/maintain IPS; identify appropriate asset
         classes; search for and conduct due diligence on investment managers; choose investments; develop
         and maintain model portfolios; control investment expenses; monitor options and prepare periodic
         reports; design QDIA rules; place participants in appropriate investments.
    •    Plan Support Services: Conduct fiduciary assessment; oversee plan administration; support DOL/IRS
         audits; select, hire, and monitor service providers.
    •    Recordkeeper Selection and Monitoring: Collect plan data; develop RFP; conduct recordkeeper
         search; evaluate capabilities; interview finalists; evaluate recordkeeper on a regular basis and assist
         with corrective action.
    •    Trustee/Custodian Selection and Monitoring: Same process as recordkeeper search; additionally
         evaluate and measure proxy voting procedures.
    •    Participant Services: Evaluate educational needs; develop educational and enrollment materials;
         conduct enrollment and education meetings; monitor participant demographics; perform one-on-one
         sessions; conduct webinars and conference calls on demand.
    •    Plan Conversion: Assist with converting to newly selected providers; act as liaison between former
         and new provider; review and advise on service agreements.
    •    Other Services: Projects and special ad hoc requests; provide Client Portal for document safekeeping
         and fiduciary process.
    •    Financial Planning
    •    Robo-Advisor
    •    Model Portfolio custom creation and management
    •    Lunch-n-Learns in person seminars: Financial Wellness Topics and workshops
    •    Client Site Visits – Participant Education and 1x1 support
    •    Act as 3-38 or 3-21 Plan Fiduciary

Financial Planning Fees
Fees for financial planning services are negotiable based upon the type of client, services requested, complexity
of the client's situation, and the relationship with the investment adviser representative.
Fiduciary Experts provides financial planning under a fixed-fee arrangement. The minimum fixed fee is generally
$100 and the maximum is generally no more than $5,000. At no time will Fiduciary Experts require payment of
more than $1,200 in fees more than six months in advance.
Financial planning services terminate upon delivery of the written plan or upon written notice of termination by
either party. In the event of early termination prior to presentment of the plan, no fees are due. Any prepaid but
unearned fees will be refunded.

Other Fee Terms
Clients may pay investment advisory fees by check or credit card (with written authorization). Clients should
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Item 7 Types of Clients

Fiduciary Experts provides advisory services to the following types of clients:
    •    Private and public companies
    •    Government agencies
    •    Municipalities
    •    Hospitals and churches
    •    Schools and educational institutions
    •    Foundations and non-profit entities
    •    Individuals and business owners