Fierston Financial Group Inc

Item 5 – Fees and Compensation

PORTFOLIO MANAGEMENT SERVICES

The annual fee for portfolio management services will typically be charged as a percentage
of assets under management at the tiered rate of 1.00% per year for assets up to $1,000,000
and 0.75% per year for assets above $1,000,000.

FFG's portfolio management services fee will be charged quarterly in arrears based on the
account value last day of the previous quarter, prorated for inflows and outflows that result
in at least a $25 increase or decrease in the amount of the quarterly fee. Both FFG's
Investment Advisory Agreement and the custodial/clearing agreement may authorize the
custodian to debit the account for the amount of FFG's investment advisory fee and to
directly remit that management fee to FFG in compliance with regulatory procedures.. At
FFG's discretion, the annual fee for portfolio management services may be charged on an
hourly basis ranging from $150 to $750 per hour or on a fixed fee basis.

A minimum of $1,000,000 of assets under management is required for Portfolio Management
Services. This account size may be negotiable under certain circumstances. That is, fees may
vary depending upon various objective and subjective factors, including but not limited to:
the representative assigned to the account, the amount of assets to be invested, the
complexity of the engagement, the anticipated number of meetings and servicing needs,

related accounts, future earning capacity, anticipated future additional assets, and
negotiations with the client. FFG may group certain related client accounts for the purposes
of achieving the minimum account size and determining the annualized fee.

FINANCIAL PLANNING AND CONSULTING SERVICES (STAND-ALONE)

FFG may provide financial planning and/or consulting services (including investment and
non-investment related matters, including estate planning, insurance planning, etc.) on a
stand-alone separate fee basis. FFG’s planning and consulting fees are negotiable, but FFG
generally charges between $1,000 and $7,500 on a fixed fee basis, or between $150 and $750
per hour on an hourly basis, depending upon the level, complexity, and scope of the services
required and the professional rendering the services.

GENERAL INFORMATION ABOUT FEES

In certain circumstances, all fees and account minimums may be negotiable. FFG has fee
arrangements with preexisting clients for portfolio management services, which differ from
the above fee schedule. As result of the above, similarly situated clients could pay different
fees and similar advisory services may be available from other investment advisers for
similar or lower fees.

A client agreement may be canceled at any time, by either party, for any reason. Upon
termination of any account, any prepaid, unearned fees will be promptly refunded, and any
earned, unpaid fees will be due and payable.

All fees paid to FFG for investment advisory services are separate and distinct from the fees
and expenses charged by mutual funds and ETFs to their shareholders. These fees and
expenses are described in each fund's prospectus. These fees will generally include a
management fee and other fund expenses. The client should review both the fees charged by
the funds and the fees charged by FFG to fully understand the total amount of fees to be paid
by the client and to evaluate the advisory services being provided.

In addition to FFGs advisory fees, clients are also responsible for the fees and expenses
charged by custodians and imposed by broker dealers. Such fees include, but are not limited
to, transaction charges, wire transfer and electronic fund fees, and other fees and taxes on
brokerage accounts and securities transactions. Such charges, fees and commissions are
exclusive of and in addition to FFG’s fee; and FFG shall not receive any portion of these
commissions, fees, and costs. While certain custodians, including Schwab, generally (with

exceptions) do not currently charge fees on individual equity transactions (including ETFs),
others do.

There can be no assurance that Schwab will not change its transaction fee pricing in the
future. Schwab may also assess fees to clients who elect to receive trade confirmations and
account statements by regular mail rather than electronically.

Item 7 – Types of Clients

FFG offers a combination of advisory services, where appropriate, to individuals, high net
worth individuals, pension and profit sharing plans, trusts, estates, charitable organizations,
and corporations or other business entities. A minimum of $1,000,000 of assets under
management is required for Portfolio Management Services. This account size may be
negotiable under certain circumstances. FFG, in its sole discretion, may also charge a lesser
investment management fee and/or reduce or waive its aggregate relationship minimum
based upon certain criteria (i.e. anticipated future earning capacity, anticipated future
additional assets, dollar amount of assets to be managed, related accounts, account
composition, negotiations with client, etc.). As result of the above, similarly situated clients
could pay different fees and similar advisory services may be available from other
investment advisers for similar or lower fees.