First Financial Group Corporation

Item 5 Fees and Compensation
Portfolio Management Services
Our fee for portfolio management services is based on a percentage of your assets we manage and is
set forth in the following fee schedule:

Assets Under Management            Annual Fee
Up to $249,999                     2.00%
$250,000 - $999,999                1.50%
Greater than $1,000,000            1.00%

Our annual portfolio management fee is billed and payable quarterly in advance based on the value of
assets in each account in the Portfolio as of the close of business on the last trading day of the
previous quarter. If the portfolio management agreement is executed at any time other than the first
day of a calendar quarter, our fees will apply on a pro rata basis, which means that the advisory fee is
payable in proportion to the number of days in the quarter for which you are a client. Our advisory fee
is negotiable, depending on individual client circumstances, and may be quoted as a fixed fee for
smaller accounts. We may also offer other fee payment arrangements depending on the account type
and/or client circumstances.

In instances where we have selected a Sub-Advisor to assist us with managing the portfolio strategy
determined by your investment objectives, such Sub-Advisors charge a fee separate and in addition to
our management fee. In all circumstances where an additional fee is imposed directly by a Sub-
Advisor, clients will be required to execute the requisite authorization form(s) to allow the Sub-Advisor
fee to be directly debited from the client’s account. Sub-advisory fees may range up to an annual fee of
0.35% of assets under management.

At our discretion, we may combine the account values of family members living in the same household
to determine the applicable advisory fee. For example, we may combine account values for you and
your minor children, joint accounts with your spouse, and other types of related accounts. Combining
account values may increase the asset total, which may result in your paying a reduced advisory fee
based on the available breakpoints in our fee schedule stated above.

We will deduct our fee directly from your account through the qualified custodian holding your funds
and securities. We will deduct our advisory fee only when you have given our firm written authorization
permitting the fees to be paid directly from your account. Further, the qualified custodian will deliver an
account statement to you at least quarterly. These account statements will show all disbursements
from your account, and you should review all statements for accuracy. For directly managed held-away
accounts where it is impossible to directly debit the fees from these accounts, those fees will be
assigned to the client’s taxable accounts on a pro-rata basis. If the client does not have a taxable
account, those fees will be billed directly to the client. If you have any questions about the statement(s)
you receive from the qualified custodian, please call our main office number located on the cover page
of this Brochure.

You may terminate the portfolio management agreement within five business days of the date of
acceptance without penalty. After the five-day period, you may terminate the portfolio management
agreement upon 30-days' written notice to our firm. You will incur a pro rata charge for services

rendered prior to the termination of the portfolio management agreement, which means you will incur
advisory fees only in proportion to the number of days in the quarter for which you are a client.

Portfolio Consulting Services
Our fee for portfolio consulting services is based on a percentage of your portfolio assets we provide
advice on. This fee is billed quarterly in advance and set forth in the following fee schedule:

Portfolio Assets                 Annual Fee
Up to $249,999                   2.00%
$250,000 - $999,999              1.50%
Greater than $1,000,000          1.00%

Our fees will be assessed pro rata in the event that the advisory agreement is executed at any time
other than the first day of a billing period. Our fee is negotiable depending on individual client
circumstances. We may also negotiate other fee payment arrangements upon client request. In all
cases, applicable fees, fee payment arrangements, and the terms of the engagement will be clearly set
forth in the advisory agreement executed between our firm and you prior to services being
rendered. We will send you an invoice for the payment of our advisory fee, or you may authorize us to
deduct our fee directly from your designated account through the qualified custodian holding your
funds and securities.

You may terminate the portfolio consulting agreement upon written notice to our firm. You will incur a
pro rata charge for services rendered prior to termination, which means you will incur advisory fees
only in proportion to the number of days in the billing period for which you are a client.

Financial Planning Services
We offer a variety of financial planning services, including broad-based planning, annual retainer
services, and general consulting services.

Broad-Based Financial Planning: This service includes the presentation of a financial plan and ongoing
consulting services for a period of 12 months from the date of engagement. Our fee for this service is
$3,500 and payable quarterly in advance.

Annual Retainer: This service includes 12 months of ongoing financial planning services, general
consulting, and an annual update to existing financial plans (if applicable). Our annual retainer fee is
$4,000 payable quarterly in advance.

General Consulting: We also offer general consulting and financial planning services at an hourly rate
of $500 subject to negotiation. This fee is due and payable upon completion of services rendered. An
estimate of the total time/cost will be determined at the start of the advisory relationship. In limited
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Item 7 Types of Clients
We offer investment advisory services to individuals, trusts, estates, corporations and other business
entities.

In general, we require a minimum of $325,000 to open and maintain an advisory account. At our
discretion, we may waive this minimum account size. For example, we may waive the minimum if you
appear to have significant potential for increasing your assets under our management. We may also
combine account values for you and your minor children, joint accounts with your spouse, and other
types of related accounts to meet the stated minimum.