Florian Financial Group LLC

Item 5: Fees and Compensation

INVESTMENT SUPERVISORY SERVICES ("ISS")
 INDIVIDUAL PORTFOLIO MANAGEMENT FEES

The annualized fee for Investment Supervisory Services is charged as a percentage of
assets under management, according to the following schedule:

Assets Under Management                                   Annual Fee
Up to $300,000 of Investment Assets at                    1.20%
$300,001 to $1,000,000 of Investment Assets at            0.86%
$1,000,000 to $2,000,000 of Investment Assets at          0.70%
Over $2,000,000 of Investment Assets at                   0.50%

For client accounts held with Charles Schwab & Co., Inc. ("Schwab"), a FINRA registered
broker-dealer, member SIPC (this represents the majority of client accounts), Florian
Financial Group LLC's advisory fees are directly debited, as authorized, quarterly, in
advance, and are not negotiable. For all accounts held at other broker-dealers, Florian
Financial Group LLC’s advisory fees will be directly billed to the client, as authorized,
quarterly, in advance, and are not negotiable.

FINANCIAL PLANNING FEES

Florian Financial Group LLC's Financial Planning fee is determined based on the nature of
the services being provided and the complexity of each client’s circumstances. All fees are
agreed upon prior to entering into a contract with any client.

Our Financial Planning fees are calculated and charged on a fixed fee basis, typically
ranging from $500 to $2,000, depending on the specific arrangement reached with the
client.

We may request a retainer upon completion of our initial fact-finding session with the client;
however, advance payment will never exceed $1,200 for work that will not be completed
within six months. The balance is due upon completion of the plan.

RETIREMENT PLAN ADVISORY SERVICES
Florian Financial Group LLC is compensated for Retirement Plan Advisory Services based
on an annual percentage of plan assets.

The annual fee may range from 0.20% to 1.00% of plan assets depending on the services
requested and the size and complexity of the plan. Payment of fees, payment periods (i.e.
frequency), and the corresponding valuation dates of plan assets are subject to the
specifications and limitations agreed to in each individual agreement with a plan sponsor.
Notwithstanding the foregoing, fees will not be adjusted based on additions and withdrawals
during the payment periods agreed upon.

ERISA relationships: Fees for advice and services provided to ERISA retirement plans
fees are negotiable between Florian Financial Group LLC and the plan sponsor. For plans
governed by ERISA, compensation arrangements will involve the offset or refunding of any
indirect compensation relating to the assets in the plan, such as 12b-1 fees, to the plan
and/or plan participants to ensure level compensation to Florian Financial Group LLC. All
direct and indirect compensation will be described in the 408(b)(2) disclosure provided
when your ERISA account is established.

Any 12b-1 fees derived from the assets in a qualified employer retirement plan governed
under ERISA, will be refunded to the plan/plan participants.

GENERAL INFORMATION

Termination of the Advisory Relationship: A client agreement can be terminated by
either party at any time without penalty upon written notice. Such termination shall not,
however, affect liabilities or obligations incurred or arising from transactions initiated under
this agreement prior to such termination. Upon termination, Client is responsible for
monitoring securities in the Account, and Adviser will have no further obligation to act or
advise with respect to those assets. If Client terminates this agreement within five business
days of its signing, Client will receive a full refund of all fees and expenses. If Client
terminates this agreement after five business days of its signing any fees payable to Florian

Financial Group LLC shall be prorated through the effective date of such termination and
the obligation of Client for payment of such fees shall continue following such termination.

Mutual Fund/ETF Fees: All fees paid to Florian Financial Group LLC for investment
advisory services are separate and distinct from the fees and expenses charged by mutual
funds and/or ETFs to their shareholders. These fees and expenses are described in each
fund's prospectus. These fees will generally include a management fee, other fund
expenses, and a possible distribution fee (Florian Financial Group LLC does not invest in
mutual funds that impose a sales charge). A client could invest in a mutual fund directly,
without our services. In that case, the client would not receive the services provided by our
firm which are designed, among other things, to assist the client in determining which
mutual fund or funds are most appropriate to each client's financial condition and objectives.
Furthermore, as individual investors, clients may not have access to the full range of mutual
funds that Florian Financial Group LLC provides, as an institutional investor. Accordingly,
the client should review both the fees charged by the funds and our fees to fully understand
the total amount of fees to be paid by the client and to thereby evaluate the advisory
services being provided.

Additional Fees and Expenses: In addition to our advisory fees, clients are also
responsible for the fees and expenses charged by custodians and imposed by broker
dealers, including, but not limited to, any transaction charges imposed by a broker dealer
with which Florian Financial Group LLC effects transactions for the client's account(s).
Please refer to the "Brokerage Practices" section (Item 12) of this Form ADV for additional
information.

Advisory Fees in General: Clients should note that similar advisory services may (or may
not) be available from other registered (or unregistered) investment advisers for similar,
lower, or higher fees.

Limited Prepayment of Fees: Under no circumstances do we require or solicit payment of
...

Item 7: Types of Clients
Clients advised may include individuals, families, trusts, charitable organizations and
foundations, pensions and corporations. Our firm does not impose a stated minimum fee or
minimum portfolio value for starting or maintaining an investment advisory account.