Forever Financial Advisors LLC

Item 5 – Fees and Compensation

All financial planning and investment advisory services are provided on a fee-only basis. We do
not accept compensation from anyone other than our clients, and do not accept any commissions.

Carefully read Item 4 and Item 5 of Form ADV Part 2A (“Brochure”), as these sections of the
brochure contain important details about FFA advisory services and fees. Fees may be negotiable.
The fees below will only apply to you when you request the services listed.

   Fees Charged by            Fee Amount              Frequency Fee is               Services
 Investment Advisor                                        Charged
Assets Under            1.25% per year on the first Quarterly, in Arrears,    Investment
Management Fee          $1,000,000 of amount        minimum $2,500 per        Management
                        invested, plus 1.00% per
                        year on the next $1,000,000 quarter.
                        invested, plus 0.75% per
                        year on the next $1,000,000
                        invested, plus
                        0.50% per year of the
                        amount above $3,000,000
                        invested.

Hourly Fee              $300/hour                     As needed               Financial Planning
Subscription Fee        $0.00 (Not applicable)
Fixed Fee               50% of above AUM fee          $500 deposit, 50% of    Financial Planning
                                                      remainder at 2nd
                                                      meeting, remainder at
                                                      final meeting
Commissions to the      $0.00 (Not applicable)
Advisor
Performance-based       $0.00 (Not applicable)
Fee
Other                   $0.00 (Not applicable)
Fees Charged by Third         Fee Amount            Frequency Fee is             Services
        Parties                                         Charged
Third Party Money       Sales charges (varies)   With trades               Management of muni
Manager                                                                    bond portfolio
Robo-Advisor Fee        $0.00 (Not applicable)
                  Talk with your Advisor about fees and costs applicable to you

                                    Forever Financial Advisors, LLC

                                        www.ForeverFinancial.com

Additional fees and costs to discuss with your Advisor:

     Additional Fees/Cost                       Yes/No                            Paid To
Brokerage Fees                    Yes                                 Custodian
Commissions                       No
Custodian Fees                    Yes                                 Custodian
Mark-ups                          No
Mutual Fund/ETF                   Yes                                 Mutual Fund/ETF companies
Fees and Expenses

The above fees are subject to a quarterly minimum of $2,500, with no minimum level of assets.
These amounts are billed quarterly, in arrears, and are deducted directly from client’s brokerage
accounts. They may be paid separately under some circumstances. These fees may be adjusted
up or down in certain circumstances by agreement of Advisor and Client. An annual retainer fee
may be charged instead of the above schedule when appropriate. Investment Advisory
agreements may be terminated at any time by written notice of either party. Fees for the then
current period are billed on a pro-rated basis.

The standard rate for a comprehensive financial plan is 50% of the first year AUM fee. The
amount may be adjusted up or down depending on the complexity of the Client's needs, and may
be discounted or waived for clients engaging us for both financial planning and investment
advisory services.

Some financial planning projects are undertaken on a fixed-fee basis, with the fee agreed upon in
advance. Half the fee, up to $500, is paid in advance, and the remainder billed as work is
completed. Ongoing non-advisory financial guidance relationships are also available, with
individually negotiated quarterly retainer fees. All fees are subject to negotiation.

Forever Financial Advisors, LLC’s fees are exclusive of brokerage commissions, transaction fees,
and other related costs and expenses which shall be incurred by the client. Clients may incur
certain charges imposed by custodians, brokers, third party investment and other third parties
such as fees charged by managers, custodial fees, deferred sales charges, odd-lot differentials,
transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on brokerage
accounts and securities transactions. Mutual funds and exchange traded funds also charge internal
management fees, which are disclosed in a fund’s prospectus. Such charges, fees and commissions
are exclusive of and in addition to FFA’s fee, and FFA shall not receive any portion of these
commissions, fees, and costs. FFA does not charge additional fees for the selection of other
advisors, and does not receive any portion of fees paid to such other advisors.

Item 12 further describes the factors that FFA considers in selecting or recommending broker-
dealers for client transactions and determining the reasonableness of their compensation.

                                    Forever Financial Advisors, LLC

                                      www.ForeverFinancial.com

Item 7 – Types of Clients

Forever Financial Advisors, LLC provides portfolio management services to individuals,
businesses, charitable institutions, foundations, endowments, and other institutions. While FFA
does not require a minimum account size, there is a minimum fee of $2,500 per quarter (see fee
schedule under Item 5).