Shield Wealth Advisors LLC

Item 5 – Fees and Compensation

In addition to the information provided in Item 4 – Advisory Business, this section provides additional
details regarding our firm’s services along with descriptions of each service’s fees and compensation
arrangements. It should be noted that lower fees for comparable service may be available from other
sources. The exact fees and other terms will be outlined in the agreement between you and Shield
Wealth Advisors.

Asset Management Services

Fees charged for our asset management services are charged based on a percentage of assets under
management, billed in arrears (at the end of the billing period) on a monthly basis and calculated based
on the average daily balance of your account during the current billing period. Fees are prorated (based
on the number of days service is provided during the initial billing period) for your account opened at any
time other than the beginning of the billing period. If asset management services are commenced in the
middle of the billing period, then the prorated fee for that billing period will be billed in arrears at the end of
that billing period.

The asset management services continue in effect until terminated by either party (i.e., Shield Wealth
Advisors or you) by providing written notice of termination to the other party. When fees are billed in
arrears, Shield Wealth Advisors will prorate the final fee payment based on the number of days services
are provided during the final period. The amount of client assets on the termination date will be used to
determine the final fee payment.

Fees charged for our asset management services are negotiable based on the type of client, the
complexity of the client's situation, the composition of the client's account (i.e., equities versus mutual
funds), the potential for additional account deposits, and the relationship of the client with the investment
adviser representative.

For our asset management services, clients will be charged an annual fee based upon the amount of
assets under management. For purposes of calculating the fee, Shield will include the value of any cash
balance in the account. Each asset tier shall be assessed a fee percentage in accordance with the
schedule shown below. The cumulative fee percentage for the account shall be a blended rate based on
the fee percentages applied to each asset tier:

         Assets Under Management                                               Annual Fees
         $0 – $400,000                                                         1.500%
         $400,001 – $750,000                                                   1.250%
         $750,001 – $1,000,000                                                 1.000%
         Above $1,000,000                                                      Negotiable

Shield Wealth Advisors, LLC                           Page 9                         Form ADV Part 2A Firm Brochure

There is a minimum account size of $100,000. To reach this account minimum, clients can aggregate all
household or related family accounts.

Shield Wealth Advisors believes that its annual fee is reasonable in relation to: (1) services provided and
(2) the fees charged by other investment advisers offering similar services/programs. However, our
annual investment advisory fee may be higher than that charged by other investment advisers offering
similar services/programs. In addition to our compensation, you may also incur charges imposed at the
mutual fund level (e.g., advisory fees and other fund expenses).

The investment advisory fees will be deducted from your account and paid directly to our firm by the
qualified custodian(s) of your account. You will authorize the qualified custodian(s) of your account to
deduct fees from your account and pay such fees directly to our firm. When feasible, Shield will bill
advisory fees attributable to management of a client’s Roth individual retirement account out of such
client’s traditional individual retirement account. In addition, advisory fees attributable to smaller client
accounts (such as Uniform Transfers to Minors Act accounts) will have its fees deducted from the client’s
larger account.

You should review your account statements received from the qualified custodian(s) and verify that
appropriate investment advisory fees are being deducted. The qualified custodian(s) will not verify the
accuracy of the investment advisory fees deducted.

Brokerage expenses and/or transaction fees charged by the qualified custodian are billed directly to you
by the qualified custodian. Shield Wealth Advisors does not receive any portion of such commissions or
fees from you or the qualified custodian. In addition, you will incur certain charges imposed by third
parties other than Shield Wealth Advisors in connection with investments made through your account
including, but not limited to, mutual fund sales loads, 12(b)-1 fees and surrender charges, variable annuity
fees and surrender charges, IRA and qualified retirement plan fees, and charges imposed by the qualified
custodian(s) of your account. Management fees charged by Shield Wealth Advisors are separate and
distinct from the fees and expenses charged by investment company securities that may be
recommended to you. A description of these fees and expenses are available in each investment
company security’s prospectus.

Sub-Advisor Managed Account Program

Fees for services provided through the sub advisor managed account program are charged based on a
percentage of assets under management paid monthly, in arrears, based upon the average daily balance
of the assets during the previous month. In the event of termination of this Agreement, we bill client for
the prorated number of days upon receipt of termination. In the event of a transfer, without notification by
the client, we do not pursue uncollected monthly fees. In the event of termination of this Agreement, the
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Item 7 – Types of Clients

Shield Wealth Advisors generally provides investment advice to the following types of clients:

    •    Individuals
    •    High net worth individuals

You are required to execute a written agreement with Shield Wealth Advisors specifying the particular
advisory services in order to establish a client arrangement with Shield Wealth Advisors.

Minimum Investment Amounts Required

Shield Wealth Advisors requires a minimum of $100,000 in order to open an account. To reach this
account minimum, clients can aggregate all household or related family accounts.

The minimum fee generally charged for financial planning services provided on an hourly basis can range
between $50.00 to $150.00 per hour depending upon the services rendered.

Shield Wealth Advisors, LLC                       Page 15                        Form ADV Part 2A Firm Brochure

The minimum hourly fee generally charged for consulting services can range between $50.00 to $150.00
per hour depending upon the services rendered.