Fortitude Financial LLC

Item 5 – Fees and Compensation

A      A description of the fees we charge for advisory services is set forth in this Item 5. Our fees are
       generally not negotiable except in the case of an assignment of an advisory agreement to Fortitude,
       although certain individual clients may pay fees that are higher or lower
       (or otherwise materially different) than those described in this firm brochure based on legacy fee
       arrangements. In the case of an assignment, the terms of the assigned contract govern the advisory
       relationship.

       Wrap Fees for Portfolio Management Services. We charge an annual asset-based Wrap Fee for
       portfolio management services calculated as a percentage of the market value of the client’s account
       in accordance with the following fee schedule.

                        Market Value of Assets
                                                                Annual Fee Rate
                         Under Management
                              $0 – $199,999                           1.50%
                          $200,000 – $399,999                         1.40%
                          $400,000 – $599,999                         1.30%
                          $600,000 – $799,999                         1.20%
                          $800,000 – $999,999                         1.10%
                         $1,000,000 – $1,499,999                      1.00%
                         $1,500,000 – $2,999,999                      0.75%
                          $3,000,000 and above                        0.50%

       Our Wrap Fees are billed on a calendar quarterly basis in advance (at the start of the billing period)
       and are calculated based upon the fair market value of your account (including cash balances) as of
       the close of business on the last business day of the previous billing period. These fees are pro-
       rated for any partial billing periods (based on the number of days in the period during which services
       are provided) and adjusted for any mid-period capital inflows or outflows (based on the date of
       deposit or withdrawal) to or from your account. If our portfolio management services commence
       in the middle of a billing period, the prorated fee for the initial billing period is billed in arrears at
       the same time as the next full billing period’s fee is billed. Any adjustments for mid- period deposits
       or withdrawals of assets are reflected in the following billing period’s Wrap Fee to ensure that the
       client is only being charged for assets which have resided in their account over time.

       Clients should note that once the market value of their account reaches the next fee tier in the above
       fee schedule, the entirety of their account will be subject to the new fee tier (i.e., annual fee rates
       are not blended across the value of your account). For illustration purposes only, a client with an
       account having a market value of $500,000 would be charged annual fees at a rate of 1.40% across
       the entirety of their account.

       For purposes of calculating our Wrap Fees, we rely upon the market value of your account
       (including cash balances) as determined by your selected Custodian. The Custodian may use
       various pricing services such as Reuters and Standard & Poor’s to price securities held in your
       account. For actively traded securities, these services use the actual last reported sale price. For less
       actively traded securities such as bonds, these services will use the appropriate valuation
       methodology to determine the value of the security. You should contact us with any questions or
       concerns about the manner in which the Custodian has priced any investments held in your account.

       You may make additions or withdrawals from your account at any time; however, you should note
       that some or all of the investments in your account may be intended as long-term investments and
       withdrawals of cash and premature liquidations of securities positions may impair the achievement

FORTITUDE FINANCIAL, LLC                                    FORM ADV PART 2A – FIRM BROCHURE
      of your investment objectives.

      Portfolio management services may be terminated at any time by either party, within five (5) days
      of entering an advisory agreement, without cost or penalty. Thereafter, our portfolio management
      services may be terminated by either party on fifteen (15) days’ written notice to the non-
      terminating party. In the event of termination, we shall be compensated by the client’s payment of
      a pro-rated Wrap Fee based on the number of days services were provided during the terminating
      billing period. Any excess pre-paid Wrap Fees shall be refunded to the client.

      While we believe that our annual Wrap Fee is reasonable in relation to the value of the services we
      provide to our clients and the fees charged by other investment advisors offering similar services,
      clients should note that similar services may be available for lower cost.

      The firm has a small number of legacy clients who are not participating in the firm’s wrap program
      and are, therefore, on one of two different fee schedules as follows. The firm does not offer any
      current accounts in a non-wrap format and does not offer either of the following fee schedules to
      new clients.

                      Market Value of Assets
                                                           Annual Fee Rate
                       Under Management
                            $0 – $500,000                        1.25%
                        $500,001 – $1,500,000                    1.00%
                       $1,500,001 – $2,500,000                   0.75%
                       $2,500,001 – $5,000,000                   0.50%
...

Item 7 – Types of Clients

 We typically provide investment advice to individuals, high net worth individuals, partnerships,
 corporations, and other business entities. Because each client is unique, they must be willing to be involved
 in the planning and ongoing processes of our management of their account. Such involvement does not
 have to be time-consuming, however we want our clients to remain informed and have a sense of security
 about their investments.

 We typically require a minimum opening account size of $500,000 to open a portfolio management services
 relationship. We reserve the right to waive this requirement for individual clients in our sole discretion.