Fountainhead Retirement Services LLC

Item 5 – Fees and Compensation

We charge the Plan Sponsor an annual fixed fee that is assessed quarterly in advance.
The fee is negotiated with the Plan Sponsor and is dependent on the size of the Plan and
the specific services to be provided. The fee range is typically between .1% and 1.0% of

                            Fountainhead Retirement Services, LLC
                                     Form ADV Part 2A

Plan assets, determined at the time the Plan Sponsor enters in the Agreement with us.
Generally, larger Plans will pay a lower fee as a percentage of Plan assets than smaller
Plans. We review the fees with the Plan Sponsor annually but do not adjust the fee for
intervening market value fluctuations. The annual fixed fee remains in effect until
changed by agreement of FRS and the Plan Sponsor.

We bill the Plan Sponsor quarterly in advance. We do not deduct our fees from Plan
assets.

Other Fees

Plans will incur other fees for investment management services, including fees to
investment managers, custodians, and brokers. FRS does not provide services related to
these other fees, but does help the Plan Sponsor assess the reasonableness of these costs,
and may negotiate fees with third parties on behalf of the Plan, if the Plan Sponsor
contracts for those services.

Termination

Our Agreement with the Plan Sponsor describes termination conditions. In general, we
require 30 days’ notice of termination. We require that fees be paid in advance by the
Plan Sponsor; we do not deduct our fees directly form Plan assets. Should a client
terminate on a date other than quarter-end, we will refund any pre-paid, unearned fees
on a pro-rata basis based on the number of days remaining in the quarter and the
amount of work performed to-date on services to the client.

Other Compensation Received by Supervised Persons

No one associated with FRS accepts compensation for the sale of securities or investment
products from FRS clients. FRS representatives are, however, also associated with our
affiliates, FCM and FAM, and some of our FCM/FAM’s representatives, as well as one of
our managers, is registered with an unaffiliated broker-dealer. See Item 10 for more
information, as well as the ADV 2B disclosure brochure for the representative.

Item 7 - Types of Clients

We provide non-fiduciary advisory services to ERISA and other retirement Plan sponsors.
We do not have a minimum Plan or employer size.

                          Fountainhead Retirement Services, LLC
                                   Form ADV Part 2A