Fourth Dimension Wealth LLC

Item 5: Fees and Compensation
Fees for Personal Financial Planning Services
Personal Financial Planning Services are usually billed on a fixed-fee basis that is mutually agreed on by the client
and FDW prior to the commencement of work. Fees for a personal financial plan are usually in the range of
$2,500 - $5,000 and average approximately $4,000 but may be higher or lower depending on the complexity of
the analysis and recommendations required or requested by the client. At the discretion of FDW, a deposit for
Personal Financial Planning Services may be requested prior to the commencement of work, with the balance
due upon completion and delivery of the personal financial plan to the client. If the client decides to cancel the
preparation of their personal financial plan prior to its completion, then the fee for Personal Financial Planning
Services will be calculated on an "hours actually worked" basis using a fee rate of $200 per hour.

Personal Financial Planning Services covering specific and discrete areas may be provided at the sole discretion
of FDW. The fee for discrete Personal Financial Planning Services will be billed at a rate of $200 per hour.

Fees for Investment Management Services
The advisory fees payable upon initial implementation are collected directly from the account (provided the
client has given FDW written authorization for FDW to deduct the fees directly from the account). Advisory fees
for all subsequent periods will be collected directly from the account, provided authorization was obtained.
Clients will be provided with an account statement reflecting the deduction of the advisory fee. If the Account
does not contain sufficient funds to pay advisory fees, FDW has limited authority to sell or redeem securities in
sufficient amounts to pay advisory fees. The client may reimburse the account for advisory fees paid to FDW,
except for ERISA and IRA accounts.

Fees are negotiable and are not based on a share of capital gains/losses upon or capital appreciation
/depreciation of the funds or any portion of the funds.

Additionally, in limited cases, the Client’s managed accounts may be aggregated together to determine a fee
break point. Therefore, clients with multiple managed accounts will be charged a fee considering the account
values in total. In these cases, and when available, it is a benefit to the client to have an IAR that aggregates
accounts. Alternatively, some IARs may charge a corresponding fee based on each account size. Therefore, clients
with multiple accounts may pay a different fee depending on the account size.

The maximum annual advisory fee is 2.5% for managed accounts.

Transaction Charges:
In addition to the advisory fees above, managed account clients may pay a transaction charge for each
transaction. Transaction charges are not assessed by FDW and FDW does not share in the transaction charges.
The transaction charges are assessed by the broker dealer executing the transaction and may be changed at any
time by the broker dealer. The following list of fees or expenses is what you pay directly to third parties, whether
a security is being purchased, sold or held in an Account(s) under FDW management. Fees are charged by the
broker dealer / custodian.

Clients who custody their account at LPL financial may pay higher transaction fees and higher fees for structured
products than they would at other custodians such as Schwab.

FDW does not receive, directly or indirectly, any of these fees charged to the client. They are paid to the broker,
custodian or the mutual fund or other investment that is held. The fees include, among others:
    •   Accounts holding Alternative Investments will be charged an annual custodial fee per position per
        account per year.
    •   Transaction fees;
    •   Exchange fees;
    •   SEC fees;
    •   Advisory fees and administrative fees charged by Mutual Funds/Exchange Traded Funds (ETFs)
    •   Advisory fees charged by sub-advisers (if any are used for your account);
    •   Custodial Fees;
    •   Trade-away Fees
    •   Deferred sales charges (on Mutual funds or annuities);
    •   Odd-Lot differentials;
    •   Transfer taxes;
    •   Wire transfer and electronic fund processing fees.

FDW may, on occasion, aggregate trades for clients and provide clients with an average execution price. The
fixed transaction costs charged by the broker/dealer for these aggregated trades will be assessed on an individual
pro- rated basis.

Fees and Termination Provisions for Accounts custodied at LPL Financial
Certain investment adviser representatives of FDW are also associated with LPL Financial as broker-dealer
registered representatives (“Dually Registered Persons”). In their capacity as registered representatives of LPL
Financial, they do not earn commissions on the sale of securities or investment products recommended or
purchased in advisory accounts through FDW. Clients have the option of purchasing many of the securities and
investment products we make available to you through another broker-dealer or investment adviser. However,
when purchasing these securities and investment products away from FDW, you will not receive the benefit of
the advice and other services we provide.

Advisory fees will be charged in advance on a calendar quarter basis. Fees will be calculated based upon the
value of the portfolio on the last business day of the just completed quarterly period. Advisory fees for accounts
opened on a day other than the first day of the calendar quarterly period or closed on a day other than the last
business day of the calendar quarterly period will be prorated based on the number of days in the quarter. The

initial fee for accounts established during a calendar quarter will be billed to the account in arrears at the
beginning of the calendar quarter following execution of this agreement along with the first full calendar
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Item 7: Types of Clients
We provide our services to a number of Clients:
    •   Individuals
    •   Trusts, estates and charitable organizations
    •   Corporations or other business entities
    •   Retirement plans

Our firm has no minimum account size.