Front Row Advisors LLC

Item 5: Fees and Compensation

A. Fee Schedule

Asset-Based Fees for Portfolio Management

        Total Assets Under Management         Annual Fee

        $0 - $2,000,000                       1.10%

        $2,000,001 - $5,000,000               0.95%

        $5,000,001 - $10,000,000              0.80%

        $10,000,001 – And Up                  0.65%

These fees are generally negotiable and the final fee schedule is attached as Exhibit II of
the Investment Advisory Contract. Clients may terminate the agreement without penalty
for a full refund of FRA LLC's fees within five business days of signing the Investment
Advisory Contract. Thereafter, clients may terminate the Investment Advisory Contract
immediately upon written notice.

FRA LLC uses the value of the account as of the last business day of the prior billing
period, after taking into account deposits and withdrawals, for purposes of determining
the market value of the assets upon which the advisory fee is based.

Subadviser Services Fees

FRA LLC may also act as a subadviser to unaffiliated third-party advisers and FRA LLC
would receive a share of the fees collected from the third-party adviser’s client. The fees
charged will not exceed any limit imposed by any regulatory agency. The notice of
termination requirement and payment of fees for subadviser services will depend on the
specific third-party investment adviser engaging FRA LLC as subadviser. This
relationship will be memorialized in each contract between FRA LLC and each third-party
adviser. The fees will not exceed any limit imposed by any regulatory agency.

Financial Planning Fees

Clients may terminate the agreement without penalty for a full refund of FRA LLC's fees
within five business days of signing the Financial Planning Agreement. Thereafter, clients
may terminate the Financial Planning Agreement generally upon written notice.

Hourly Fees

The negotiated hourly fee for these services is $250. Fees are charged in arrears upon
completion.

B. Payment of Fees

Payment of Asset-Based Portfolio Management Fees

Asset-based portfolio management fees are withdrawn directly from the client's accounts
with client's written authorization on a quarterly basis, or may be invoiced and billed
directly to the client on a quarterly basis. Clients may select the method in which they are
billed. Fees are paid in advance.

Payment of Subadviser Fees

Subadviser fees may be withdrawn from clients’ accounts or clients may be invoiced for
such fees, as disclosed in each contract between FRA LLC and the applicable third-party
adviser.

Payment of Financial Planning Fees

Financial planning fees are paid via check.

Hourly financial planning fees are paid in arrears upon completion.

C. Client Responsibility for Third Party Fees

Clients are responsible for the payment of all third-party fees (i.e. custodian fees,
brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and
distinct from the fees and expenses charged by FRA LLC. Please see Item 12 of this
brochure regarding broker-dealer/relationship.

D. Prepayment of Fees

FRA LLC collects fees in advance. Refunds for fees paid in advance will be returned within
fourteen days to the client via check, or return deposit back into the client’s account.

       For all asset-based fees paid in advance, the fee refunded will be equal to the balance of
       the fees collected in advance minus the daily rate* times the number of days elapsed in
       the billing period up to and including the day of termination. (*The daily rate is calculated
       by dividing the annual asset-based fee rate by 365.)

       E. Outside Compensation for the Sale of Securities to Clients

       Neither FRA LLC nor its supervised persons accept any compensation for the sale of
       securities or other investment products, including asset-based sales charges or service fees
       from the sale of mutual funds.

Item 7: Types of Clients

FRA LLC generally provides advisory services to the following types of clients:

           ❖ Individuals
           ❖ High-Net-Worth Individuals
           ❖ Other Investment Advisers

Minimum Account Size

There is no account minimum for any of FRA LLC’s services.