Full Financial Inc

ITEM 5

Additional Compensation
Joe Rillos receives no sales awards, no referral fees, nor any other sources of additional income.

ITEM 7

Requirements for State-Registered
Joe Rillos has not been involved in any type of arbitration or bankruptcy.

                                                 Privacy Policy
FULL FINANCIAL INC. PLEDGE TO YOU
The trust of our clients is our most precious asset. Protecting your privacy and safeguarding your personal financial
information is one of our highest priorities. The following Privacy Statement explains how we collect and protect your
information. By using Full Financial Inc. services, you give your consent to the collection and use of personal information
by Full Financial Inc. as explained in this statement. Any dispute over our Privacy Statement is subject to this notice and
the Full Financial Inc. client agreement, including arbitration of disputes and limitation of damages.

KEY ELEMENTS OF FULL FINANCIAL INC.PRIVACY PROGRAM
     •    We gather personal information about our clients in order to provide services, comply with laws, safeguard
          assets, and improve our services.
     •    We do not share your information with unaffiliated companies or persons for marketing purposes without your
          prior permission.

WHY
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit
some, but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal
information. Please read this notice carefully to understand what we do.

WHAT:
The types of personal information we collect and share depend on the product or service you have with us. This
information can include:
     •    Social Security number and income.
     •    Account balances, account numbers, and account transactions.

HOW
All financial companies need to share customers’ personal information to run their everyday business as permitted by law.
For example, if you have an account at Charles Schwab & Co., Inc. we share required information with Charles Schwab &
Co., Inc. to set up and maintain accounts you have at their institution. In the section below, we list the reasons financial
companies can share their customers’ personal information, the reasons Full Financial Inc. chooses to share and whether
you can limit this sharing.

     Reasons We Share Your Personal Information                                            Does Full        Can you limit
                                                                                           Financial         Sharing?
                                                                                            Share?

     For our everyday business purposes —                                                      Yes                No
     Such as to process your transactions, maintain your accounts,
     respond to court orders and legal investigations, or report to credit
     bureaus. This includes sharing information with Charles Schwab &
     Co., Inc., Voya Financial, Principal, ADP, Mainstar Trust, or other
     institutions which you have accounts where sharing is required to
     conduct business.

     For our marketing purposes —                                                          No            We do not
     To offer products and services provided or endorsed by Full Financial                                Share
     Inc.

     For joint marketing —                                                                 No            We do not
     Sharing with other financial companies to jointly market the other                                   Share
     company’s products or services

     For Non-Full Financial Inc. companies to market to you.                               No            We do not
                                                                                                          Share

WHAT WE DO
How does Full Financial Inc. protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal
law. These measures include computer safeguards, secured files and buildings.

How does Full Financial Inc. collect my personal information?
We collect your personal information, for example, when you:
      •   Open an account, or deposit money.
      •   Through phone conversations and meetings.
If you have any questions that this statement does not address, please contact us.