Fusion Investment Advisors LLC

Fees and Compensation - Item 5

 Portfolio Management Services Fees
 Fusion charges a fee based on a percentage of assets under management. This fee is usually deducted from the
 Client's account held at the custodian provided the Client authorizes Fusion to debit the fee from the account. If
 insufficient cash is available to pay such fees, securities in an amount equal to the balance of unpaid fees will be
 liquidated to pay for the unpaid balance. In some cases, we may invoice the Client directly for the payment of
 fees.

 Our fees are based on the following blended fee schedule:

                       Portfolio Size                                  Portfolio Management Fee
  First $500,000                                             2.00%
  Next $500,000                                              1.75%
  Next $1,500,000                                            1.50%
  Over $2,500,000                                            Negotiable

 Fees will be calculated monthly, in arrears, based on the average daily balance of assets under our management.
 In any partial calendar month, the advisory fee will be pro-rated based on the number of days that the account
 was open during the month.

 For example, a client who has engaged us for portfolio management services, with an average daily value of
 $1,500,000 in assets under management would be subject to the following monthly fee:

 First $500,000 billed at 2.00% = $10,000/12 months = $833.33
 Next $500,000 billed at 1.75% = $8,750/12 months = $729.16
 Next $500,000 billed at 1.50% = $7,500/12 months = $625.00
 Total monthly fee = $833.33 + $729.16 + $625.00 = $2,187.49

Fusion Investment Advisors
Form ADV Part 2A

 The fee is negotiable based on the complexity of the Client’s financial situation. We allow Associated Persons
 servicing the account to negotiate the investment management fees within the range disclosed in our Form ADV
 Part 2A Brochure. As a result, the Associated Person servicing your account may charge more or less for the same
 service than another Associated Person of our firm. Further, our annual investment management fee may be
 higher than that charged by other investment advisors offering similar services/programs. The maximum fee paid
 by the Client will be stated in the investment advisory agreement signed by you and us.

 Assets invested in shares of mutual funds or other investment companies (“Funds”) will be included in calculating
 the value of the account for purposes of computing Fusion’s fees and the same assets will also be subject to
 additional advisory and other fees and expenses, as set forth in the prospectuses/offering documents of the
 Funds, paid by the Funds but ultimately borne by the Client. Certain Funds may impose a contingent deferred
 sales charge on withdrawals taken from their accounts. We reserve the right to amend the fees charged to Clients
 by providing advance written notice to Client.

 In addition to our customary advisory fee, will also assess a monthly technology and administrative fee to each
 individual account. Fusion maintains the discretion to waive this fee for specific accounts. The account fee figure
 below is the maximum charged on each account:

     •    Fee per account - $5.00 per month.

 This flat fee will be charged in addition to our advisory fees and will be charged regardless of the value of each
 account.

 We encourage you to carefully review the statements you receive from the qualified custodian. If you have
 questions about your statements, or if you did not receive a statement from the qualified custodian, please call
 our office number located on the cover page of this brochure.

 Held Away Asset Fees
 For held away assets managed through Pontera, Pontera does not offer us the ability to deduct fees from the
 account. As such, fees for the management of held away assets will either be paid directly by the Client or
 deducted from another account that we manage for the Client at the qualified custodian(s) recommended by our
 firm.

 Compensation of Associated Persons
 Associated Persons who are registered as Investment Advisor Representatives (“IARs”) are compensated based
 on a percentage of the total fees charged by Fusion. IARs receive an “IAR remainder.” Once all expenses, e.g.
 custodial and manager expenses, are subtracted from the fee charged by Fusion; the IAR(s) receive a portion of
 the remainder. This, in theory, generates a conflict of interest as lower cost managers will increase the
 compensation of our IARs. However, Fusion IARs are aware of their fiduciary duty under the Investment Advisors
 Act of 1940 and are monitored periodically by Fusion’s CCO to determine their adherence to the fiduciary
 standard and doing what is in the best interest of the Clients.

 Termination
 The investment advisory agreement will continue in effect until terminated by either party by at least 5 days
 written notice to the other. Upon the termination of the agreement, Fusion will have no obligation to recommend
 or take any action with regard to the previously managed account(s). Fusion’s annual fee will be pro-rated through
 the date of termination and the Client will be charged any remaining balance, in a timely manner by directly
 debiting the account or sending an invoice directly to Client. Important Note: A $50 account closing fee will be
 assessed prior to account closure. This fee will only apply to accounts greater than $1,000.00.

Fusion Investment Advisors
Form ADV Part 2A

 In cases where the Client has signed a separate agreement with an independent money manager, the Client will
 be required to terminate the agreement according to the terms of the agreement with the independent money
 manager.

 Financial Planning Services Fees
 Fusion may provide its Clients with financial planning and consulting services. Fusion will charge a fixed fee and/or
...

Types of Clients - Item 7

 We generally offer investment advisory services to individuals, pension and profit-sharing plan participants,
 trusts, estates, charitable organizations, corporations, and other business entities.

 The minimum investment required to participate in our portfolio management programs is $5,000. This
 minimum may be waived upon our discretion. We do not require an account minimum for stand-alone financial
 planning services.

                        Methods of Analysis, Investment Strategies and Risk of Loss - Item 8