G A Repple & Company

Item 5.            Fees and Compensation
   Details of billing arrangements are outlined in the Investment Advisory Agreement as well as other related
   forms including the separate. Clients participating in Direct Asset Management Services may choose from
   a wrapped or non- wrapped pricing option:

   Non-Wrap Accounts: The non-wrapped fee pricing allows the client to pay separately for the advisory fee
   and trading charges.

                              Direct Asset Management Non-Wrap Fee Schedule

                                Minimum      Total Maximum      Total
                                Advisory Fee       Advisory Fee
                                0.25%                     1.85%

   As an alternative to the wrap pricing structure, the transaction charges can be unbundled from the other
   advisory and administrative fees. Clients who select the Non-Wrap Fee option pay a somewhat lower
   charge for the smaller bundle of services that does NOT include the transaction charges.

   For fee-based accounts, G.A. Repple generally avoids investment vehicles that charge the client a
   commission. However, transaction fees covering the costs of effecting and settling trades are still assessed
   by the clearing company. With the Non-Wrap option, separate transaction charges are billed to the client
   in addition to the smaller advisory and administrative fees. This may be cost-effective for accounts with
   lower trading volume.

   Transaction charges vary by the product traded. If transactions charges apply, clients will be advised of
   these charges prior to trading by their IARs.

Wrap Accounts: Wrap pricing structures allow the client to pay a bundled fee for account management and
transaction charges. Further details on the wrap program is provided in the Firm’s specific Wrap Program
Brochure.

Direct Asset Management Wrap Fee Option
Clients who select the Wrap Fee Option pay a single, all-inclusive fee according to the following
schedule:

                                Direct Asset Management Wrap Fee Schedule

                               Minimum      Total Maximum      Total
                               Advisory Fee       Advisory Fee
                               0.25%                    2.00%

The above fees are calculated at the end of each month or quarter and may be billed in advance or in arrears
in accordance with the client’s signed agreement. If billed monthly, the previous month’s portfolio value is
used for the basis.
GA Repple Optimized Investment Platform Wrap Programs & Fees

A. Description of Program Services: The GA Repple Optimized Investment Platform wrap fee program
offers two strategies. The first is the Exchanged-Traded Fund (ETF) strategy. The second is the Biblically-
Responsible Investing (BRI) strategy. A series of portfolio models positioned at various points along the
risk/return spectrum are available within each strategy. Portfolio models within the BRI strategy only
select Equities (Stocks) and ETF’s from a pool that have successfully passed screening used by BRI-oriented
third-party fund managers selected by G.A. Repple & Company.

Once a client’s assets are invested, G.A. Repple & Company may add, remove, or replace securities in
these model portfolios at its discretion. Clients that participate in the program are required to grant
full discretionary investment authority to G.A. Repple & Company, the Advisor and Portfolio Manager,
and Gravity Investments LLC, the Model Manager, to invest, reinvest, sell, exchange, and otherwise
deal with program assets in its discretion. The Model Manager takes input from G.A. Repple & Company
regarding which securities may be added to portfolio models, and the Model Manager then builds the
portfolio model, trades the accounts, and periodically optimizes and rebalances the accounts.

Program Fees: A wrap fee is charged for the program. This means that a participating client will pay a single,
all-inclusive fee, which may vary according to the platform chosen by the client. For clients who choose to
use the program’s BRI strategy with portfolio models that may include both Exchange-Traded Funds (ETFs)
and Stocks, the maximum total account fee is 2.00%. Alternatively, for clients who choose to use the
program’s ETF strategy with portfolio models that are limited only to ETFs, the fee varies according to the
following schedule.

                                          ETF strategy Fee Schedule

                          Min.                         Max.
                          Total Account                Total Account
                          Fee                          Fee
                          0.25%                        2.00%

Fees are calculated at the end of each month and billed in advance in accordance with the client’s signed
agreement. The previous month’s portfolio value is used for the basis. That basis is then multiplied by the
annual rate, then divided by 365 or 366 (depending on the days in the calendar year) and multiplied by
the number of days in that billing period.

Fees are due and payable in advance and are based upon the market value of the client’s account assets
as determined by the Custodian as of the close of business on the last day of the previous calendar month.
Fees for the initial period will be adjusted pro-rata based upon the number of calendar days in the calendar
period that the adviser agreement goes into effect.

The advisory relationship may be terminated by the client or by third parties to the contract in accordance
with the provisions of the advisory agreement. The client will typically receive a pro rata refund of any
prepaid advisory fees. Any unpaid fees become immediately due and payable. Additionally, a client may
terminate an advisory agreement without being assessed any fees or expenses within (5) business days of
its signing.

Clients will receive an account statement from their Custodian (“NFS”) at least quarterly. The statement
...

Item 7.                  Types of Clients
GAR generally provides investment advisory services to individuals, corporate pension and profit -sharing
plans, trusts, estates, charitable organizations, foundations, endowments, corporations and other
business entities. Many of our clients are retail clients that are not high-net-worth individuals.

Account minimums vary by program or services as described in the "Advisory Business" section of this
brochure. The Firm suggests $25,000 account minimum for its advisory accounts. In certain cases,
accounts are accepted that do not meet these minimums. Please see the relevant brochure for more
information, including any required minimum account sizes for managed mutual fund or third-party asset
management services.