Gaddis Premier Wealth Advisors LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one more
written agreement with the Advisor.

A. Fees for Advisory Services
Wealth Management Services
Wealth management fees are paid quarterly, in advance of each quarter, pursuant to the terms of the wealth
management agreement. Wealth management fees are based on the market value of assets under management at
the end of the prior quarter. Wealth management fees range up to 2% of assets under management per annum.
The wealth management fee in the first quarter of service is prorated from the inception date of the account[s] to the
end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor. All securities held in accounts managed by
GPWA will be independently valued by the Custodian. GPWA will not have the authority or responsibility to value
portfolio securities.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and other
related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the Advisor
shall not receive any portion of these commissions, fees, and costs.

Financial Planning Services
GPWA typically offers financial planning services as part of its overall wealth management services and fees.
However, GPWA may also offer standalone financial planning services on an hourly basis or fixed fee engagement.
Services may either be on a one-time or ongoing basis. Hourly fees are $300. Fixed fee engagements range up to
$10,000 for a one-time engagement or up to $10,000 per annum for ongoing financial planning and consulting services.
Fees may be negotiable based on the nature and complexity of the services to be provided and the overall relationship

                                          Gaddis Premier Wealth Advisors, LLC
202 W Main St, Durant, OK 74702                                                             1430 W Crawford St, TX, 75020
Phone: (580) 745-8133                                                                       Phone: (903) 246-9300

with the Advisor. An estimate for total hours and/or overall costs will be provided to the Client prior to engaging for these
services.

B. Fee Billing
Wealth Management Services
Wealth management fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the
Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from
the Client’s account[s] at the beginning of the respective quarter. The amount due is calculated by applying the quarterly
rate (annual rate divided by 4) to the total assets under management with GPWA at the end of the prior quarter. Clients
will be provided with a statement, at least quarterly, from the Custodian reflecting deduction of the wealth management
fee. Clients are urged to also review the brokerage statement from the Custodian, as the Custodian does not perform a
verification of fees. Clients provide written authorization permitting advisory fees to be deducted by GPWA to be paid
directly from their account[s] held by the Custodian as part of the wealth management agreement and separate account
forms provided by the Custodian.

Financial Planning Services
For one-time financial planning services, fees are invoiced up to fifty percent (50%) of the expected total fee upon
execution of the financial planning agreement. The balance shall be invoiced upon completion of the agreed upon
deliverable[s]. Ongoing financial planning services are invoiced quarterly in arrears.

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties, other than GPWA, in connection with investments
made on behalf of the Client’s account[s]. The Client is responsible for all custody and securities execution fees
charged by the Custodian, as applicable. The Advisor's recommended Custodian does not charge securities
transaction fees for ETF and equity trades in a Client's account, provided that the account meets the terms and
conditions of the Custodian's brokerage requirements. However, the Custodian typically charges for mutual funds
and other types of investments. The fees charged by GPWA are separate and distinct from these custody and
execution fees.

In addition, all fees paid to GPWA for investment advisory services are separate and distinct from the expenses
charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are described in
each fund’s prospectus. These fees and expenses will generally be used to pay management fees for the funds,
other fund expenses, account administration (e.g., custody, brokerage and account reporting), and a possible
distribution fee. A Client may be able to invest in these products directly, without the services of GPWA, but would
not receive the services provided by GPWA which are designed, among other things, to assist the Client in
determining which products or services are most appropriate for each Client’s financial situation and objectives.
Accordingly, the Client should review both the fees charged by the fund[s] and the fees charged by GPWA to fully
understand the total fees to be paid. For External Managers, clients should review each manager’s Form ADV 2A
disclosure brochure and any contract they sign with the External Manager. The client is responsible for all such fees
and expenses charged by the External Manager. Please refer to Item 12 – Brokerage Practices for additional
information.

D. Advance Payment of Fees and Termination
Wealth Management Services
...

Item 7 – Types of Clients

GPWA offers investment advisory services to individuals, high net worth individuals, trusts, estates, and businesses.
The amount of each type of Client is available on GPWA’s Form ADV Part 1A. These amounts may change over time

                                            Gaddis Premier Wealth Advisors, LLC
202 W Main St, Durant, OK 74702                                                                 1430 W Crawford St, TX, 75020
Phone: (580) 745-8133                                                                           Phone: (903) 246-9300

and are updated at least annually by the Advisor.