Garrison Point Advisors LLC

Item 5 Fees and Compensation
Our annual fee for services is based on a percentage of the assets in your account and varies between
0.25% and 1.50% as negotiated in each Client's contract.

Fee rates vary depending upon the market value of your assets under our management, the type and
complexity of the asset management services provided, as well as the level of administration
requested either directly or assumed by the client. Assets in each of your account(s) are included in
the fee assessment unless specifically identified in writing for exclusion.

Our annual portfolio management fee is billed and payable, quarterly in advance. Fees are based on
the balance of the account(s) as of the end of the previous quarter.

If the portfolio management agreement is executed at any time other than the first day of a calendar
quarter, our fees will apply on a pro rata basis, which means that the advisory fee is payable in
proportion to the number of days in the quarter for which you are a client. Our advisory fee is
negotiable, depending on individual client circumstances.

At our discretion, we may combine the account values of family members living in the same household
to determine the applicable advisory fee. For example, we may combine account values for you and
your minor children, joint accounts with your spouse, and other types of related accounts. Combining
account values may increase the asset total, which may result in your paying a reduced advisory fee
based on the available breakpoints in our fee schedule stated above.

We will send you an invoice for the payment of our advisory fee, or we will deduct our fee directly from
your account through the qualified custodian holding your funds and securities. We will deduct our
advisory fee only when you have given our firm written authorization permitting the fees to be paid
directly from your account. Further, the qualified custodian will deliver an account statement to you at
least quarterly. These account statements will show all disbursements from your account. You should
review all statements for accuracy.

You may terminate the portfolio management agreement upon 30 days written notice. You will incur a
pro rata charge for services rendered prior to the termination of the portfolio management agreement,
which means you will incur advisory fees only in proportion to the number of days in the quarter for
which you are a client. If you have pre-paid advisory fees that we have not yet earned, you will receive
a prorated refund of those fees.

Additional Fees and Expenses
As part of our investment advisory services to you, we may invest, or recommend that you invest, in
mutual funds and ETFs. The fees that you pay to our firm for investment advisory services are
separate and distinct from the fees and expenses charged by mutual funds or ETFs (described in each
fund's prospectus) to their shareholders. These fees will generally include a management fee and
other fund expenses. You will also incur transaction charges and/or brokerage fees when purchasing
or selling securities. These charges and fees are typically imposed by the broker-dealer or custodian
through whom your account transactions are executed. We do not share in any portion of the
brokerage fees/transaction charges imposed by the broker-dealer or custodian. To fully understand the
total cost you will incur, you should review all the fees charged by mutual funds, ETFs, our firm, and
others. For information on our brokerage practices, refer to the Brokerage Practices section of this
brochure.

Cash and Money Market Funds
We consider cash and money market funds to be an asset class separate and apart from equities,
bonds, and other asset classes. We may allocate a percentage of client investments in cash and
money market funds when we believe it is in the client's best interest given the markets and clients
investment objectives, risk tolerance and other factors. Accordingly, our advisory fee includes
assessing our fees on this asset class.

Item 7 Types of Clients
We offer investment advisory services to individuals, high net worth individuals, pension consulting,
charitable organizations and corporations.

In general, we do not require a minimum dollar amount to open and maintain an advisory account;
however, we have the right to terminate your account if it falls below a minimum size which, in our sole
opinion, is too small to manage effectively.

We may also combine account values for you and your minor children, joint accounts with your
spouse, and other types of related accounts to meet the stated minimum.