Geneos Wealth Management Inc

FEES AND COMPENSATION
9635 Maroon Circle, Suite 100                 Page 5 of 24                            IA BROCHURE 3/26/2026
Englewood, CO 80112
www.geneoswealth.com
303-785-8470

In addition to the information provided in the Advisory Business section, this section provides details
regarding our services along with descriptions of each service’s fees and compensation arrangements.
FINANCIAL PLANNING SERVICES (PLANS AND CONSULTATIONS)
Geneos enables representatives to provide financial planning services that focus on your specific
needs and concerns. These services can be comprehensive in nature and focus on your overall
financial situation, risk, goals, and objectives, or modular in nature, focusing on specific areas of
concern that you have such as asset allocation, college planning, estate planning, etc. Financial
planning services can include giving advice on investment and non-investment related matters.

Your representative collects a variety of information and documentation from you that is necessary to
perform the requested services. Your representative gathers the information in order to review your
current financial condition, to assist you in determining your attitude toward risk, and to identify
your financial goals, objectives, and challenges. Financial data that is gathered and reviewed can
include, but is not necessarily limited to, statements and account data from banks, broker-dealers, and
mutual funds, as well as tax returns and insurance policies. Depending on the level and the scope of
the financial planning engagement, your representative will also review wills and trusts. Geneos and
your representative rely on the information provided by you. Therefore, it is important the
information you provide is complete and accurate. Geneos and our representatives are not
responsible for verifying the information you provide. In addition, if authorized by you, your
representative will gather information or documentation from your other professionals and are
expressly authorized to rely on that information provided. We urge you to work closely with your
attorney, accountant, or other professionals regarding your financial and personal situation.

Your representative will discuss his or her recommendations with you as well as steps you must take
to implement those recommendations. You are responsible for notifying the representative of interim
changes to personal and financial circumstances, needs, or goals. Such changes can include, but are
not limited to: consideration or unexpected occurrence of a life changing event (e.g., marriage,
divorce, children, promotion, unemployment, health issues, death); and achievement of or changes in
goals (e.g., satisfied mortgage, large purchases, inheritance). Together, with your representative, you
can determine if you wish to engage him or her to review, evaluate, and revise the previous
recommendations provided.

Although financial planning services are provided with the intention that you will implement the
recommendations, you are not obligated to do so. You retain discretion over implementing decisions
relating to financial planning services and are free to accept or reject any recommendation from us or
your representative. You have the option to purchase investment products that are recommended
through other brokers or agents that are not affiliated with Geneos.

The fees for these types of services are negotiated between you and your representative. They can be
charged as a one-time fixed fee, an hourly fee, or a fixed periodic fee.

Billing Frequency                  Minimum Fee                        Maximum Fee
One Time                           $125                               $25,000
Hourly                             $35 per hour                       $300 per hour
Periodic*                          $50 per period                     $25,000 per period

9635 Maroon Circle, Suite 100               Page 6 of 24                          IA BROCHURE 3/26/2026
Englewood, CO 80112
www.geneoswealth.com
303-785-8470

*Periodic fees can be charged in advance or in arrears on either a monthly, quarterly, or semi-annual
basis. They can also be charged on an annual basis in arrears only.

All services and fees are agreed upon in advance set forth on the contract. The contract will
automatically renew on an annual basis, unless agreed upon to be a one-time fee. You will receive an
invoice from your representative to pay for the services provided upon completion of the service or at
the periodic intervals agreed upon; unless you have authorized quarterly periodic fees to be deducted
from one of your Geneos Advisory Accounts, those fees will be noted on your account statements.
These advisory services provided can have fees that are higher or lower than if the client obtained
similar services from another investment advisor.

You, Geneos, or your representative are able to terminate the contract at any time by providing
written notice to the appropriate party. If services are terminated within five business days of
executing the agreement, services are terminated without penalty and no fees are due. If terminated
after five business days - upon receipt of the request, any fees collected in advance will be refunded
on a pro rata basis. You are responsible for paying fees for the services completed prior to notice of
termination. The fee is calculated as a percentage of work completed on the requested plan and/or
services prior to the effective date of termination. Your representative can provide you with a billing
statement that details the prorated fee and any refund due to you or additional fees due from you.

USE OF THIRD PARTY MONEY MANAGERS
Geneos enables representatives to utilize the services of third party money managers to assist the
clients in managing their investments. Your representative can assist you with selecting and
monitoring unaffiliated third party money managers offering asset management and other
...

TYPES OF CLIENTS
Representatives of Geneos provide investment advice to many different types of clients. These clients
generally include individuals, trusts, estates, pension and profit sharing plans, charitable
organizations, corporations and other types of business entities.

MINIMUM ACCOUNT SIZE
We do not require a minimum account size to establish and maintain a VIP or VIP Ultra managed
account; however, we do require a minimum account size of $5,000 to establish and maintain an
Axiom managed account. Exceptions can be granted to this account minimum at our discretion,
usually based on your specific situation. For example, we can accept a $4,000 account because
additional funds are forthcoming. Axiom accounts valued under $50,000 are subject to a quarterly
small account fee of $20. The small account fee can be waived at our discretion, usually based on your
specific situation. For example, we can waive the small account fee if the client has another Axiom
account in excess of $100,000.

Third party managed programs generally have account minimum requirements and these minimum
requirements vary from manager to manager. Account minimums are generally higher on fixed
income accounts than equity based accounts. See the third party money manager’s disclosure
brochure for information about their minimum account size.

9635 Maroon Circle, Suite 100               Page 12 of 24                          IA BROCHURE 3/26/2026
Englewood, CO 80112
www.geneoswealth.com
303-785-8470

 METHODS OF ANALYSIS, INVESTMENT STRATEGIES AND
                 RISK OF LOSS