Global Trust Wealth Management LLC

Item 5: Fees and Compensation

                                                                          Form ADV Part 2A, Item 5
Asset Management Services:

Annually, GTWM charges a management fee based on the amount of assets under management.
The fee paying arrangements will be detailed in the signed advisory agreement. The maximum
percentage charged will be a flat fee of 1.25% of assets under management. Billings will be made
quarterly either after services rendered or in advance, as agreed to by the client. Fees and account
minimums for these services are negotiable based upon certain criteria (i.e. anticipated future
earning capacity, anticipated future additional assets, dollar amount of assets to be managed,
related accounts, account composition, negotiations with client, etc.).

 Fees are generally directly debited on a pro rata basis from the client’s account or accounts. The
fee payable for any held away account will be deducted directly from another client account unless
the held away account custodian has provided a mechanism for the client to authorize GTWM to
deduct our fee directly from the held away account.

In the event that a client’s account has insufficient funds or GTWM and the client agree, the fees
will be billed directly to the client.

Retirement Plan Consulting and Asset Management

Billings will be made quarterly either after services rendered or in advance, as agreed to by the
client. The agreed upon fees will be withdrawn from the client’s custodian account. The fee paying
arrangements will be detailed in the signed advisory agreement. The maximum percentage charged
will be a flat fee of 1.25% of assets under management.

Fees in General:

The client may grant GTWM authority to receive payments directly from the client’s custodian
account. The client shall grant limited authorization to GTWM to withdraw the contractually agreed
upon fees from the account. The custodian of the account is advised in writing of the limitation on

GTWM’s access to the account.

We group certain related client accounts for the purposes of determining the account size and/or
annualized fee.
Pre-existing advisory clients are subject to GTWM’s minimum account requirements and advisory
fees in effect at the time the client entered into the advisory relationship. Additionally, under certain
circumstances, advisory clients who had pre-existing advisory relationships with our investment
adviser representatives that originated while the representatives were employed at other advisory
firms will have their pre-existing fee arrangements honored. As a result, our firm’s minimum account
requirements and advisory fees will differ among clients.

Account Termination:

The contract may be terminated by either party upon 30 days written notice. Upon termination,
GTWM will charge the client a prorated fee as appropriate for the time in which the client received
GTWM’s services. A refund will be provided without penalty if the client terminates the contract, in
writing, within five (5) days of the contract being executed.

Mutual Fund and ETF Fees and Expenses:

All fees paid to our firm for investment advisory services are separate and distinct from the fees
and expenses charged by mutual funds and ETFs to their shareholders. These fees and expenses
are described in each fund's prospectus. These fees will generally include a management fee, other
fund expenses, and a possible distribution fee. A client could invest in a mutual fund or an ETF
directly, without the services of our firm. In that case, the client would not receive the services
provided by us which are designed, among other things, to assist the client in determining which
mutual fund or funds or ETFs are most appropriate to each client's financial condition and
objectives. Moreover, certain mutual funds may not be available to clients directly. Accordingly,
the client should review both the fees charged by the mutual funds and ETFs and the fees charged
by us to fully understand the total amount of fees to be paid by the client and to thereby evaluate the
advisory services being provided.

Brokerage and Custodial Fees:

In addition to advisory fees paid to our firm, clients will also be responsible for all transaction,
brokerage, trade-away and custodial fees incurred as part of their account management. Please see

Item 7: Types of Clients

                                                                       Form ADV Part 2A, Item 7

GTWM has individuals, trusts, corporations, profit sharing plans, defined contribution plans, and
individual retirement accounts. GTWM has a minimum family of accounts value of $500,000 which
may be waived by the investment advisor.