Glover Park Wealth Management LLC

Item 5 – Fees and Compensation
                                            Glover Park Wealth Management, LLC
                                  4201 Wilson Boulevard, 3rd Floor, Suite 27, Arlington, VA 22203
                              Mailing Address: 4201 Wilson Boulevard, 3rd Floor, Arlington, VA 22203
                                       Phone: (202) 926-3636 | www.gloverparkwealth.com

   The following paragraphs detail the fee structure and compensation methodology for services provided by
   the Advisor. Each Client engaging the Advisor for services described herein shall be required to enter one
   or more written agreements with the Advisor.

   A. Fees for Advisory Services
   Investment Management Services
   Investment advisory fees are paid quarterly, in advance of each calendar quarter, pursuant to the terms of
   the investment advisory agreement. Investment advisory fees are based on the market value of assets
   under management at the end of the prior calendar quarter. Investment advisory fees range up to 1.25%
   annually. Fees are negotiated with the Client based on several factors, including, but not limited to: the
   complexity of the services to be provided to the Client; the level of assets to be managed; the inclusion of
   planning or consulting services; and/or the overall relationship with the Advisor. Clients with multiple
   objectives; specific reporting and meeting requirements; investment restrictions; lower account balances
   and/or other complexities may be charged a higher fee rate.

   The investment advisory fee in the first quarter of service is prorated from the inception date of the
   account[s] to the end of the first quarter. The Advisor’s fees are negotiable. The Client’s fees will take into
   consideration the aggregate assets under management with the Advisor. All securities held in accounts
   managed by Glover Park will be independently valued by the Custodian. Glover Park will not have the
   authority or responsibility to value portfolio securities. The Advisor will conduct periodic reviews of the
   Custodian’s valuations.

   The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction fees, custody fees,
   and other related costs and expenses described in Item 5.C below, which may be incurred by the Client.
   However, the Advisor shall not receive any portion of these commissions, fees, and costs.

   Use of Independent Managers – As noted in Item 4, Glover Park may implement all or a portion of a Client’s
   investment portfolio utilizing one or more Independent Managers. To eliminate any conflict of interest, the
   Advisor does not earn any compensation from an Independent Manager. The Advisor will only earn its
   investment advisory fee as described above. Independent Managers typically do not offer any fee discounts
   but may have a breakpoint schedule which will reduce the fee with an increased level of assets placed
   under management with an Independent Manager. The terms of such fee arrangements are included in the
   Independent Manager’s disclosure brochure and applicable contract[s] with the Independent Manager. The
   total blended fee, including the Advisor’s fee and the Independent Manager’s fee, will not exceed 2.50%
   annually.

   Financial Planning Services
   Glover Park offers financial planning services either on an hourly basis or a fixed engagement fee. Hourly
   engagements are billed at a rate of $300 per hour. Fixed engagement fees typically range from $2,500 to
   $5,000. Fees are negotiable and are based on the nature and complexity of the services to be provided and
   the overall relationship with the Advisor. An estimate for total hours and/or total costs will be provided to the
   Client prior to engaging for these services.

   Retirement Plan Advisory Services
   Fees for retirement plan advisory services are charged an annual asset-based fee of up to 1.25% and are
   billed in advance or arrears of each calendar quarter or month, pursuant to the terms of the retirement plan
   advisory agreement. Retirement plan fees are based on the market value of assets in the Plan at the end of
   the prior calendar quarter. Fees are negotiable depending on the size and complexity of the Plan.

   B. Fee Billing

                                           Glover Park Wealth Management, LLC
                                 4201 Wilson Boulevard, 3rd Floor, Suite 27, Arlington, VA 22203
                             Mailing Address: 4201 Wilson Boulevard, 3rd Floor, Arlington, VA 22203
                                      Phone: (202) 926-3636 | www.gloverparkwealth.com

   Investment Management Services
   Investment advisory fees are calculated by the Advisor and deducted from the Client’s account[s] at the
   Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be
   deducted from the Client’s account[s] at the start of the respective quarter. The amount due is calculated by
   applying the quarterly rate (annual rate divided by 4) to the total assets under management with Glover
   Park at the end of the prior quarter. Clients will be provided with a statement, at least quarterly, from the
   Custodian reflecting deduction of the investment advisory fee. Clients are urged to also review and compare
   the statement provided by the Advisor to the brokerage statement from the Custodian, as the Custodian
   does not perform a verification of fees. Clients provide written authorization permitting advisory fees to be
   deducted by Glover Park to be paid directly from their account[s] held by the Custodian as part of the
   investment advisory agreement and separate account forms provided by the Custodian.

   Use of Independent Managers – For Client accounts implemented through an Independent Manager, the
   Advisor and the Independent Manager will each assume the responsibility for calculating and deducting their
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Item 7 – Types of Clients

   Glover Park offers investment advisory services to individuals, high net worth individuals, trusts, estates,
   corporations, and retirement plans. Glover Park does not impose a minimum relationship size to establish
   or maintain a relationship.