Golden Bell Financial Planning LLC

Item 5 – Fees and Compensation

In addition to the information provided in Item 4 – Advisory Business, this section provides additional details
regarding our firm’s services along with descriptions of each service’s fees and compensation arrangements.
Fees may be negotiable based on factors such as the complexity of your financial situation or total assets
under management. Therefore, some clients may pay different fees than the fee schedule shown below,
including a fixed fee in some limited cases. The exact fees and other terms will be outlined in the agreement
between you and Golden Bell Financial Planning, LLC.

Asset Management Services

Fees charged for our asset management services are charged based on a percentage of assets under
management, billed in advance (at the beginning of the billing period) on a quarterly calendar basis and
calculated based on the fair market value of the Account as of the first day of the billing period.

Fees are prorated (based on the number of days service is provided during the initial billing period) for your
account opened at any time other than the beginning of the billing period. If asset management services are
commenced in the middle of the billing period, then the prorated fee for that billing period is based on the value
of the Account when services commence and is due immediately and will be deducted from Account when
services commence.

Fees will be prorated for contributions to or withdrawals from the Account exceeding $50,000 and that result
in a prorated fee amount of $50 or greater. Fees on additional assets received into the Account are prorated
based upon the number of days remaining in the calendar quarter. Fees on withdrawn assets are prorated
based upon the number of days during the quarter that the assets were under management.

Fees charged for our asset management services are negotiable based on the investment adviser
representative providing the services, the type of client, the complexity of the client's situation, the relationship
of the client with the investment adviser representative, and the total amount of assets under management for
the client.

The exact fees and other terms will be outlined in the agreement between you and Golden Bell Financial
Planning, LLC. The following is our standard fee schedule which is provided for illustrative purposes. It
represents the maximum fee schedule we charge.

         Assets Under Management                               Maximum Annual Fees
         First $2,000,000                                      1.00%
         $2,000,001 and Above                                  0.50%

 Golden Bell Financial Planning, LLC                  Page 7                          Form ADV Part 2A Firm Brochure

This is a blended fee schedule. This means that the assets in a client’s account will be billed at different levels
according to the fee schedule above. For example, if a client had an account value of $5,500,000 then the
following equation would be used to calculate their quarterly fee:

First $2,000,000 x 0.010 = $20,000, plus
Next $3,500,000 x 0.005 = $17,500, plus
Total Annual Rate $37,500
Charged quarterly = $9,375

Golden Bell Financial Planning, LLC believes that its annual fee is reasonable in relation to: (1) services
provided and (2) the fees charged by other investment advisers offering similar services/programs.

However, our annual investment advisory fee may be higher than that charged by other investment advisers
offering similar services/programs.

The investment advisory fees will be deducted from your account and paid directly to our firm by the qualified
custodian(s) of your account. You will authorize the qualified custodian(s) of your account to deduct fees from
your account and pay such fees directly to our firm.

When fees are deducted from an account, Golden Bell Financial Planning, LLC is responsible for calculating
the fee and delivering instructions to the custodian. At the same time Golden Bell Financial Planning, LLC
instructs the custodian to deduct fees from your account; Golden Bell Financial Planning, LLC will send you
an invoice itemizing the fee. Itemization will include the formula used to calculate the fee, the amount of assets
under management the fee is based on, and the time period covered by the fee.

You should review your account statements received from the qualified custodian(s) and verify that appropriate
investment advisory fees are being deducted. The qualified custodian(s) will not verify the accuracy of the
investment advisory fees deducted.

The asset management services continue until terminated by either party (i.e., Golden Bell Financial Planning,
LLC or you) by giving thirty (30) days written notice to the other party. Golden Bell Financial Planning, LLC
will prorate the final fee payment based on the number of days services are provided during the final period.
The amount of client assets on the termination date will be used to determine the final fee payment.

Other Fees and Expenses - Brokerage expenses and/or transaction fees charged by the qualified custodian
are billed directly to you by the qualified custodian. Golden Bell Financial Planning, LLC does not receive any
portion of such commissions or fees from you or the qualified custodian.

In addition, you will incur certain charges imposed by third parties other than Golden Bell Financial Planning,
LLC in connection with investments made through your account including, but not limited to, charges imposed
by the qualified custodian(s) of your account. Management fees charged by Golden Bell Financial Planning,
LLC are separate and distinct from the fees and expenses charged by investment company securities that
may be recommended to you. A description of these fees and expenses are available in each investment
company security’s prospectus. Golden Bell Financial Planning, LLC does not receive any portion of such
commissions or fees from you or the qualified custodian.
...

Item 7 – Types of Clients

Golden Bell Financial Planning, LLC generally provides investment advice to the following types of clients:

          Individuals
          High net worth individuals

You are required to execute a written agreement with Golden Bell Financial Planning, LLC specifying the
particular advisory services in order to establish a client arrangement with Golden Bell Financial Planning, LLC.

Minimum Investment Amounts Required

Golden Bell Financial Planning, LLC requires a minimum investment amount of $2,000,000 in aggregate
across the Portfolio. Golden Bell Financial Planning, LLC, in its sole discretion, may accept clients with smaller
investment amounts based on criteria including anticipated future earning capacity, anticipated future
additional assets because of a liquidity event, related accounts, pre-existing relationship, or account retention.