Goldstein Advisors LLC

Item 5 Fees and Compensation
Portfolio Management Services
Our fee for portfolio management services is based on a percentage of the assets in your account and is set forth
in the following annual fee schedule:

                                             Annual Fee Schedule
                        Assets Under Management         Annual Fee
                        $0 - $999,999                    1.35%
                        $1,000,000 - $2,999,999          1.00%
                        $3,000,000 - $4,999,999          0.90%
                        $5,000,000 - $9,999,999          0.80%
                        $10,000,000 and up               0.70%

This is a blended fee schedule where the first $1 million is assets is charged at 1.35%, the next $2 million is
assets is charged at 1.00%, the next $3 million in assets is charged at 0.90%, etc. Our annual portfolio
management fee is billed and payable, monthly in advance, based on the balance at the end of the prior billing
period.

If the portfolio management agreement is executed at any time other than the first day of a calendar month, our
fees will apply on a pro rata basis, which means that the advisory fee is payable in proportion to the number of
days in the month for which you are a client. Our advisory fee may be negotiable, depending on individual client
circumstances.

At our discretion, we may combine the account values of family members living in the same household to
determine the applicable advisory fee. For example, we may combine account values for you and your minor
children, joint accounts with your spouse, and other types of related accounts. Combining account values may
increase the asset total, which may result in your paying a reduced advisory fee based on the available
breakpoints in our fee schedule stated above.

We will deduct our fee directly from your account through the qualified custodian holding your funds and
securities. We will deduct our advisory fee only when you have given our firm written authorization permitting
the fees to be paid directly from your account. Further, the qualified custodian will deliver an account statement
to you at least quarterly. These account statements will show all disbursements from your account. You should
review all statements for accuracy.

You may terminate the portfolio management agreement upon written notice. You will incur a pro rata charge for
services rendered prior to the termination of the portfolio management agreement, which means you will incur
advisory fees only in proportion to the number of days in the month for which you are a client. If you have pre-
paid advisory fees that we have not yet earned, you will receive a prorated refund of those fees.

Financial Planning Services
We may charge a fixed fee for financial planning services, which generally ranges between $1,000 to $10,000 per
year. The fee is negotiable depending upon the complexity and scope of the plan, your financial situation, and
your objectives. Generally we require that you pay a deposit upon signing the financial planning agreement with
our firm and the remaining portion upon the completion of the services rendered. We do not require you to pay
fees six or more months in advance or in excess of $1,200. Should you choose to implement the planning
services through our portfolio management services we may, at our discretion, adjust or wave the financial
planning fee.

You may terminate the financial planning agreement upon written notice to our firm. If you have pre-paid
financial planning fees that we have not yet earned, you will receive a prorated refund of those fees.

Pension Consulting Services
Our advisory fees, terms and conditions for payment for these customized services will be negotiated with the
plan sponsor or named fiduciary on a case-by-case basis. You may terminate the pension consulting
services agreement upon written notice.

Additional Fees and Expenses
As part of our investment advisory services to you, we may invest, or recommend that you invest, in mutual
funds and exchange traded funds. The fees that you pay to our firm for investment advisory services are separate
and distinct from the fees and expenses charged by mutual funds or exchange traded funds (described in each
fund's prospectus) to their shareholders. These fees will generally include a management fee and other fund
expenses. You will also incur transaction charges and/or brokerage fees when purchasing or selling securities.
These charges and fees are typically imposed by the broker-dealer or custodian through whom your account
transactions are executed. We do not share in any portion of the brokerage fees/transaction charges imposed by
the broker-dealer or custodian. To fully understand the total cost you will incur, you should review all the fees
charged by mutual funds, exchange traded funds, our firm, and others. For information on our brokerage
practices, refer to the Brokerage Practices section of this brochure.

We may trade client accounts on margin, but only at your request. Each client must sign a separate margin
agreement before margin is extended to that client account. Fees for advice and execution on these securities are
based on the total asset value of the account, which includes the value of the securities purchased on margin.
While a negative amount may be shown on a client's statement for the margined security as the result of a lower
net market value, the amount of the fee is based on the absolute market value. This creates a conflict of interest
where we have an incentive to encourage the use of margin to create a higher market value and therefore receive
a higher fee. The use of margin may also result in interest charges in addition to all other fees and expenses
associated with the security involved.

Compensation for the Sale of Securities or Other Investment Products
Certain persons providing investment advice on behalf of our firm are registered representatives with Kestra
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Item 7 Types of Clients
We offer investment advisory services to individuals, including high net worth individuals, pension and profit
sharing plans, charitable organizations, and corporations or other businesses.

In general, we do not require a minimum dollar amount to open and maintain an advisory account; however, we
have the right to terminate your Account if it falls below a minimum size which, in our sole opinion, is too small
to manage effectively.

We may also combine account values for you and your minor children, joint accounts with your spouse, and
other types of related accounts to meet the stated minimum.