Greenup Street Wealth Management LLC

Item 5: Fees and Compensation

A. Fee Schedule

Portfolio Management Fees

        Total Assets Under Management              Annual Fees
        $0 - $500,000                              1.25%

        $500,001 - $2,000,000                      1.00%

        $2,000,001 - $5,000,000                    0.85%

        $5,000,001 - $10,000,000                   0.70%

        $10,000,001 – and Up                       0.45%

The advisory fee is calculated using the value of the assets in the Account on the last
business day of the prior billing period. Lower fees for comparable services may be
available from other sources.

On-going Financial Planning Fees

Fixed Fees

GSWML offers financial planning on both a monthly basis & flat fee basis.

Standard financial planning on a monthly basis will be $250 per month. Flat fee will be
$3,000 and based on the GSWML's discretion. These fees are negotiable.

Clients may terminate the agreement without penalty, for full refund of GSWML’s fees,
within five business days of signing the Financial Planning Agreement. Thereafter, clients
may terminate the Financial Planning Agreement generally upon written notice.

GSWML’s fees are negotiable. The final fee schedule will be memorialized in the client’s
advisory agreement. Clients may terminate the agreement without penalty for a full
refund of GSWML's fees within five business days of signing the Investment Advisory
Contract. Thereafter, clients may terminate the Investment Advisory Contract generally
with 1 day's written notice.

B. Payment of Fees

Payment of Portfolio Management and Selection of Other Advisers Fees

Asset-based portfolio management fees are withdrawn directly from the client's accounts
with client's written authorization on a quarterly basis. Fees are paid in advance.

Payment of On-going Financial Planning Fees

Fixed Fees

On- going financial planning fees are paid via ACH, Advice Pay or check. Fees are paid
monthly in advance.

C. Client Responsibility For Third Party Fees

GSWML’s fees are exclusive of brokerage commissions, transaction fees, and other related
costs and expenses that may be incurred by the client. Clients may incur certain charges
imposed by custodians, brokers, and other third parties such as custodial fees, deferred
sales charges, odd-lot differentials, transfer taxes, wire transfer and electronic fund fees,
and other fees and taxes on brokerage accounts and securities transactions. Mutual fund
and exchange traded funds also charge internal management fees, which are disclosed in
a fund’s prospectus. Such charges, fees and commissions are exclusive of and in addition
to our fee, and we shall not receive any portion of these commissions, fees, and costs.
GSWML does not accept compensation for the sale of securities or other investment
products including asset-based sales charges or service fees from the sale of mutual funds.

D. Prepayment of Fees

GSWML collects fees in advance. Refunds for fees paid in advance but not yet earned will
be refunded on a prorated basis and returned within fourteen days to the client via check
or return deposit back into the client’s account.

For all asset-based fees paid in advance, the fee refunded will be equal to the balance of
the fees collected in advance minus the daily rate* times the number of days elapsed in
the billing period up to and including the day of termination. (*The daily rate is calculated
by dividing the annual asset-based fee rate by 365.)

E. Outside Compensation For the Sale of Securities to Clients

Neither GSWML nor its supervised persons accept any compensation for the sale of
investment products, including asset-based sales charges or service fees from the sale of
mutual funds.

Rollover Recommendations
As part of our investment advisory services to you, we may recommend that you
withdraw the assets from your employer's retirement plan and roll the assets over to an
individual retirement account ("IRA") that we will manage on your behalf. If you elect to
roll the assets to an IRA that is subject to our management, we will charge you an asset-
based fee as set forth in the agreement you executed with our firm. This practice presents
a conflict of interest because the people providing investment advice on our behalf have
an incentive to recommend a rollover to you for the purpose of generating fee-based
compensation rather than solely based on your needs. You are under no obligation,
contractually or otherwise, to complete the rollover.
Moreover, if you do complete the rollover, you are under no obligation to have the assets
in an IRA managed by our firm.
Many employers permit former employees to keep their retirement assets in their
company plan. Also, current employees can sometimes move assets out of their company
plan before they retire or change jobs. In determining whether to complete the rollover to
an IRA, and to the extent the following options are available, you should consider the
costs and benefits of:
1)) Leaving the funds in your employer's (former employer's) plan;
2) moving the funds to a new employer's retirement plan;
3) cashing out and taking a taxable distribution from the plan; and/or
4) rolling the funds into an IRA rollover account. Each of these options has advantages
and disadvantages and before making a change we encourage you to speak with your
CPA and/or tax attorney. Our recommendations may include any of them, depending on
what we feel is in your best interest.
We are fiduciaries under the Investment Advisers Act of 1940 and when we provide
investment advice to you regarding your retirement plan account or individual retirement
account, we are also fiduciaries within the meaning of Title I of the Employee Retirement
Income Security Act and/or the Internal Revenue Code, as applicable, which are laws

       governing retirement accounts.
       As a fiduciary, we are required to document the reason(s) for why the recommendation
       we made is in your best interest.

Item 7: Types of Clients

GSWML generally provides advisory services to the following types of clients:

       ❖      Individuals
       ❖      High-Net-Worth Individuals
       ❖      Charitable Organizations
             Corporations or Business Entities

There is no account minimum for any of GSWML’s services.