Gretchen Stangier Inc

ITEM 5 – FEES AND COMPENSATION
    5a, b & d: Fee Schedules, Payments & Options
    Investment Management
                 Assets Under Management                                                  Annual Fee (%)

                 Less than $500,000                                                       0.99%

                 $500,000 to $1,000,000                                                   0.99%

                 $1,000,001 to $4,000,000                                                 0.99%

                 $4,000,001 and above                                                     0.35%

    These fees for all advisory services, including the third-party money managers, but not including third-party fees for
    mutual funds, wire transfers, etc. For purposes of determining value, securities and other instruments traded on a
    market for which actual transaction prices are publicly reported are valued at the last reported sale price on the
    principal market in which they are traded. In the unlikely scenario where non-market securities must be valued, they
    will be valued by Stangier Wealth Management, or as agreed in writing with the client. Should the client dispute non-
    market security valuations, they should notify Stangier Wealth Management immediately. In certain circumstances,
    fees may be negotiable.

    The fee includes the time and activities necessary to work with your attorney and/or accountant in reaching agreement
    on solutions, as well as assisting them in implementation of all appropriate documents. We are not responsible for
    attorney or accountant fees charged to you as a result of the above activities. Compensation for our services will be
    calculated in accordance with what is set in the client agreement. We may modify the terms of any agreement by
    written changes submitted to the client for signature. While we strive to maintain competitive fees, the same or similar
    services may be available from other firms at higher or lower fees.

    Stangier Wealth Management fees are paid quarterly in advance. Stangier Wealth Management fees are paid from
    your account by the custodian. You will receive a statement from the third-party money manager that includes the
    formula to calculate the fee, the amount of assets against which the fees are charged and the time period over which
    the fees were accrued. If there is insufficient cash in your account to pay your fees, an equal balance of securities in
    your portfolio may be sold to pay our fee. In addition to our fees, there may be custodial, wire transfer, mutual fund
    or similar fees or charges.

    Our fee is one quarter the annual fee of the total assets in the account at the end of the quarter. The market value is
    the sum of the values of all assets in the account, not adjusted by any margin debit. Fees for partial quarters at the
    commencement or termination of our agreement will be billed or refunded on a pro-rated basis contingent on the
    number of days the account was open during the quarter.

    Termination
    Either Stangier Wealth Management or our clients can terminate our agreement upon receipt of written notice to the
    other party, to include written agreement to changes by the client. When an agreement is terminated, we will refund
    any pre-paid, unearned fees based on the number of days remaining in the quarter after termination. Refunds will be
    made in the quarter following the quarter in which the agreement was terminated.
    When an agreement is terminated, all assets may need to be transferred from the current custodian. You will be
    responsible for paying all fees including full quarterly custodial administrative fees, account closure fees, mutual fund
    fees and all trading costs due to the termination. The custodian may assess additional fees for transfer of illiquid
    investments. If there is insufficient cash in the account, the liquidation of some securities may be used to pay the fees.
    Prior to termination of an agreement, we can provide a good-faith estimate of these fees.

    5c: Third-Party Fees
    You are responsible for the payment of all third-party fees (i.e., custodian fees, mutual fund fees, transaction fees, etc.).
    Those fees are separate and distinct from the fees we charge. All brokerage commissions, stock transfer fees, and
    other similar charges incurred in connection with transactions for the account will be paid out of the assets in the
    account and are in addition to the investment management fees paid to us. While we take measures to ensure the
    fees charged are accurate, it is your responsibility to ensure the amount of fee charged is correct.

         ADV PART 2 A BROCHURE                                                                                          PAGE 5 OF 10

    5e: Other Investment Compensation
    Stangier Wealth Management does not accept commission for the sale of securities or other investment products,
    including asset-based sales charges or service fees from the sale of mutual funds.

ITEM 7 – TYPES OF CLIENTS
    Stangier Wealth Management generally provides asset management services to the following types of clients:
        ▪ Individuals
        ▪ High-Net-Worth Individuals
        ▪ Trusts
        ▪ Estates
        ▪ Charitable Organizations
        ▪ Corporations

    Minimum Account Size
    Stangier Wealth Management has an account minimum of $50,000. We may take smaller account at our discretion.