Gryphon Wealth LLC

Item 5 - Fees and Compensation

Gryphon Wealth charges fees based on a percentage of assets under management as well as fixed fees for
financial planning clients. Typically, in providing financial planning services to Gryphon Wealth Wrap Fee
Program clients Gryphon Wealth does not charge an additional fee. However, Gryphon Wealth may charge
Gryphon Wealth Wrap Fee Program clients fees for the provision of financial planning services depending
upon the scope, depth and complexity of the financial planning services provided to the client. The specific
fees charged by Gryphon Wealth for services provided will be set forth in each client’s agreement.

     A. Investment Management Services

Fees for Investment Management Services
In providing investment management services pursuant to the Gryphon Wealth Wrap Fee Program,
Gryphon Wealth charges an annual investment management services fee that is agreed upon with each
client and set forth in an agreement executed by Gryphon Wealth and the client. The Gryphon Wealth Wrap
Fee Program investment management fee is based on a percentage of the value of assets under management
and is generally paid quarterly in advance. When a client’s account is opened, the Gryphon Wealth Wrap
Fee Program investment management services fee is billed for the remainder of the current quarterly billing
period and is based on the client’s initial contribution(s) to the client account. Subsequent quarterly
Gryphon Wealth Wrap Fee Program investment management services fees will be based on the client’s
account value as of the last business day of the previous calendar quarter. If cash or securities, or a

Gryphon Wealth                                                            Disclosure Brochure

combination thereof, amounting to at least $25,000 are deposited to or withdrawn from a Gryphon Wealth
Wrap Fee Program client’s account on an individual business day during a quarter, Gryphon Wealth will
(i) assess Gryphon Wealth Wrap Fee Program investment management services fees to the deposited assets
based on the value of the assets on the date of deposit for the pro rata number of days remaining in the
quarter, or (ii) refund prepaid Gryphon Wealth Wrap Fee Program investment management services fees
based on the value of the assets on the date of withdrawal for the pro rata number of days remaining in the
quarter.

 The asset value of a Gryphon Wealth Wrap Fee Program client’s account is determined as provided by
third-party sources, such as pricing services, custodians, fund administrators, and client-provided sources.
For purposes of fee calculation, the asset value of Gryphon Wealth Wrap Fee Program client accounts
include cash and cash equivalents, as well as margined securities. Gryphon Wealth does not reduce Gryphon
Wealth Wrap Fee Program investment management services fees for margin borrowing, regardless of
whether the assets are in cash or other securities. Gryphon Wealth has a financial incentive to recommend
that clients borrow money for the purchase of additional securities for the client’s account managed by
Gryphon Wealth or otherwise not liquidate some or all the assets Gryphon Wealth manages. Gryphon
Wealth addresses this conflict of interest by this disclosure and working to ensure that any recommendation
to a client regarding the use of margin is suitable for the client.

Following is Gryphon Wealth’s asset-based fee schedule for investment management services:

                                          FEE SCHEDULE
                         Market Value of Assets                           Rate
                             Up to $6,000,000                            1.25%
                        $6,000,001 to $10,000,000                        1.00%
                        $10,000,001 to $15,000,000                       0.85%
                        $15,000,001 to $25,000,000                       0.75%
                        $25,000,001 to $35,000,000                       0.65%
                        $35,000,001 to $50,000,000                       0.55%
                        $50,000,001 to $75,000,000                       0.45%
                          $75,000,001 and Above                          0.35%
               The percentage for the highest range of Managed Asset value achieved
               applies to all Managed Assets, not just Managed Assets within that
               range.

For the accounts of direct family members it typically is Gryphon Wealth’s policy to apply the lowest fee
schedule rate for which a family member qualifies to the accounts of other directly related family
members, including multiple generations of the family. However, the application of this policy to any
family and family members is within the discretion of Gryphon Wealth.

There are Gryphon Wealth Wrap Fee Program clients who were clients of personnel of Gryphon Wealth
while such personnel served as investment adviser representatives of an unaffiliated investment advisory

Gryphon Wealth                                                                Disclosure Brochure

firm. These clients retained their historical fee schedules when they became clients of Gryphon Wealth and
for certain of these clients their historical fee schedule is greater than the above listed fee schedule.

Fees for Financial Planning Services
Clients who receive standalone financial planning services, and Gryphon Wealth Wrap Fee Program clients
who are charged a separate financial planning fee, pay a fixed fee of up to $100,000, depending on the
complexity of the plan and the services provided. For ongoing financial planning services, the annual fee
is billed quarterly. For financial planning engagements that end upon delivery of the completed plan, the
fixed fee may be billed in quarterly installments or in full upon delivery. The financial planning agreement
clearly sets out the actual fee, and clients will receive invoices showing the amount due and payable. As
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Item 7 - Types of Clients

Gryphon Wealth offers investment advisory services to individuals, including high net worth individuals,
and entities, including, but not limited to, family offices, trusts, estates, private foundations, and qualified
retirement plans. Gryphon Wealth does not impose a minimum portfolio size or a minimum initial
investment to open an account. However, Gryphon Wealth does reserve the right to accept or decline a
potential client or terminate a client relationship for any reason in its sole discretion.