Guardian Asset Advisors LLC

Item 5: Fees & Compensation
Compensated for Our Advisory Services

Asset Management:

                       Portfolio Value                       Maximum Annual Fee
                       Up to $249,999.99                     2.50%
                       $250,000.00 - $499,999.99             2.00%
                       $500,000.00 - $749,999.99             1.65%
                       $750,000.00 - $1,249,999.99           1.50%
                       $1,250,000.00 - $2,999,000.00         1.25%
                       $3,000,000.00 - $4,999,999.99         1.00%
                       $5,000,00.00 - $9,999,999.99           .90%
                       $10,000,000.00 -                       .75%
Our firm’s fees are billed on a pro-rata annualized basis quarterly in advance based on the value of
your account on the last day of the previous quarter. Unless otherwise noted in writing, our firm bills
on cash. Fees are negotiable and will generally be deducted from your managed account. In rare cases,
we will agree to directly bill clients. Adjustments will be made for deposits and withdrawals during
the quarter. As part of this process, you understand and acknowledge the following:
    a) Clients must provide our firm with written authorization permitting direct payment of
        advisory fees from their account(s) maintained by a custodian who is independent of our
        firm;
    b) Our firm sends quarterly statements to the client showing the fee amount, the value of the
        assets upon which the fee is based, and the specific manner in which the fee is calculated as
        well as disclosing that it is the client’s responsibility to verify the accuracy of fee calculation,
        and that the custodian does not determine its accuracy; and
    c) The account custodian sends a statement to the client, at least quarterly, showing all account
        disbursements, including advisory fees.

Financial Planning & Consulting:

Our firm charges on an hourly or flat fee basis for financial planning and consulting services. The total
estimated fee, as well as the ultimate fee charged, is based on the scope and complexity of our
engagement with the client. The maximum hourly fee to be charged will not exceed $350 and flat fees
will not exceed $15,000. Our firm requires a retainer of 50% of the ultimate financial planning or
consulting fee at the time of signing. Our firm will not require a retainer exceeding $1,200 when
services cannot be rendered within 6 months.

Osaic Wealth Managed Opportunities Program & Third Party Money Managers:

The total annual advisory fee for this service shall not exceed 3.00%. A portion of this fee will be paid
to our firm and will be outlined in the sub-advisor’s advisory agreement to be signed by the client.

ADV Part 2A – Firm Brochure                      Page 7                             Guardian Asset Advisors, LLC

Clients will be provided with a copy of the chosen sub-advisor’s Form ADV Part 2, all relevant
Brochures, a solicitation disclosure statement detailing the fees to be paid to both firms and the sub-
advisor’s privacy policy. All fees that our firm receives from the sub-advisors and the written separate
disclosures made to clients regarding these fees comply with applicable state statutes and rules.

The billing procedures for this service vary based on the chosen sub-advisor. The total fee to be
charged, as well as the billing cycle, will be detailed in the sub-advisor’s ADV Part 2A and separate
advisory agreement to be signed by the client. The compensation paid to our firm by third party
managers may vary, and thus, creates a conflict of interest in recommending a manager who shares
a larger portion of its advisory fees over another manager. Prior to referring clients to third party
advisors, our firm will ensure that third party advisors are licensed or notice filed with the respective
authorities. A potential conflict of interest in utilizing third party advisors may be an incentive to us
in selecting a particular advisor over another in the form of fees or services. In order to minimize this
conflict our firm will make our recommendations/selections in the best interest of our clients.

Retirement Plan Consulting:

Our Retirement Plan Consulting services are billed on an hourly or flat fee basis or a fee based on the
percentage of Plan assets under management. The total estimated fee, as well as the ultimate fee
charged, is based on the scope and complexity of our engagement with the client. The maximum
hourly fee to be charged will not exceed $250. Our flat fees range from $750 to $10,000. Fees based
on a percentage of managed Plan assets will not exceed 1.00%. The fee-paying arrangements will be
determined on a case-by-case basis and will be detailed in the signed consulting agreement.

Other Fees:

Clients will incur transaction charges for trades executed in their accounts. These transaction fees
are separate from our firm’s advisory fees and will be disclosed by the chosen custodian. Charles
Schwab & Co, Inc. (“Schwab”) does not charge transaction fees for U.S. listed equities and exchange
traded funds.

Clients may also pay holdings charges imposed by the chosen custodian for certain investments,
charges imposed directly by a mutual fund, index fund, or exchange traded fund, which shall be
disclosed in the fund’s prospectus (i.e., fund management fees, initial or deferred sales charges,
mutual fund sales loads, 12b-1 fees, surrender charges, variable annuity fees, IRA and qualified
retirement plan fees, and other fund expenses). Our firm does not receive a portion of these fees.

Refunds Following Termination

We charge our advisory fees quarterly in advance. In the event that you wish to terminate our
services, we will refund the unearned portion of our advisory fee to you. You need to contact us in
writing and state that you wish to terminate our services. Upon receipt of your letter of termination,
...

Item 7: Types of Clients & Account Requirements
We have the following types of clients:
   • Individuals and High Net Worth Individuals;
   • Trusts, Estates or Charitable Organizations;
   • Corporations, limited liability companies and/or other business types.

ADV Part 2A – Firm Brochure                    Page 9                            Guardian Asset Advisors, LLC

Our requirements for opening and maintaining accounts or otherwise engaging us:
   • We generally charge a minimum fee of $250 for written financial plans.