Millennial Wealth LLC

Item 5: Fees and Compensation
Please note, unless a client has received this brochure at least 48 hours before signing an Advisory Contract, the
Advisory Contract may be terminated by the client within five (5) business days without penalty.
How we are paid depends on the type of advisory services we perform. Below is a brief description of our fees;
however, you should review your executed Advisory Contract for more detailed information regarding the exact
fees you will be paying. No increase to the agreed-upon advisory fees outlined in the Advisory Contract shall
occur without prior client consent. Fees are negotiable. Some fees may vary by client but similar services are
provided due to factors such as honoring legacy fees, discounts for friends and family of our employees,
anticipated assets, and complexity of overall engagement.
Comprehensive Financial Planning
Our Comprehensive Financial Planning service integrates Financial Planning and Investment Management.
Clients may be charged a one-time engagement fee and an ongoing fee every month or quarter.
The one-time engagement fee covers onboarding, data gathering, and the construction of a comprehensive
financial plan. The one-time fee ranges from $1,000 to $20,000 and will be based on complexity and the depth of
service required. This work will commence immediately after the fee is paid, and the length of time required to
complete and deliver the plan is dependent on several factors, including the needs of the client, the client’s
ability to provide any necessary information and documentation, as well as the complexity of their financial
situation. Advisor may reduce or waive the initial fee at the Advisor’s discretion.
The ongoing fee is based on account size. The fee will be a recurring fixed fee for those whose assets are less
than $500,000. For clients whose assets are $500,000 or more, the fee will be based on a percentage of the
assets under management.
Recurring Fixed Fee
Wealthbase

For smaller accounts, we charge a fixed annual fee ranging from $2,000 to $30,000, billed monthly or quarterly in
arrears. The fee range is dependent upon variables, including the specific needs of the client, complexity,
estimated time, research, and resources required to provide services to you, among other factors we deem
relevant. Fees are negotiable, and your Advisory Contract will outline the final agreed-upon fee. The annual fee
shall be adjusted upwards by 3% every year on the anniversary of the Advisory Contract.
Once a client's investable assets begin to grow to a range of $500,000, they will transition to our AUM Fee
Schedule described below and will no longer pay the fixed fee; unless otherwise agreed to in writing by both
parties. The fixed fee will cease at the end of the month or quarter when the AUM fee commences. If the client’s
accounts drop below the threshold for a period of two (2) consecutive quarters or (6) consecutive months,
clients will revert to the agreed-upon fixed fee rate.

A Percentage of Assets Under Management (“AUM”)
Wealthplus

MW charges an annual management fee of up to 1.50%. The fee is negotiable, and the exact fee paid by you will
be stated in the signed Advisory Contract. The annual advisory fee is paid either monthly or quarterly in arrears
based on the value of the client’s account(s) as of the last day of the billing period.
In determining the advisory fee, we may allow accounts of members of the same household to be aggregated.
MW relies on the valuation as provided by the client's custodian in determining assets under management. Our
advisory fee is prorated for any partial billing periods occurring during the engagement, including the initial and
terminating billing periods.

Use of Third Party Money Managers
In the event MW utilizes a third party money manager (Money Manager) to assist in the management of client
account(s), the Money Manager’s fees are separate and not included in our advisory fee disclosed above. The
Money Manager’s advisory fees, billing schedule, and payment procedures are set forth in their separate written
disclosure documents, advisory agreements, and/or the account opening documents of your account Custodian.

Fee Payment
Typically, we deduct our advisory fee from one or more account(s) held at an unaffiliated third-party custodian,
as directed by the client. Please refer to Item 15 of this Brochure regarding our policy on direct fee deduction.
Fees for advising on the held-away accounts may be paid from the managed account (or other accounts) the
client has under our direct management.

Alternatively, fees can be paid by electronic funds transfer (EFT) or check. We use an independent third-party
payment processor in which the client can securely input their banking information and pay their fee. We do not
have access to the client’s banking information at any time. The client will be provided with their own secure
portal in order to make payments.

Other Types of Fees and Expenses
Our fees are exclusive of brokerage commissions, transaction fees, and other related costs and expenses which
may be incurred by the client. Clients may incur certain charges imposed by custodians, brokers, and other third
parties such as custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire transfer, and
electronic fund fees, and other fees and taxes on brokerage accounts and securities transactions. Mutual fund
and exchange-traded funds also charge internal management fees, which are disclosed in a fund’s prospectus.
Such charges, fees, and commissions are exclusive of and in addition to our fee, and we shall not receive any
portion of these commissions, fees, and costs.

Clients have the option to purchase investment products that we recommend through other brokers or agents
that are not affiliated with MW.

Item 12 further describes the factors that we consider in selecting or recommending broker-dealers for client’s
...

Item 7: Types of Clients
We provide advisory services to individuals and high-net-worth individuals.
We have a minimum account size requirement ranging from $500,000 for our AUM Fee Schedule. These
minimums may be waived or reduced at the Advisor’s discretion. For those clients who do not meet our
minimum, we have our recurring fixed fee option.