Guardian Wealth Strategies LLC

Item 5: Fees and Compensation
  Method of Compensation and Fee Schedule
  GWS bases its fees on a percentage of assets under management and fixed fees.
  ASSET MANAGEMENT
  Guardian Wealth Management
  The fees for these services will be based on a percentage of Assets Under Management as
  follows:
    Assets Under Management           Maximum Annual Fee            Maximum Quarterly Fee
          First $2,000,000                     1.00%                         .250%
          Next $2,000,000                       .75%                         .188%
          Over $4,000,000                       .65%                         .163%
  The formula GWS uses to calculate the quarterly fee is as follows: (Based on a $10,000,000
  portfolio)
  First $2,000,000 x 1.00%           $20,000
  Next $2,000,000 x 0.75%            $15,000
  Remaining $6,000,000 x 0.65%       $30,000
  $10,000,000                        $65,000/4 = $16,250 quarterly fee.
  The annual fee may be negotiable. Accounts within the same household may be combined
  for a reduced fee. GWS will aggregate all of your accounts managed by us to determine your
  quarterly fee. Fees are billed quarterly in advance based on the amount of assets managed
  as of the last business day of the previous quarter. Quarterly advisory fees deducted from
  the clients' account by the custodian will be reflected in the custodial statement. Lower fees
  for comparable services may be available from other sources.
  Clients may terminate their account within five (5) business days of signing the Investment
  Advisory Agreement for a full refund. Clients may terminate advisory services with thirty

                                  Guardian Wealth Strategies, LLC

(30) days written notice. The client is entitled to a pro rata refund based on the days service
was not provided in the final quarter. Client shall be given thirty (30) days prior written
notice of any increase in fees, and client will acknowledge, in writing, any agreement of
increase in said fees.
Guardian Portfolios
Fees for the Guardian Portfolios are billed at an annual rate of 1.25% of the assets being
managed. Fees are billed quarterly in advance based on the amount of assets managed as
of the last business day of the previous quarter. Quarterly advisory fees deducted from the
clients' account by the custodian will be reflected in the custodial statement. Lower fees for
comparable services may be available from other sources. Clients that accumulate more
than $500,000 in this program may move to the Guardian Wealth Management program
and to that billing structure.
Clients may terminate their account within five (5) business days of signing the Investment
Advisory Agreement for a full refund. Clients may terminate advisory services with thirty
(30) days written notice. The client is entitled to a pro rata refund based on the days service
was not provided in the final quarter. Client shall be given thirty (30) days prior written
notice of any increase in fees, and client will acknowledge, in writing, any agreement of
increase in said fees.
ERISA PLAN SERVICES
The annual fees are based on the market value of the Included Assets and will not exceed
1%. The annual fee is negotiable and may be charged as a percentage of the Included Assets
or as a flat fee. Fees may be charged quarterly or monthly in arrears or in advance based on
the assets as calculated by the custodian or record keeper of the Included Assets (without
adjustments for anticipated withdrawals by Plan participants or other anticipated or
scheduled transfers or distribution of assets) on the last business day of the previous
quarter or month. If the services to be provided start any time other than the first day of a
quarter or month, the fee will be prorated based on the number of days remaining in the
quarter or month. If this Agreement is terminated prior to the end of the fee period, GWS
shall be entitled to a prorated fee based on the number of days during the fee period
services were provided or Client will be due a prorated refund of fees for days services
were not provided in the billing cycle.
The fee schedule, which includes compensation of GWS for the services is described in
detail in Schedule A of the ERISA Plan Agreement. The Plan is obligated to pay the fees,
however the Plan Sponsor may elect to pay the fees. Client may elect to be billed directly or
have fees deducted from Plan Assets. GWS does not reasonably expect to receive any
additional compensation, directly or indirectly, for its services under this Agreement. If
additional compensation is received, GWS will disclose this compensation, the services
rendered, and the payer of compensation. GWS will offset the compensation against the
fees agreed upon under this Agreement.
FINANCIAL PLANNING and CONSULTING
GWS charges a fixed fee for financial planning with a maximum fee charged of $1,500. Prior
to the planning process the client will be provided an estimated plan fee. Fees are received
in two installments; 50% at the signing of the agreement with the balance due upon
delivery of the plan.

                                Guardian Wealth Strategies, LLC

  Services are completed and delivered inside of sixty (60) days. Client may cancel within five
  (5) business days of signing Agreement for a full refund. If the client cancels after five (5)
  business days, any unearned fees will be refunded to the client, or any unpaid earned fees
  will be due to GWS.
  Client Payment of Fees
  Investment management fees are billed quarterly in advance, meaning that the fees will be
  charged for three (3) month billing periods. Fees are usually deducted from a designated
  client account to facilitate billing. The client must consent in advance to direct debiting of
  their investment account.
  Fees for financial plans are paid 50% at the time of signing the agreement with final
  payment due upon delivery of the completed plan to be paid.
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Item 7: Types of Clients
  Description
  GWS generally provides investment advice to individuals and high net worth individuals,
  charitable organizations and qualified plans.
  Client relationships vary in scope and length of service.
  Account Minimums
  GWS requires a $500,000 account minimum per household for the Guardian Wealth
  Management program. The account minimum may be waived at GWS’s discretion.