HANC Wealth Management LLC

5. FEES AND COMPENSATION
        A.   FINANCIAL PLANNING

The Advisor’s financial planning services are offered on an hourly fee basis. The hourly fee is
$250.00 per hour. The fee is negotiable and is based upon the number of topics covered, the amount
of time required to write the plan, the areas of research involved, how involved/detailed the client
would like the plan written, whether the Advisor works with the client’s CPA or attorney and time
to write the plan. The fee is due upon presentation of the financial plan or conclusion of consulting
arrangement.
        B. PORTFOLIO MANAGEMENT SERVICES
Fees for portfolio management will be a percentage of the assets under management. The fee will
be calculated, accrued and due quarterly in advance based upon the following annual fee schedule:
                      Custodian Reported Value          Annual Management Fee
                           $0 to $1,000,000                     0.95%
                      $1,000,000.01 to $2,000,000               0.85%
                      $2,000,000.01 to $5,000,000               0.75%
                     $5,000,000.01 to $10,000,000               0.65%
                          Above $10,000,000                   Negotiable

Hungerford Financial, LLC                      Page 6                           ADV Part 2A – 7/31/2026

Notwithstanding the above fee schedule, Advisor requires a minimum annual management fee of
$1,200 per account. The fee is negotiable based upon the size of the account and/or if the client
has multiple accounts within his household with the Advisor. The fee will be based upon the
account’s value as of the end of the previous quarter.
The client will be asked to authorize the Advisor with the ability to withdraw the fee directly from
the client’s account (see Item 15 for additional details).
The Advisor’s fees are separate and distinct from other fees or expenses that may include
brokerage charges, transaction fees, and other related costs and expenses. Additionally, clients
may incur certain charges imposed by custodians, brokers, and other third parties such as fees
charged by mutual fund managers, custodial fees, deferred sales charges, odd-lot differentials,
transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on brokerage
accounts and securities transactions. Mutual funds and exchange traded funds also charge internal
management fees, as disclosed in a fund’s prospectus, which are separate and distinct from the
firm’s fee.
Fees will not be based upon a share of capital gains or capital appreciation of the funds or of any
portion of the funds under advisory contract. Fees for services to be performed will not be collected
six or more months in advance.
        C. RECOMMENDATION OF THIRD-PARTY INVESTMENT ADVISERS
Fees for when we recommend Third-Party Adviser services, we charge an annual management fee
that is based on a percentage of the assets under management. The annual fee is based on the
following fee schedule:
                     Custodian Reported Value         Annual Management Fee
                           $0 to $1,000,000                     0.50%
                       $1,000,001 to $2,000,000                 0.40%
                       $2,000,001 to $5,000,000                 0.30%
                       $5,000,001 to $10,000,00                 0.20%
                          Above $10,000,000                   Negotiable
The fee is calculated, accrued and due quarterly, in arrears based on the account value as of the
last business day of the quarter as reported by the account’s custodian. The fee is negotiable and
is in addition to the Third-Party Adviser’s fee which is disclosed in their Form ADV Part 2A. The
client will be asked to authorize the Third-Party Adviser with the ability to withdraw our fee.
Our fees are separate and distinct from any other fees or expenses including the Third-Party
Adviser’s fee. Other fees and expenses may include brokerage commissions, transactions fees,
and other related costs and expenses. Additionally, clients may incur certain charges imposed by
custodians, broker, third party investment advisors and other third parties such as; fees charged by
managers, custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire transfer
and electronic fund fees, and other fees and taxes on brokerage accounts and securities
transactions. Mutual funds and exchange traded funds also charge internal management fees, as
disclosed in a fund’s prospectus, which are separate and distinct from our fee.

Hungerford Financial, LLC                       Page 7                           ADV Part 2A – 7/31/2026

        D. RETIREMENT PLAN SERVICES
Fees for retirement plan services will be a percentage of plan assets. The fee will be calculated,
accrued and due quarterly in advance based upon the following annual fee schedule:
                      Custodian Reported Value            Annual Management Fee
                           $0 to $1,000,000                       0.60%
                       $1,000,001 to $3,000,000                   0.50%
                       $3,000,001 to $5,000,000                   0.40%
                       $5,000,001 to $10,000,00                   0.30%
                      $10,000,001 to $20,000,000                  0.20%
                          Above $20,000,000                       0.15%
The management fee is tiered. A tiered fee means the applicable rate will be applied to the fair
market value in each applicable range of account value. For example, an account with a month end
value of $1,300,000.00 will be charged 0.60% on the first $10,000,000 and 0.50% on the next
$300,000. Notwithstanding the above fee schedule, Advisor requires a minimum annual
management fee of $2,000 per plan. The fee is negotiable.
For certain retirement plan platforms, including American Funds, the platform’s billing system
...

7. TYPES OF CLIENTS
The Advisor’s services are offered to individuals, charities, high net worth individuals and pension
and profit-sharing plans. The Advisor requires a minimum account size for its portfolio
management services of $100,000 or a minimum annual management fee of $1,200. Additionally,
there is a minimum annual fee of $2,000 for retirement plan services. However, the Advisor may
waive the minimum at its discretion.