Hansen & Associates Financial Group Inc

Item 5: Fees & Compensation

    Compensation for Our Advisory Services

    Financial Planning & Consulting:

    Our Comprehensive Financial Planning fee ranges from $500 to $5,000. The fee depends on the
    complexity of the client’s financial situation, the research required and the preparation of the plan.
    The fee will be set forth in the Financial Planning Agreement with one half of the fee due upon
    entering the Agreement. The remainder of the fee is due upon presentation of the financial plan. For
    prepaid fees in excess of $1,200, services will be completed within six months of the date fees are
    received.

    Our Consulting Financial Planning fee is an hour rate of $180 per hour. The number of hours will vary
    depending upon the complexity of the client’s financial situation, the areas to be addressed, the
    research involved and the preparation of the financial plan. The estimated number of hours required
    and the fee will be set forth in the Financial Planning Agreement with one half of the fee due upon
    entering the Agreement. The remainder of the fee is due upon presentation of the financial plan. For
    prepaid fees in excess of $1,200, services will be completed within six months of the date fees are
    received.

    A client may cancel the Financial Planning Agreement for any reason during the first five (5) days
    from the date of signing the agreement and he/she will receive a refund of 100% of all fees paid. To
    cancel the agreement, the client must notify us and return any materials received to that date. After
    five (5) days if a client cancels, any prepaid fees will be refunded on a prorated basis based upon
    work completed.

    Please note: When we provide financial planning services and the client implements the financial plan
    through one of our representatives, the representative will receive compensation in the form of a fee.
    This creates a conflict of interest between the representative and the client. Therefore, when
    providing financial planning services, we would like clients to note: (a) a conflict exists between the
    representative’s interests and the interests of the client, (b) the client is under no obligation to act
    upon the recommendation, and (c) if the client elects to act on any of the recommendations, the client
    is under no obligation to effect the transaction through the representative.

    Comparable Services Disclosure

    Clients should note that lower fees for comparable services may be available from other sources.

    Portfolio Management Services

    Fees for portfolio management services will be a percentage of the assets under management that
    the client pays on a monthly basis. The monthly fee will be calculated, accrued and due in arrears
    based upon the annualized rate between 0.80% and 2.60%. Fees to be assessed will be outlined in
    the advisory agreement to be signed by the client.

ADV Part 2A – Firm Brochure                       Page 7                        Hansen & Associates Financial Group, Inc.

    The pro-rated first month’s management fee will be calculated on the Account’s initial value as
    reported by its custodian. Thereafter, the periodic fee will be based upon the value of the account(s)
    on the last day of the previous month or the time-weighted daily average of the previous month. The
    specific billing arrangement will be specified in the signed client agreement and/or separate
    disclosure statement. Cash balances and investments in money market funds, demand deposit
    accounts, and certificates of deposit at banks or brokerage firms are covered by the Account and are
    included in the fee calculations. Adjustments will be made for deposits and withdrawals during the
    month. As part of this process, Clients understand the following:

         a) The client’s independent custodian sends statements at least quarterly showing the market
            values for each security included in the Assets and all account disbursements, including the
            amount of the advisory fees paid to our firm;
         b) Clients will provide authorization permitting our firm to be directly paid by these terms. Our
            firm will send an invoice directly to the custodian; and
         c) If our firm sends a copy of our invoice to the client, a legend urging the comparison of
            information provided in our statement

    Fees will not be based upon a share of capital gains or capital appreciation of the funds or of any
    portion of the funds under advisory contract. Fees for services to be performed will not be collected
    six or more months in advance.

    We may from time to time unilaterally amend our fees and billing arrangements. Any change will only
    become effective after thirty (30) days prior written notice. The fees for these portfolios are not based
    on the financial performance or capital gains or losses experienced by the Account.

    A client may terminate the Investment Management Agreement for any reason at any time and,
    within the first five (5) business days after signing the contract, without any cost or penalty.
    Thereafter, the Agreement may be terminated at any time by giving ten (10) days written notice. For
    clients billed in arrears, fees will be charged for the number of days that services were rendered
    during the termination month.

    Selection of Third-Party Investment Advisers

    The client will be charged two separate fees. The first fee shall be charged by the Third-Party Adviser
    and the second fee shall be charged by us. Please note that we will ensure that the combined fee will
    not exceed 3.00%.

    Third-Party Adviser Fee

    The Third-Party Adviser fee shall vary from adviser-to-adviser and it will be based upon the client’s
    assets under management with the Third-Party Adviser. The annual fees typically range from 0.50%
...

Item 7: Types of Clients & Account Requirements

    We provide advice to individuals, corporations and other business entities. The advice to individuals
    may be for a variety of account types including but not limited to individual, trust, joint, individual
    retirement accounts, or other qualified accounts.

    We do not require a minimum account size or place any other restriction related to opening or
    maintaining an account. However, our Portfolio Management Services include Financial Planning &
    Consulting for clients with an aggregate account value of at least $300,000.