Hegarty Advisors LLC

Item 5: Fees and Compensation
Please note, unless a client has received the firm’s disclosure brochure at least 48 hours prior to signing the
investment advisory contract, the investment advisory contract may be terminated by the client within five
(5) business days of signing the contract without incurring any advisory fees and without penalty. How we
are paid depends on the type of advisory service we are performing. Please review the fee and compensation
information below.

Investment Management Services
Our standard advisory fee is based on the market value of the assets under management and is calculated as
follows:
                     Account Value                             Annual Advisory Fee
                      $0 - $1,000,000                                   0.80%
                 $1,000,000 - $10,000,000                               0.70%
                 $10,000,000 and Above                                  0.20%

The annual fees are negotiable and are pro-rated and paid in arrears on a quarterly basis. The advisory fee is
a tiered fee and is calculated by assessing the percentage rates using the predefined levels of assets as shown
in the above chart, resulting in a combined weighted fee. For example, an account valued at $5,000,000
would pay an effective fee of 0.72% with the annual fee of $36,000.00. The quarterly fee is determined by
the following calculation: (($1,000,000 x 0.80%) + ($4,000,000 x 0.70%)) ÷ 4 = $9,000.00. No increase in the
annual fee shall be effective without agreement from the client by signing a new agreement or amendment
to their current advisory agreement.
Advisory fees are directly debited from client accounts, or the client may choose to pay by check. Accounts
initiated or terminated during a billing period will be charged a pro-rated fee based on the amount of time
remaining in the billing period. An account may be terminated with written notice at least 30 calendar days
in advance. Since fees are paid in arrears, no rebate will be needed upon termination of the account.

Financial Planning Fixed Fee
Financial Planning will generally be offered on a fixed fee basis. The fixed fee will be agreed upon before the
start of any work. The fixed fee is $2,800.00. The fee may be negotiable in certain cases and is due at the
completion of the engagement. In the event of early termination by client, any fees for the hours already
worked will be due at the rate of $400.00 per hour.

Financial Planning Hourly Fee
Financial Planning fee is an hourly rate of $400.00 per hour. The fee may be negotiable in certain cases and
is due at the completion of the engagement. In the event of early termination by client, any fees for the hours
already worked will be due.

Other Types of Fees and Expenses
Our fees are exclusive of brokerage commissions, transaction fees, and other related costs and expenses that
may be incurred by the client. Clients may incur certain charges imposed by custodians, brokers, and other

third parties such as custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire transfer
and electronic fund fees, and other fees and taxes on brokerage accounts and securities transactions. Mutual
fund and exchange traded funds also charge internal management fees, which are disclosed in a fund’s
prospectus. Such charges, fees and commissions are exclusive of and in addition to our fee, and we shall not
receive any portion of these commissions, fees, and costs.
Item 12 further describes the factors that we consider in selecting or recommending broker-dealers for
client’s transactions and determining the reasonableness of their compensation (e.g., commissions).
We do not accept compensation for the sale of securities or other investment products including asset-based
sales charges or service fees from the sale of mutual funds.

Item 7: Types of Clients
We provide financial planning and portfolio management services to individuals and high net-worth
individuals.
We do not have a minimum account size requirement.