Helm Investment Management LLC

Fees and Compensation
Fee Schedule

Helm’s compensation is solely from fees paid by its investment advisory and financial planning
clients. Helm will never accept a commission in any form for the purchase of any financial product
on behalf of its clients. Helm charges fees quarterly in advance on the average assets under
management for the preceding calendar quarter pursuant to the following schedule:

    •   0.80% annually on the amount of average assets under management for the preceding
        calendar quarter on the first $1,500,000 of assets
    •   0.70% annually on the amount of average assets under management for the preceding
        calendar quarter on the amount of assets from $1,500,000 to $3,000,000
    •   0.60% annually on the amount of average assets under management for the preceding
        calendar quarter on assets above $3,000,000

The fee amount is deducted from client accounts and reflected on the monthly or quarterly statement
for that account provided by the custodian (i.e., Schwab) to the client. Helm's minimum fee is $400
per quarter.

If a client or Helm terminate an advisory agreement during the fee term, the firm shall issue a refund
to the client of any prepaid fees on a daily pro-rata basis.

The investment advisory fee is for client portfolio management and includes meetings and phone calls
regarding portfolio and asset management. In general, financial planning and projects unrelated to
investment advisory are charged at an hourly rate. As of December 31, 2025, the hourly rate for our
investment professionals was $275.

Fees are negotiable.

Other Fees

Neither Helm nor any related entity or person receives any form of compensation from any
recommended mutual fund or ETF. Mutual funds and ETFs have their own fee structures, which
may include administrative, distribution, and investment management fees to which clients may be
subject. The fees charged by Helm are separate and distinct from any fees charged by any
recommended mutual funds or ETFs. A description of mutual fund and ETF fees is available from
Helm as well as within the prospectus for each recommended mutual fund or ETF.

Client accounts pay applicable broker/dealer trade commissions on financial assets bought and
sold. Clients choose their own custodian broker/dealers, although we have a preference for Schwab
based on our perception of Schwab’s service offerings.

Clients have the option to purchase investment products that we recommend, such as individual
securities, mutual funds or ETFs through other broker/dealers or agents that are not affiliated with
Helm.

Performance-Based Fees and Side-By-Side Management
Performance-based fees take a share of capital gains on or capital appreciation of the assets of a client
account. Helm does not charge any performance-based fees or manage client assets with any
expectation of sharing in the profit or loss. Helm is strictly a fee-based asset manager, with our fees
charged on a sliding scale based on the size of the account managed (as noted within the “Fees and
Compensation” section of this brochure).

Types of Clients
Helm primarily deals with individuals and their associated family accounts. As part of our work
with individual clients and families, we advise on qualified retirement plans, trusts, estates, college
savings plans and family foundations. Several of our individual clients are business owners or
executive managers at publicly-traded corporations, and for those clients, we also offer services
including the analysis of incentive stock options, corporate profit-sharing plans and deferred
compensation arrangements.

The average Helm client relationship is approximately $2.6 million. Helm does not have a minimum
account size requirement.

Methods of Analysis, Investment Strategies and Risk of Loss