High Note Wealth LLC

Item 5: Fees and Compensation
Fee Schedule
Portfolio Management Fees
Our fee for portfolio management services is based on a percentage of the assets in your account and
is set forth in the following annual fee schedule:

             Assets Under Management                                       Annual Fee
                   Up to $500,000                                            1.30%
                     Next $1,000,000                                           0.85%
                     Next $1,000,000                                           0.80%
                     Next $1,000,000                                           0.75%
                     Next $1,500,000                                           0.70%
                    Next $2,500,000                                            0.60%
                    Next $2,500,000                                            0.50%
                   Next $10,000,000+                                           0.40%
Assets in each of your account(s) are included in the fee assessment unless specifically identified in
writing for exclusion.

The annual fee is a blended fee schedule, meaning different asset levels are assessed at different fees,
as shown above. Fees are prorated and charged quarterly, in advance, based upon the market value of
the assets being managed by High Note Wealth on the last business day of the previous quarter. There
may be immaterial differences between the quarter-end market value reflected on your custodial
statement and the valuation as of the last business day of the calendar quarter used for billing purposes,
given the timing and account activity. If assets in excess of $50,000 are deposited into or withdrawn
from an account after the inception of a billing period, the fee payable with respect to such assets is
adjusted to reflect the interim change in portfolio value. For the initial period of an engagement, the
fee is calculated on a pro-rata basis. In the event the Advisory Agreement is terminated, the fee for the
final billing period is prorated through the effective date of the termination, and the outstanding or
unearned portion of the fee is charged or refunded to the client, as appropriate.

If the portfolio management agreement is executed at any time other than the first day of a calendar
quarter, our fees will apply on a pro-rata basis, which means that the advisory fee is payable in
proportion to the number of days in the quarter for which you are a client. Our advisory fee is negotiable,
depending on individual client circumstances.

You may terminate the portfolio management agreement upon written notice. You will incur a pro rata
charge for services rendered prior to the termination of the portfolio management agreement, which
means you will incur advisory fees only in proportion to the number of days in the quarter for which you
are a client. If you have pre-paid advisory fees that we have not yet earned, you will receive a prorated
refund of those fees.

At our discretion, we may combine the account values of family members living in the same household
to determine the applicable advisory fee. For example, we may combine account values for you and
your minor children, joint accounts with your spouse, and other types of related accounts. Combining
account values may increase the asset total, which may result in your paying a reduced advisory fee
based on the available breakpoints in our fee schedule stated above.

                                                                                    High Note Wealth, LLC
                                                                                    ADV 2A Firm Brochure
                                                                                              March 2026

Held-Away Asset Fees
For assets held at a custodian that is not directly accessible by our firm (“Held Away Accounts”), we may,
but are not required to, manage these Held Away Accounts using the Pontera Order Management
System (“Pontera”) that allows our firm to view and manage assets. Our annual fee for investment
management services for held away accounts will follow our portfolio management fee schedule and
termination instructions as noted in the Investment Management Agreement.

Our advisory fees will not be deducted directly from the accounts managed through the Pontera Order
Management System. Clients will give written authorization to deduct the fee from another non-
qualified account managed by our firm, in which case, the advisory fee would be deducted from this
account each quarter. Fees will be based upon your negotiated fee in accordance with our portfolio
management fee schedule and your Agreement. The client does not pay an additional fee for Pontera.
Further, the qualified custodian will deliver an account statement to you at least quarterly. These
account statements will show all disbursements from your account. You should review all statements
and invoices for accuracy.

For the Class 529 F-2 shares held directly with American Funds, our annual fee for portfolio
management services is up to 20 basis points of the market value of your assets under our
management. The mutual fund share class we use do not include 12b-1 fees. You will, however, be
required to pay standard custodial and account maintenance fees, please refer to American Funds
account opening paperwork for additional information.

The fees are calculated by American Funds for each quarterly period ending the last business day of
February, May, August, and November. The fees are based on the average daily net asset value (“NAV”)
of your assets invested in the mutual funds during the quarter; divided by the number of days in the
year multiplied by the number of days in the quarter. Fees are billed and payable quarterly in arrears
(i.e., after services are rendered) in the months of March, June, September, and December. For example,
...

Item 7: Types of Clients
We offer investment advisory services to individuals, high-net-worth individuals, and small businesses.
In general, we do not require a minimum dollar amount to open and maintain an advisory account;
however, we have the right to terminate your account if it falls below a minimum size which, in our sole
opinion, is too small to manage effectively.

TPMs utilized by HNW may have account minimums that will be disclosed to the Client in the TPM’s
Form ADV Part 2 and agreement.