Integra Financial Inc

ITEM 5 – FEES AND COMPENSATION

ERISA Plan Advisory Services

The annual fees are based on the market value of the Included Assets and will not exceed 0.70%.
The annual fee is negotiable and will be charged as a percentage of the Included Assets. Fees will
be charged quarterly or monthly in arrears or in advance based on the assets as calculated by the
custodian or record keeper of the Included Assets (without adjustments for anticipated withdrawals
by Plan participants or other anticipated or scheduled transfers or distribution of assets). If the
services to be provided start any time other than the first day of a quarter or month, the fee will be
prorated based on the number of days remaining in the quarter or month. If this Agreement is
terminated prior to the end of the billing cycle, Integra Financial shall be entitled to a prorated fee
based on the number of days during the fee period services were provided or Client will be due a
prorated refund of fees for days services were not provided in the billing cycle.
The fee schedule, which includes compensation of Integra Financial for the services is described
in detail in Schedule A of the ERISA Plan Agreement. The Plan is obligated to pay the fees,
however the Plan Sponsor may elect to pay the fees. Client will have fees deducted from Plan
Assets. Integra Financial does not reasonably expect to receive any additional compensation,
directly or indirectly, for its services under this Agreement. If additional compensation is
received, Integra Financial will disclose this compensation, the services rendered, and the payer
of compensation. Integra Financial will offset the compensation against the fees agreed upon

under the Agreement.

Financial Planning and Consulting Fees

Integra will negotiate planning fees with you. Fees may vary based on the extent and complexity
of your individual personal circumstances. Your fee for the designated financial advisory services
will be based on one of the following ways:

    •   Fixed Fee: Under a fixed fee arrangement, any fee will be agreed upon by you and your
        adviser in advance of services being performed. The fee will be determined based on
        factors including the complexity of your financial situation, agreed upon deliverables, and
        whether or not you intend to implement any recommendations through your IAR at Integra.

When Integra is chosen to implement your plan, we will waive or reduce a portion of our financial
planning. The type of fee and, in the case of a fixed fee, the amount of the fee will be agreed to by
you and your advisor prior to the signing of the financial planning agreement. The financial
planning fee is due 100% at the signing of the financial planning agreement..

Typically, we complete a plan within six (6) months, provided that you have provided us all
information needed to prepare the financial plan. If the work is not completed in such a time, we
may refund your fee on a pro-rated basis. The financial planning flat fee refund is calculated pro
rata based on the amount of time spent at the firm’s hourly rate. Fixed fees shall not exceed
$15,000.

    •   Hourly Rate: Under an hourly rate agreement, your total cost for financial planning services
        will be based on the amount of time your advisor and our staff spend developing your
        financial plan. This includes time spent meeting with you, analyzing your financial
        objectives, and evaluating and documenting your strategies. Our hourly rates vary between
        $200.00 and $500.00. The hourly rate will be agreed upon by you and your advisor in
        advance of services being performed. The fee and the number of hours will be determined
        based on factors including the complexity of your financial situation, agreed upon
        deliverables and the level of experience of the advisor(s) s completing your plan.

Either party may terminate the agreement. There will never be a fee of more than $1,200 charged
more than six months in advance and the remaining fee will be due upon completion of the plan.
Upon termination, fees will be prorated to the date of termination and any unearned portion of the
fee will be refunded to you.

In no case are our fees based on, or related to, the performance of your funds or investments.

When both investment management or plan implementation and financial planning services are
offered, there is a conflict of interest since there is an incentive for the party offering financial planning
services to recommend products or services for which Integra or an affiliated company may receive
compensation. However, Integra will make all recommendations independent of such
considerations and based solely on our obligations to consider your objectives and needs. As a
financial planning client, you are under no obligation to act upon any of our recommendations or

affect the transaction(s) through us if you decide to follow the recommendations.

Additional Fees and Expenses:

Advisory fees payable to us do not include all the fees you will pay when we purchase or sell
securities for your Account(s). The following list of fees or expenses are what you may pay directly
to third parties, whether a security is being purchased, sold, or held in your Account(s) under our
management and may, include:

   •   Exchange fees
   •   SEC Fees
   •   Advisory fees and administrative fees charged by Mutual Funds (MF) and Exchange
       Traded Funds (ETFs)
   •   Advisory fees charged by sub-advisers (if any are used for your account).
   •   Custodial Fees.
   •   Deferred sales charges (on MF or annuities).
   •   Transfer taxes.
   •   Wire transfer and electronic fund processing fees.
   •   Overnight and/or postage fees.

Because our accounts are wrap accounts, the only fees Integra receives are the management fees.
Please refer to “Item 12 - Brokerage Practices” below for discussion of Integra Financials

ITEM 7 – TYPES OF CLIENTS

We provide investment advice to individuals, high net worth individuals, small businesses, trusts,
company pension plans and estates. Our initial account value is $10,000; however, we may accept
accounts for less than the minimum.