Integral Investment Advisors Inc

Item 5: Fees & Compensation

Compensation for Our Advisory Services

Investment Management Fees:

In consideration of the Investment Management services provided by our firm, clients pay our firm
an annual fee quarterly in arrears. Fees will be deducted directly by the custodian from client’s
accounts unless otherwise agreed. The fee will be equal to the agreed respective percentage per
annum, based on the average daily market values of the managed accounts over the previous
calendar quarter.

The maximum annual fee charged will not exceed 1.50%. Fees to be assessed will be outlined in the
advisory agreement to be signed by the Client when we begin our professional relationship. Unless
otherwise noted in writing, our firm bills on cash.

For purposes of determining value, securities and other instruments traded on a market for which
actual transaction prices are publicly reported shall be valued at the last reported sale price on the
principal market in which they are traded (or, if there shall be no sales on such date, then at the mean
between the closing bid and asked prices on such date). Notwithstanding the above, our fees are
generally negotiable. As part of this process, Clients understand the following:

    a) The client’s independent custodian sends statements at least quarterly showing the market
       values for each security included in the assets and all account disbursements, including the
       amount of the advisory fees paid to our firm. Clients should verify the accuracy of these
       calculations;
    b) Clients will provide authorization permitting our firm to be directly paid by these terms. Our
       firm will send an invoice directly to the custodian; and
    c) If our firm sends a copy of our invoice to the client, legend urging the comparison of
       information provided in our statement with those from the qualified custodian will be
       included.

Financial Planning Fees:

Our firm charges on a flat fee basis for Financial Planning services. The total estimated fee, as well as
the ultimate fee charged, is based on the scope and complexity of our engagement with the client.
Flat fees range from $1,500 to $10,000.

Our firm will invoice clients for this service upon delivery of their plan. All invoices are due within 10
days of financial plan being delivered. Our firm may make special arrangements with clients wishing
to retain financial planning as an ongoing service. However, our firm will not require a retainer in
excess of $1,200 when services cannot be rendered in six months.

ADV Part 2A – Firm Brochure                     Page 6                             Integral Wealth Management

The planning fee also includes the time and activities necessary to work with client’s attorney and/or
accountant in reaching agreement on solutions, as well as implementing all appropriate documents.
We are not responsible for attorney or accountant fees charged to clients as a result of the above
activities.

Retirement Plan Consulting:

Our Retirement Plan Consulting services are billed a fee based on the percentage of Plan assets under
management. Fees based on a percentage of managed Plan assets will not exceed 1.50%. The fee-
paying arrangements will be determined on a case-by-case basis and will be detailed in the signed
consulting agreement.

Other Types of Fees & Expenses

Clients will incur transaction fees for trades executed by their chosen custodian, via individual
transaction charges. These transaction fees are separate from our firm’s advisory fees and will be
disclosed by the chosen custodian. Charles Schwab & Co., Inc. (“Schwab”), does not charge transaction
fees for U.S. listed equities and exchange traded funds.

Clients may also pay holdings charges imposed by the chosen custodian for certain investments,
charges imposed directly by a mutual fund, index fund, or exchange traded fund, which shall be
disclosed in the fund’s prospectus (i.e., fund management fees, initial or deferred sales charges,
mutual fund sales loads, 12b-1 fees, surrender charges, variable annuity fees, IRA and qualified
retirement plan fees, and other fund expenses), mark-ups and mark-downs, spreads paid to market
makers, fees for trades executed away from custodian, wire transfer fees and other fees and taxes on
brokerage accounts and securities transactions. Our firm does not receive a portion of these fees.

Termination & Refunds

Either party may terminate the Investment Advisory Agreement signed with our firm for our
Investment Management services in writing at any time. Upon notice of termination pro-rata
advisory fees for services rendered to the point of termination will be charged contingent on the
number of days the account was open during the quarter. If advisory fees cannot be deducted, our
firm will send an invoice for due advisory fees to the client.

Financial Planning clients may terminate their agreement at any time before the delivery of a
financial plan by providing written notice. For purposes of calculating fees, all work performed by us
up to the point of termination shall be calculated at the hourly fee currently in effect. Clients will
receive an invoice based on the time and effort expended by our firm.

Either party may terminate the Retirement Planning Consulting Agreement at any time by providing
written notice to the other party. Clients will be charged on a pro-rata basis which takes into account
work completed by our firm on behalf of the client. Clients will incur charges for bona fide advisory
services rendered up to the point of termination (determined as receipt of said written notice) and
such fees will be due and payable by the client.

Commissionable Securities Sales

Our firm is a fee-only investment advisory firm paid on a percentage of client assets managed. This
means that no supervised person associated with us receives or accepts any compensation for the
...

Item 7: Types of Clients & Account Requirements

We do not have any set asset requirements for opening or maintaining accounts and provide
investment advice to the following types of clients:
    • High Net Worth Individuals;
    • Individuals (other than High Net Worth individuals);
    • Charitable Organizations;
    • Pension and Profit Sharing Plans;

Because each client is unique, we encourage involvement in the planning and processes involved in
the management of client accounts. Such involvement does not have to be time consuming, however
we want our clients to remain informed and have a sense of security about their investments.