Little House Capital LLC

Item 5 – Fees and Compensation
The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into a written
agreement with the Advisor.

A. Fees for Advisory Services
Investment Management Services / Wealth Management Services
Investment advisory fees are charged and payable either monthly or quarterly at the end of each month or
quarter, pursuant to the terms of the investment advisory agreement. Investment advisory fees are based on the
daily average balance of assets under management for the billing period. Investment advisory fees range up to
1.10% annually based on several factors, including: the scope and complexity of the services to be provided; the
level of assets to be managed; and the overall relationship with the Advisor. Relationships with multiple
objectives, specific reporting requirements, portfolio restrictions and other complexities may be charged a higher
fee.

The investment advisory fee in the first month or quarter of service is prorated from the inception date of the
account(s) to the end of the first month or quarter. Fees may be negotiable at the sole discretion of the Advisor.
The Client’s fees will take into consideration the aggregate assets under management with the Advisor. All
securities held in accounts managed by LHC will be independently valued by the Custodian. The Advisor will
conduct periodic reviews of the Custodian’s valuations to ensure accurate billing.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and
other related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the
Advisor shall not receive any portion of these commissions, fees, and costs.

Use of Independent Managers
As noted in Item 4, the Advisor could implement all or a portion of a Client’s investment portfolio utilizing one or
more Independent Managers. To eliminate any conflict of interest, the Advisor does not earn any compensation
from an Independent Manager. The Advisor will only earn its investment advisory fee as described above.
Independent Managers typically do not offer any fee discounts but may have a breakpoint schedule which will
reduce the fee with an increased level of assets placed under management with an Independent Manager. The
terms of such fee arrangements are included in the Independent Manager’s disclosure brochure and applicable
contract[s] with the Independent Manager. The total blended fee, including the Advisor’s fee and the Independent
Manager’s fee, will not exceed 2.00% annually.

Financial Planning Services
LHC offers financial planning services either on an hourly basis or a fixed engagement fee. Hourly fees are $400
per hour. Fixed fees range from $1,000 to $5,000. The Advisor also offers annual financial planning services up to
$10,000 annually. The comprehensive financial planning fees are billed quarterly in advance. The fee in the first
quarter of the Agreement shall be prorated from the inception date to the end of the first quarter. Fees may be
negotiable based on the nature and complexity of the services to be provided and the overall relationship with the

                                                 Little House Capital, LLC
                                    35 Braintree Hill Park, Suite 100, Braintree, MA 02184
                                        Phone: (617) 545-5600 * Fax: (617) 294-5396
                                                https://littlehousecapital.com/

Advisor. An estimate for total hours and/or total costs will be provided to the Client prior to engaging for these
services.

Retirement Plan Advisory Services
Fees for retirement plan advisory services are charged an annual asset-based fee depending on the capacity in
which LHC is performing. When acting in a 3(21) capacity the annual fee is 0.50% with a minimum fee of $5,000.
When acting in the capacity of a 3(38) discretionary fiduciary the annual fee of is based on the tiered schedule for
investment management above and are billed at the end of each month or quarter, pursuant to the terms of the
retirement plan advisory agreement. Retirement plan advisory fees are based on the daily average account
balance of assets under management for the billing period. Fees may be negotiable depending on the size and
complexity of the Plan.

B. Fee Billing
Investment Management Services / Wealth Management Services
Investment advisory fees are calculated by the Advisor or its delegate and deducted from the Client’s account(s)
at the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be
deducted from the Client’s account(s) at the end date of the respective billing period. The amount due is
calculated by applying the periodic billing rate (for monthly billing, the annual rate divided by 12, for quarterly
billing, the annual rate divided by 4) to the total assets under management with LHC at the end of the prior billing
period. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction of the
investment advisory fee. It is the responsibility of the Client to verify the accuracy of these fees as listed on the
Custodian’s brokerage statement as the Custodian does not assume this responsibility. Clients provide written
authorization permitting advisory fees to be deducted by LHC to be paid directly from their account(s) held by the
Custodian as part of the investment advisory agreement and separate account forms provided by the Custodian.

Use of Independent Managers
Client account[s] implemented through Independent Manager[s] will be billed in accordance to the separate
agreement[s] with the respective parties. These parties will typically add LHC’s investment advisory fee and deduct
the overall fee from the Client’s account[s].
...

Item 7 – Types of Clients
LHC offers investment advisory services to individuals, high net worth individuals, institutions, foundations,
endowments, other corporate structures and trusts. The amount of each type of Client is available on LHC’s Form
ADV Part 1A. These amounts may change over time and are updated at least annually by the Advisor. LHC
generally does not impose a minimum relationship size for Client accounts it manages. However, when acting in a
3(21) capacity, the Advisor imposes a minimum fee of $5,000 which can be waived at the sole discretion of the
Advisor.