Investology Inc

ITEM 5: FEES AND COMPENSATION
   A. FEE SCHEDULE
Asset-Based Fees for Portfolio Management

       0$ - $500,000.00          1.65%
       Next $500,000.00          1.45%
       $1 mill and above         1.25%

       These fees are generally negotiable, and the final fee is shown at the fee schedule of the
Investment Advisory Contract. Clients may terminate the agreement without penalty for a full
refund of Investology fees within five business days of signing the Investment Advisory
Contract. Thereafter, clients may terminate the Investment Advisory Contract generally with 30
days' written notice.

    Investology uses the end of the quarter value, after considering deposits and withdrawals, for
the purpose of determining the market value of the assets upon which the advisory fee is based.

   B. PAYMENT OF FEES
Payment of Asset-Based Portfolio Management Fees

   Asset-based portfolio management fees are withdrawn directly from the client's accounts
with client's written authorization on a quarterly basis. Fees are paid in advance.

   C. CLIENT RESPONSIBILITY FOR THIRD PARTY FEES
    Clients are responsible for the payment of all third-party fees unless agreed with the advisor
of otherwise (i.e. custodian fees, brokerage fees, mutual fund fees, transaction fees, Actuary,
CPA etc.). Those fees are separate and distinct from the fees and expenses charged by
Investology. Please see Item 12 of this brochure regarding broker-dealer/custodian.

   D. PREPAYMENT OF FEES
    Investology collects fees in advance. Refunds for fees paid in advance will be returned within
30 days to the client via check or return deposit back into the client’s account.
For all asset-based fees paid in advance, the refunded fee will be equal to the balance of the fees
collected in advance minus the daily rate* times the number of days elapsed in the billing period
up to and including the day of termination. (*The daily rate is calculated by dividing the annual
asset-based fee rate by 365.)

   E. OUTSIDE COMPENSATION FOR THE SALE OF SECURITIES TO CLIENTS

    Neither Investology nor its supervised personnel accept any compensation for the sale of
securities or other investment products, including asset-based sales charges or service fees from
the sale of mutual funds.

ITEM 7: TYPES OF CLIENTS

       Investology generally provides advisory services to the following types of clients:

                   o Individuals
                   o High-Net-Worth Individuals

                   o Companies Retirement plans
                   o Charitable Organizations