Journey Beyond Wealth LLC

Item 5: Fees and Compensation
Please note, unless a client has received the firm’s disclosure brochure at least 48 hours prior to signing the
investment advisory contract, the investment advisory contract may be terminated by the client within five (5)
business days of signing the contract without incurring any advisory fees. How we are paid depends on the type of
advisory service we are performing. Please review the fee and compensation information below.

Journey Financial Planning Services

Our standard Journey financial planning advisory fee is based on the market value of the assets under management
and is calculated based on the below listed fee schedule. Fees are calculated and paid on a monthly basis and
based on the account value as of the last day of the previous month. No increase in the annual fee shall be
effective without agreement from the Client by signing a new agreement or amendment to their current advisory
agreement.

                   Assets Under Management                             Annual Advisory Fee
                         $0 ‐ $2,500,000                                      0.90%
                     $2,500,001 ‐ $5,000,000                                  0.60%
                    $5,000,001 ‐ $30,000,000                                  0.30%
                      $30,000,001 and Above                                   0.15%

JBW’s period‐end account values include accrued interest, therefore, the account value used to calculate advisory
fees may differ from that of the custodial account statement.

The fee is blended based upon the schedule shown. For example, the annual fee rate for a Journey Financial Planning
Services client with assets under management of $4,000,000 would be 0.7875%.

Advisory fees are directly debited from Client investment accounts, Client checking account, or the Client may
choose to pay by check. An account may be terminated with written notice at least 15 calendar days in advance.
Since fees are paid in arrears, no refund will be needed upon termination of an account.

Please Note: In cases where Journey Financial Planning Services involve significant amounts of non‐ managed
assets JBW may charge an additional planning fee which may be higher than those shown above. These fees will
be clearly outlined in the client’s Advisory Agreement.

Navigator Financial Planning Services

Our standard Navigator financial planning advisory fee is based on the market value of the assets under
management and is calculated based on the below listed fee schedule. Fees are calculated and paid on a monthly
basis and based on the account value as of the last day of the previous month. No increase in the annual fee shall
be effective without agreement from the Client by signing a new agreement or amendment to their current
advisory agreement.

                   Assets Under Management                              Annual Advisory Fee
                         $0 ‐ $2,500,000                                       0.75%
                     $2,500,001 ‐ $5,000,000                                   0.50%
                     $5,000,001 ‐ $30,000,000                                  0.25%
                       $30,000,001 and Above                                   0.15%

JBW’s period‐end account values include accrued interest, therefore, the account value used to calculate advisory
fees may differ from that of the custodial account statement.

The fee is blended based upon the schedule shown. For example, the annual fee rate for a Journey Financial Planning
Services client with assets under management of $4,000,000 would be 0.6563%.

Advisory fees are directly debited from Client investment accounts, Client checking account, or the Client may
choose to pay by check. An account may be terminated with written notice at least 15 calendar days in advance.
Since fees are paid in arrears, no refund will be needed upon termination of an account.

Please Note: In cases where Navigator Financial Planning Services involve significant amounts of non‐managed
assets, JBW may charge an additional planning fee which may be higher than those shown above. These fees will
be clearly outlined in the client’s Advisory Agreement.

Investment Management Only

Our standard investment management advisory fee is based on the market value of the assets under management

and is calculated based on the below listed fee schedule. Fees are calculated and paid monthly in arrears based
upon the account value as of the last day of the month. No increase in the annual fee shall be effective without
agreement from the Client by signing a new agreement or amendment to their current advisory agreement.

                    Assets Under Management                               Annual Advisory Fee
                          $0 ‐ $2,500,000                                        0.60%
                      $2,500,001 ‐ $5,000,000                                     0.40%
                     $5,000,001 ‐ $30,000,000                                     0.25%
                      $30,000,001 and Above                                      0.15%

JBW’s period‐end account values include accrued interest, therefore, the account value used to calculate advisory
fees may differ from that of the custodial account statement.

The fee is blended based upon the schedule shown. For example, the annual fee rate for an Investment Management
Only client with assets under management of $4,000,000 would be 0.5250%.
Advisory fees are directly debited from Client investment accounts, Client checking account, or the Client may
choose to pay by check. An account may be terminated with written notice at least 15 calendar days in advance.
Since fees are paid in arrears, no refund will be needed upon termination of an account.

Family Office Services

Family Office Services are designed to address the wealth management of multi-generational families. Fees for
...

Item 7: Types of Clients
We provide financial planning and portfolio management services to high‐net‐worth individuals and families.

We also provide limited-scope financial planning and portfolio management services (Navigator) to individuals and
families who desire investment management with a narrower planning scope.