Invisor Financial LLC

Item 5 – Fees and Compensation
    Services to be rendered, associated fees, term of service, etc., will be stated in the client services agreement with
    our firm. Invisor cannot accept cash, money orders or similar forms of payment for its engagements.

    Method of Compensation and Fee Schedules
    Financial Planning - Project-Based and Hourly Fees
    The fee for Financial Planning on a project-based or hourly basis will depend on the complexity of the situation.
    Project-based fees will be agreed upon before the start of any work and can range between $250.00 and

    Term “assets under management” as defined by the SEC’s General Instructions for Part 2 of Form ADV.

   $15,000.00, depending on the nature of the work. The fee is negotiable. The timing of fee payments will be
   defined in the services agreement or will be due at the completion of the work; however, Invisor will not bill an
   amount above $1,200.00 more than six months in advance.

   Hourly fees for Financial Planning is an hourly rate between $100.00 and $300.00 per hour, depending on
   complexity. The fee may be negotiable in certain cases and is due at the completion of the engagement.

   Fees for project-based and hourly services may be paid by electronic funds transfer or check. Upon termination,
   any prepaid but unearned fees will be refunded to client. The client will be billed for any earned but unpaid fees
   for work completed up to the date of termination.

   Financial Planning - Ongoing Fees
   Ongoing Financial Planning consists of an upfront charge of $1,000.00 and an ongoing fee that is paid monthly, in
   arrears at the rate of $195.00 per month. The fee may be negotiable in certain cases. Fees for this service may
   be paid by electronic funds transfer or check. This service may be terminated with written notice at least 30
   calendar days in advance. Upon termination of any account, the fee will be prorated for the final month and any
   unearned fee will be refunded to the client.

   The upfront portion of the ongoing Financial Planning fee is for client onboarding, data gathering, and setting the
   basis for the financial plan. This work will commence immediately after the fee is paid, and will be completed
   within the first 30-60 days of the date the fee is paid. Therefore, the upfront portion of the fee will not be paid
   more than six months in advance.

   Wealth Management, Investment Management Only, and Wealth Launch Fees
   The Wealth Management and Investment Management Only fees are based on account balances for the assets
   for which our firm has been granted investment discretion, considered assets under management. Fees will be
   due per the following table. The fees are negotiable and are paid in arrears on a quarterly basis.

                                                                                               Investment Management
 Client’s Assets Under       Wealth Management             Investment Management Only
                                                                                                 Only - Wealth Launch
     Management            Annualized Asset-Based Fee       Annualized Asset-Based Fee
                                                                                              Annualized Asset-Based Fee
     $0 - $100,000           1.50% (150 basis points)         1.20% (120 basis points)
  $100,001 - $500,000        1.15% (115 basis points)          0.85% (85 basis points)
 $500,001 - $1,000,000        0.80% (80 basis points)          0.70% (70 basis points)
                                                                                                 0.65% (65 basis points)
$1,000,001 - $2,000,000       0.70% (70 basis points)          0.60% (60 basis points)
$2,000,001 - $10,000,000      0.60% (60 basis points)          0.50% (50 basis points)
  $10,000,001 or more        Customized Fee Schedule          Customized Fee Schedule

   The Wealth Management and Investment Management Only fees are blended fees and are calculated by
   assessing the percentage rates using the predefined levels of assets as shown in the chart above and applying the
   fee to the appropriate account balance, resulting in a combined weighted fee. For example, an account balance of
   $750,000 at the end of a quarter would be assessed $2,025.00 in Wealth Management fees for that quarter. The
   quarterly fee would be determined by the following calculation: (($100,000 x 1.50%) + ($400,000 x 1.15%) +
   ($250,000 x 0.80%)) ÷ 4 = $2,025.00. If the account remained at $750,000 for an entire year, the account would
   pay an effective rate of 1.08% on the account balance with an annual fee of $8,100.00.

   Invisor will assess a minimum quarterly fee of $250.00 for Wealth Management and Investment Management
   Only services. As a result, if a client’s assets under management do not generate fees meeting the minimum
   quarterly fee in a calendar quarter, Invisor will assess an additional fee amounting to the difference between the

actual fees assessed and the minimal quarterly fee. The minimum quarterly fee may be discounted or waived in
certain instances, in particular, during the first calendar year if the client did not have assets managed by Invisor
for the full period.

No increase in fees shall be effective without agreement from the client by signing a new agreement or
amendment to the existing client services agreement. However, the minimum annual fee may be adjusted from
time to time to account for inflation without signing a new agreement or an amendment.

Fees are directly debited from client accounts unless the client chooses to pay by electronic funds transfer or
check. Accounts initiated or terminated during a calendar quarter will be charged a pro-rated fee based on the
amount of time services were rendered in the billing period. An account may be terminated with written notice at
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Item 7 – Types of Clients
Invisor provides personal financial planning advice and investment management to individuals and families. In
addition, Invisor offers plan advice, support, and management to sponsors of pension and profit sharing plans and
their plan participants. We do not require minimum income, asset levels or other similar preconditions for our
engagements. We may decline services to any prospective client when we believe it is appropriate to do so.