IQCIO LLC

Item	5:	Fees	&	Compensation

        	Compensation	for	Our	Advisory	Services

        The	maximum	annual	fee	charged	for	our	services	will	not	exceed	1.50%.	Annualized	fees	are	billed
        on	a	pro-rata	basis	quarterly	in	arrears	based	on	the	value	of	the	account(s)	on	the	time-weighted
        daily	 accrual	 of	 the	 quarter.	 Fees	 are	 negotiable	 and	 will	 be	 deducted	 from	 client	 account(s).
        Adjustments	will	be	made	for	deposits	and	withdrawals	during	the	quarter.

        We	are	also	paid	consultancy	fees,	which	are	typically	a	portion	of	investment	advisory	fees	paid	to
        third	party	investment	advisors,	for	advising	such	investment	advisors	on	co-branded	portfolios.

        	Other	Types	of	Fees	&	Expenses

        Clients	will	incur	transaction	charges	for	trades	executed	in	their	accounts.	These	transaction	fees	are
        separate	from	our	firm’s	advisory	fees	and	will	be	disclosed	by	the	chosen	custodian.	Clients	may	also
        pay	 holdings	 charges	 imposed	 by	 the	 chosen	 custodian	 for	 certain	 investments,	 charges	 imposed
        directly	by	a	mutual	fund,	index	fund,	or	exchange	traded	fund,	which	shall	be	disclosed	in	the	fund’s
        prospectus	(i.e.,	fund	management	fees,	initial	or	deferred	sales	charges,	mutual	fund	sales	loads,	12b-
        1	fees,	surrender	charges,	variable	annuity	fees,	IRA	and	qualified	retirement	plan	fees,	and	other	fund
        expenses).	Our	firm	does	not	receive	a	portion	of	these	fees.

        	Termination	&	Refunds

        Either	party	may	terminate	the	advisory	agreement	signed	with	our	firm	in	writing	at	any	time	by
        emailing	our	firm	at	admin@iqcio.com.	Upon	notice	of	termination	pro-rata	advisory	fees	for	services
        rendered	to	the	point	of	termination	will	be	charged.	If	advisory	fees	cannot	be	deducted,	our	firm
        will	send	an	invoice	for	due	advisory	fees	to	the	client.

        	Commissionable	Securities		Sales

        Our	firm	and	representatives	do	not	sell	securities	for	a	commission	in	advisory	accounts.

Item	7:	Types	of	Clients	&	Account	Requirements

        The	types	of	clients	engaged	by	our	firm	are	corporations,	Limited	Liability	Companies	and/or	Other
        Business	Types	and	other	advisers.

        Our	firm	does	not	impose	requirements	for	opening	and	maintaining	accounts	or	otherwise	engaging
        us.