J Mandwelle Capital Strategies LLC

Item 5: Fees and Compensation

A. Fee Schedule

Investment Supervisory Services Fees

            Total Assets Under Management                   Annual Fee
                  Less than $100,000                          1.20%

                 $100,000 - $199,999                          1.10%

                 $200,000 - $299,999                          1.00%

                   $300,000 - Above                         Negotiable

These fees are negotiable depending upon the needs of the client and complexity of the
situation, and the final fee schedule is attached as Exhibit II of the Investment Advisory
Contract. Fees are paid quarterly in advance, and clients may terminate their contracts
with ten days’ written notice. Advisory fees are withdrawn directly from the client’s
accounts with client written authorization.

Refunds are given on a prorated basis, based on the number of days remaining in a quarter
at the point of termination. Fees that are collected in advance will be refunded based on
the prorated amount of work completed up to the day of termination within the quarter
terminated. The fee refunded will be the balance of the fees collected in advance minus
the daily rate* times the number of days in the quarter up to and including the day of
termination. (*The daily rate is calculated by dividing the quarterly AUM fee by the
number of days in the termination quarter). Clients may terminate their contracts without
penalty, for full refund, within 5 business days of signing the advisory contract.

Financial Planning Fees

Hourly Fees

Depending upon the complexity of the situation and the needs of the client, the hourly fee
for these services is $125. The fees are negotiable, and the final fee schedule will be attached
as Exhibit II of the Financial Planning Agreement. Fees are paid in arrears upon
completion. Because fees are charged in arrears, no refund is necessary. Clients may
terminate their contracts without penalty within five business days of signing the
advisory contract.

                                                                      Form ADV 2A Version: 2/9/2026

B. Payment of Fees

Payment of Investment Supervisory Fees

Advisory fees are withdrawn directly from the client’s accounts with client written
authorization. Fees are paid quarterly in advance.

Advisory fees may also be invoiced and billed directly to the client quarterly in advance.
Clients may select the method in which they are billed.

Payment of Financial Planning Fees

Hourly Financial Planning fees are paid via check in arrears upon completion. Because
fees are charged in arrears, no refund is necessary.

C. Clients Are Responsible For Third Party Fees

Clients are responsible for the payment of all third-party fees (i.e. custodian fees,
brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and
distinct from the fees and expenses charged by JMCS. Please see Item 12 of this brochure
regarding broker/custodian.

D. Prepayment of Fees

JMCS collects fees in advance and in arrears. Fees that are collected in advance will be
refunded based on the prorated amount of work completed at the point of termination and
the total days during the billing period. Fees will be deposited back into the client’s account
within fourteen days.

The fee refunded will be the balance of the fees collected in advance minus the daily rate*
times the number of days in the quarter up to and including the day of termination. (*The
daily rate is calculated by dividing the quarterly AUM fee by the number of days in the
termination quarter).

E. Outside Compensation For the Sale of Securities to Clients

Neither JMCS nor its supervised persons accept any compensation for the sale of securities
or other investment products, including asset-based sales charges or services fees from
the sale of mutual funds.

                                                                      Form ADV 2A Version: 2/9/2026

Item 7: Types of Clients
JMCS generally provides management supervisory services to the following types of clients:

          ❖ Individuals
          ❖ High-Net-Worth Individuals
          ❖ IRA Accounts/Trusts

Minimum Account Size

There is no account minimum.