Jazz Wealth Managers Inc

Item 5 Fees and Compensation

A. & B. Advisory Fees

Jazz charges fees for investment advice based on a percentage of assets under management. The
annual negotiable fee ranges from 0.50% to 1.50%, depending on the assets under management, size,
and complexity of a client’s account. The fee is paid monthly in arrears and deducted from the client’s
account. Although Jazz believes its advisory fees are competitive and reasonable in light of the types
of services to be provided, it should be noted that clients may be able to receive similar services
elsewhere for a lower cost. Custodial fees, brokerage commissions, and/or transaction ticket fees
charged by Goldman Sachs, or Interactive Brokers are billed directly to the Client account by the
custodian. Jazz does not receive any portion of such brokerage commissions or custodial fees charged
by the qualified custodian. Jazz’s’ management fees are separate and distinct from the fees and
expenses. The breakdown of fees is as follows:

           Assets under Management                                   Annualized Fee
 $2,000 - $25,000                                                       1.50%
 $25,001 - $50,000                                                      1.25%
 $50,001-$100,000                                                       1.00%
 $100,001-$250,000                                                      0.75%
 $250,001 and Above                                                     0.50%

As of June 1, 2023, clients will also be charged a $75 annual fee, that will be billed at $6.25 monthly
and deducted from the client’s account by the qualified custodian.

Jazz offers its clients and prospective clients educational seminars and/or workshops on topics such
as, but not limited to, general investing, economic conditions, investing strategies or estate planning
concepts. Jazz does not charge for the educational seminars and/or workshops.

As mentioned in Item 4B, non-investment advisory clients will be charged a $13.99 monthly fee for
access to the jazzWealth.com/research website.

C. External Compensation for the Sale of Securities to Clients

Jazz does not receive any external compensation for the sale of securities to clients.

D. Other Account Fees

1. Jazz is typically a “fee only” investment advisor. This means that clients will not be sold products
or services that create additional fees or compensation to benefit Jazz. However, in addition to
advisory fees, Clients may also pay other fees or expenses to third-parties. The issuer of some of the
securities or products we purchase for Clients, such as ETFs or other similar financial products, may
charge product fees that affect Clients. An ETF typically includes embedded expenses that may reduce
the fund's net asset value, and therefore directly affect the fund's performance and indirectly affect a
Client’s portfolio performance or an index benchmark comparison. Expenses of an ETF may include
management fees, custodian fees, brokerage commissions, and legal and accounting fees. ETF
expenses may change from time to time at the sole discretion of the ETF issuer.

Form ADV Part 2

Item 7 Types of Clients

Jazz generally provides independent, objective investment advice regarding investments for
individuals, high net worth individuals, and corporations or business entities. Jazz’s
minimum account opening balance is $2,000. However, based on facts and circumstances the
Advisor, at its sole discretion, can negotiate to accept accounts with a lower value.

To open and maintain an investment advisory account, Jazz charges clients an annual
minimum fee of $75, charged monthly, and deducted from the client’s account by the
qualified custodian.

          Item 8 Methods and Analysis, Investment Strategies and Risk of Loss

A. Methods of Analysis

Security analysis methods may include charting, fundamental analysis, technical analysis, and
quantitative analysis. The main sources of information include financial newspapers and magazines,
research materials prepared by others, corporate rating services, prospectuses, filings with the
Securities and Exchange Commission, and company press releases.

B. Investment Strategies

Strategies utilized by Jazz may include long-term purchases, short –term purchases, trading, short
sales, and margin transactions. Jazz will frequently use cost basis reduction techniques such as
covered calls and other various options strategies to achieve the client’s goals while maintaining
agreed upon risk metrics.

Some of Jazz’s investment strategies may involve frequent trading. As a result, these strategies will
incur higher transaction costs which are costs assessed to client/investor portfolios. These costs will
commensurately reduce portfolio returns relative to a strategy that requires a lower level of trading.

C. Risk of Loss

All investment programs have certain risks that are borne by the investor. Fundamental analysis may
involve interest rate risk, market risk, business risk, and financial risk. Risks involved in technical
analysis are inflation risk, reinvestment risk, and market risk. Risks involved in quantitative analysis
are market risk, liquidity risk, and formulation risk.

- Interest-Rate Risk: Fluctuations in interest rates may cause investment prices to fluctuate. For
example, when interest rates rise, yields on existing bonds become less attractive, causing their
market values to decline.

Form ADV Part 2

- Market Risk: The price of a security, bond, or mutual fund may drop in reaction to tangible and
intangible events and conditions. This type of risk is caused by external factors independent of a
security’s particular underlying circumstances. For example, political, economic, and social
conditions may trigger market events.

- Business Risk: These risks are associated with a particular industry or a particular company within
an industry. For example, oil-drilling companies depend on finding oil and then refining it, a lengthy
process, before they can generate a profit. They carry a higher risk of profitability than an electric
company which generates its income from a steady stream of customers who buy electricity no
matter what the economic environment is like.

- Financial Risk: Excessive borrowing to finance a business’ operations increases the risk of
profitability, because the company must meet the terms of its obligations in good times and bad.
During periods of financial stress, the inability to meet loan obligations may result in bankruptcy
and/or a declining market value.

- Inflation Risk: When any type of inflation is present, a dollar today will buy more than a dollar next
year, because purchasing power is eroding at the rate of inflation.

-Reinvestment Risk: This is the risk that future proceeds from investments may have to be reinvested
at a potentially lower rate of return (i.e., interest rate). This primarily relates to fixed income
securities.

- Liquidity Risk: Liquidity is the ability to readily convert an investment into cash. Generally, assets
are more liquid if many traders are interested in a standardized product. For example, Treasury Bills
are highly liquid, while real estate properties are not.

- Formulation Risk: This is the risk associated with any financial formula that may be used to
rebalance a portfolio or hedge risk. There is risk that the formula may be flawed or not applicable to
certain market environments.